news icon

July 2025 News Archive

Explore our archive of financial news, savings, mortgages and personal finance articles published in July 2025. Browse articles below for key developments, expert analysis and insights from the month.

Advertisement

July 2025 News

news icon
ISA deposits surge by £3.6 billion in June following reform concerns

29th July 2025

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose. Find out more.

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose.

Read More
news icon
How 40-year mortgages can be a flexible lifeline for first-time buyers

28th July 2025

A 40-year mortgage can help first-time buyers get on the property ladder with smaller monthly payments. But overpaying could save thousands of pounds in interest.

A 40-year mortgage can be a flexible lifeline by helping first-time buyers get on the property ladder with smaller monthly payments.

Read More
news icon
Get a £180 cash boost this summer by switching to Santander

25th July 2025

Santander is offering a current account switch incentive of £180, which could provide a welcome cash boost to customers this summer.

Santander is offering a current account switch incentive of £180, which could provide a welcome cash boost to customers this summer.

Read More
news icon
NS&I raises rates on its one-year bonds, but how competitive are they?

24th July 2025

NS&I makes a welcome increase to its one-year fixed savings bonds after recently cutting returns across some of its other products.

NS&I makes a welcome increase to its one-year fixed savings bonds after recently cutting returns across some of its other products.

Read More
news icon
Neglected generation of savers have paid the price for low rates, as £1 saved in 2020 now worth 89p

23rd July 2025

Many will have lost money in real terms as savings accounts fail to keep up with inflation.

Many will have lost money in real terms as savings accounts fail to keep up with inflation.

Read More
news icon
TSB launches new switching offer for July

22nd July 2025

High street bank, TSB, has launched its latest switching incentive, where customers can earn £190 for switching to an eligible account as well as a host of extra rewards. If you're thinking about moving accounts this summer, find out more about this offer here.

High street bank, TSB, has launched its latest switching incentive, where customers can earn £190 for switching to an eligible account.

Read More
news icon
Barclays Bank offers a £175 cash bonus to current account switchers

16th July 2025

The high street bank becomes the latest provider to offer a current account switch incentive this summer.

The high street bank becomes the latest provider to offer a current account switch incentive this summer.

Read More
news icon
Government confirms permanent Mortgage Guarantee Scheme

16th July 2025

Relaxing stress tests and changing loan-to-income thresholds are further ways the Government is looking to help more people get onto the property ladder.

Relaxing stress tests and changing loan-to-income thresholds are further ways the Government is looking to help more people get onto the property ladder.

Read More
news icon
Inflation unexpectedly rises to near 18-month high in June

16th July 2025

The annual rate of UK inflation rose unexpectedly to 3.6% in June; the last time it was higher was in January 2024.

The annual rate of UK inflation rose unexpectedly to 3.6% in June; the last time it was higher was in January 2024.

Read More
news icon
Average variable savings rates sink to two-year low

14th July 2025

In unfortunate news for savers, average variable savings rates sunk to a two-year low after falling month-on-month in July. Find out what this means for your money.

In unfortunate news for savers, average variable savings rates sunk to a two-year low after falling month-on-month in July.

Read More
news icon
Chancellor pauses plans to reform the cash ISA allowance, for now

11th July 2025

Amid backlash surrounding news of a potential cut, the cash ISA allowance seems set to remain the same for the time being.

Amid backlash surrounding news of a potential cut, the cash ISA allowance seems set to remain the same for the time being.

Read More
news icon
Warning for millions of consumers who will see their tax-free savings allowance halved

8th July 2025

Savers are being urged to make the most of their annual ISA allowance.

Savers are being urged to make the most of their annual ISA allowance.

Read More
news icon
Best short-term fixed savings rate makes biggest jump in almost a year

8th July 2025

Nevertheless, those coming to the end of a competitive two-year fixed deal could lose out on almost £350 in interest when they reinvest.

Nevertheless, those coming to the end of a competitive two-year fixed deal could lose out on almost £350 in interest when they reinvest.

Read More
news icon
Average mortgage rate cuts persist, though momentum continues to wind down

8th July 2025

Average mortgage rates maintained a downward trajectory month-on-month, though momentum continues to waver. Find out what this could mean for you if you're after a new mortgage deal.

Average mortgage rates maintained a downward trajectory month-on-month, though momentum continues to waver.

Read More
news icon
Win up to £100,000 with these alternatives to NS&I’s Premium Bonds

7th July 2025

You don’t have to sacrifice interest for the chance to win big!

You don’t have to sacrifice interest for the chance to win big!

Read More
news icon
New issues of NS&I’s British Savings Bonds now on sale: How do they fare?

3rd July 2025

The Government-backed brand is also poised to lower the rate paid by its Junior ISA.

The Government-backed brand is also poised to lower the rate paid by its Junior ISA.

Read More
news icon
Mortgage market sees May boost, but will it continue?

1st July 2025

After slowing down in April, the housing market showed more positive signs in May as net borrowing and the number of approvals increased.

After slowing down in April, the housing market showed more positive signs in May.

Read More
news icon
Cash ISA allowance expected to be cut: What can you do?

1st July 2025

After months of rumours, a cut to the cash ISA allowance seems to be on the cards. What could this mean for savers?

After months of rumours, a cut to the cash ISA allowance seems to be on the cards.

Read More
news icon
Lloyds Bank offers £185 for switching current accounts: Are you eligible?

1st July 2025

The Club Lloyds accounts also grant access to a range of additional lifestyle perks – just in time for the summer holidays.

The Club Lloyds accounts also grant access to a range of additional lifestyle perks – just in time for the summer holidays.

Read More
Back to top image

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.