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August 2025 News Archive

Explore our archive of financial news, savings, mortgages and personal finance articles published in August 2025. Browse articles below for key developments, expert analysis and insights from the month.

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August 2025 News

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Savers urged to “switch regularly” as product choice rises to record high

27th August 2025

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August, giving savers more choice when switching providers.

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August.

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Who will inherit your pension?

22nd August 2025

While you might assume your pension will automatically be passed to your chosen beneficiaries, it's actually your provider that has final say. Find out more:

While you might assume your pension will automatically be passed to your chosen beneficiaries, it's actually your provider that has final say. Find out more:

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Pressures continue as UK inflation rises to 3.8% in July

20th August 2025

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

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Pension decumulation: How to avoid these three expensive mistakes

15th August 2025

It can be difficult to work out what you can afford to do when you retire; keep reading to learn the top three pension decumulation mistakes people make and how to avoid them:

It can be difficult to work out what you can afford to do when you retire; discover the top three pension decumulation mistakes and how to avoid them:

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A-level results day 2025: Latest student bank account offers

14th August 2025

Hundreds of thousands of applicants have been accepted onto a university or college course this year, according to UCAS. Discover some of the latest student current account offers that could stretch your money further this academic year:

More than 400,000 applicants have been accepted onto a university or college course this year. Discover some of the latest student current account perks:

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Has your savings provider passed on the most recent base rate cut?

13th August 2025

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

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Mortgage cuts spike in August, though market remains cautious

12th August 2025

Average mortgage rates have fallen for the sixth consecutive month as of 1 August, with prices now dropping by larger margins compared to the previous month. Find out what this could mean for you if you're looking to refinance to a new deal.

Average mortgage rates have fallen for the sixth consecutive month as of 1 August, with prices now dropping by larger margins compared to the previous month.

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Many top fixed rate bonds continue to fall in August

8th August 2025

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

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Average two-year fixed mortgage rate drops below the five-year

7th August 2025

For the first time since September 2022, the average two-year fixed mortgage rate is lower than the five-year average. Is this the return to a more traditional market?

For the first time since September 2022, the average two-year fixed mortgage rate is lower than the five-year average.

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Bank of England cuts base rate to 4.00% despite higher-than-expected inflation

7th August 2025

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee narrowly voted in favour of a cut. Find out why and what it means for your money.

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee voted in favour of a cut.

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Over £100 million in Premium Bond prizes left unclaimed: Are you a lucky winner?

5th August 2025

With £100 million in Premium Bonds waiting to be claimed, it’s not too late to check if you're a lucky winner of one of these tax-free cash prizes.

With £100 million in Premium Bonds waiting to be claimed, it’s not too late to check if you're a lucky winner of one of these tax-free cash prizes.

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