January 2025 News Archive

With talks of relaxing mortgage lending rules, could this help first-time buyers get on the property ladder? See more on how lenders are supporting first-time buyers.

With talks of relaxing mortgage lending rules, could this help first-time buyers get on the property ladder?

Despite being household names, the big high street banks continue to offer below-average rates on their flexible savings accounts. See how they compare to the top rates.

Despite being household names, the big high street banks continue to offer below-average rates on their flexible savings accounts.

Additional perks are also up for grabs if you continue to use your new account.

Additional perks are also up for grabs if you continue to use your new account.

As savings providers monitor the market and reprice deals, the average shelf-life of a fixed bond plunged to 33 days. See more savings trends for January 2025.

As savings providers monitor the market and reprice deals, the average shelf-life of a fixed bond plunged to 33 days.

With more cuts to the base rate on the cards for this year, this could see returns on savings plummet.

With more cuts to the base rate on the cards for this year, this could see returns on savings plummet.

As inflation drops surprisingly to 2.5% in December, could a base rate cut be on the way as early as next month?

As inflation drops surprisingly to 2.5% in December, could a base rate cut be on the way as early as next month?

Mortgage rates dropped in the month to January, with the margin between the average two- and five-year fixed rates falling to its lowest level in two years.

The margin between the average two- and five-year fixed rates is now at its lowest level in two years.

Despite its popularity, the Lifetime ISA has received criticism for imposing harsh withdrawal penalties and not keeping up with the current economic climate.

Despite its popularity, the Lifetime ISA has received criticism for imposing harsh withdrawal penalties and not keeping up with the current economic climate.

With billions of pounds sitting in accounts paying no interest, many savers could be missing out on potentially significant returns on their money in 2025.

With billions of pounds sitting in accounts paying no interest, savers could be missing out on significant returns on their money in 2025.