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December 2025 News Archive

Explore our archive of financial news, savings, mortgages and personal finance articles published in December 2025. Browse articles below for key developments, expert analysis and insights from the month.

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December 2025 News

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After a year of “gradual change”, what savings and mortgages trends can we expect in 2026?

22nd December 2025

Lower interest rates in 2026 could bring uneven benefits for households.

Lower interest rates in 2026 could bring uneven benefits for households.

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Variable savings rates rebound in December as fixed rates suffer

19th December 2025

Most average rates on easy access and notice savings accounts saw a resurgence between November and December 2025 as fixed rates continued falling. Learn more on the latest trends.

Most average variable savings and ISA rates saw a resurgence between November and December 2025 as fixed rates continued falling.

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Bank of England cuts base rate to 3.75% before Christmas

18th December 2025

How might this affect people’s finances heading into 2026?

How might this affect people’s finances heading into 2026?

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UK inflation slowed more than expected to 3.2% in November

17th December 2025

With inflation at an eight-month low, will the Bank of England cut interest rates tomorrow?

With inflation at an eight-month low, will the Bank of England cut interest rates tomorrow?

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Premium Bond winners take home over £4.9 billion in prizes in 2025

17th December 2025

Consumers win big in what’s been a brilliant year for Premium Bonds.

Consumers win big in what’s been a brilliant year for Premium Bonds.

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Cash ISAs lose value over the past 15 years: Is it time you considered investing?

11th December 2025

This comes as the Chancellor of the Exchequer, Rachel Reeves, announced in last month’s Budget that the limit on cash ISA deposits will be reduced from April 2027.

It comes as the Chancellor of the Exchequer, Rachel Reeves, announced in last month’s Budget that the limit on cash ISA deposits will be cut from April 2027.

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Savers should act now to protect their earnings, as there’s “a cost to waiting”

9th December 2025

With fixed savings rates expected to fall and increasing pressure from frozen tax thresholds, savers are urged to act now to protect the return on their money.

With fixed savings rates expected to fall and increasing pressure from frozen tax thresholds, savers are urged to act now to protect the return on their money.

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Average mortgage rates tumble to lowest level since September 2022

8th December 2025

After many major lenders cut rates throughout November, the average two- and five-year fixed mortgage rates fell to their lowest levels in more than three years. But will rates continue falling?

After many major lenders cut rates throughout November, the average two- and five-year fixed mortgage rates fell to their lowest in over three years.

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How the best 0% balance transfer credit cards could save you money over Christmas 2025

4th December 2025

Built up credit card debt on your Christmas shopping? A 0% balance transfer card could help you save money, with 0% period of up to 35 months on offer. Read more.

Built up credit card debt on your Christmas shopping? A 0% balance transfer card could help you save money, with 0% period of up to 35 months on offer.

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Be in with a chance of winning up to £10,000 with Zopa this holiday season

3rd December 2025

Zopa offers customers the chance to win back the cost of December spending this Christmas. Find out more.

Zopa offers customers the chance to win back the cost of December spending this Christmas.

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iFAST Global Bank offers 1.5% cashback on all eligible card purchases this December

2nd December 2025

The most wonderful time of the year is here, and iFAST Global Bank is making the holiday season even more rewarding with a limited-time 1.5% cashback promotion for all eligible card purchases. Find out more:

iFAST Global Bank is making the holiday season even more rewarding with a limited-time 1.5% cashback promotion for all eligible card purchases. Find out more:

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Switch to The Co-operative Bank to earn an “attractive” cash bonus of up to £175

2nd December 2025

The Co-operative Bank has launched a £175 switching offer and, with every switch, the bank will make a Centrepoint charity donation. Find out how to get this bonus.

The Co-operative Bank has launched a £175 switching offer and, with every switch, the bank will donate to youth homelessness charity, Centrepoint.

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Savers plough over £4 billion into ISAs ahead of Autumn Budget

1st December 2025

Concerns the Chancellor of the Exchequer, Rachel Reeves, was planning to reduce the cash ISA limit might have prompted savers to make the most of their current allowance. Learn more:

Concerns the Chancellor was planning to reduce the cash ISA limit might have prompted savers to make the most of their current allowance. Learn more:

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iFAST Global Bank fuels the ambitions of UK SMEs

1st December 2025

iFAST Global Bank is on a mission to challenge outdated banking norms. It believes that businesses of all scales deserve flexible, digital-first partners who support their global ambitions. Find out more:

iFAST Global Bank believes businesses of all scales deserve flexible, digital-first partners who support their global ambitions. Learn more:

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