January 2026 Financial News Archive | Moneyfactscompare.co.uk

Relief for borrowers as mortgage affordability expected to improve

29th January 2026

Mortgages may reach their most affordable level since 2021, if rates fall and wages increase as expected. Read more on how mortgage affordability could improve in 2026.

Mortgages may reach their most affordable level since 2021, if rates fall and wages increase as expected.

The Co-operative Bank offers current account switchers £175 boost

28th January 2026

This could be a welcome boost to those still recovering financially from the festive period.

UK inflation rises to 3.4% in December 2025, but overall decline still expected

21st January 2026

UK inflation increased for the first time since July 2025, rising to 3.4% in December 2025. What does this mean for consumers and their money?

UK inflation increased for the first time since July 2025, rising to 3.4% in December 2025.

Over-65s are paying more Income Tax on savings interest. Here’s what you should know:

20th January 2026

Discover what this means for retirees and why the increase has been so stark:

Savers must prepare to see rates drop further, warns Personal Finance Analyst

14th January 2026

However, there’s still plenty of reason to shop around for a savings account.

Get a £200 cash boost by switching your current account to TSB

13th January 2026

Customers could get a £200 cash bonus to start the new year after TSB launched a new current account switching incentive. Find out how to qualify for this offer and how it compares.

Customers could get a £200 cash bonus to start 2026 after TSB launched a new current account switching incentive. Find out how to qualify for this offer.

Stage seems set for a “booming” mortgage market in 2026

12th January 2026

Lower rates and greater product choice are some of the reasons why borrowers can feel positive about the mortgage market in 2026. Discover more about the latest mortgage trends.

Lower rates and greater product choice are some of the reasons why borrowers can feel positive about the mortgage market in 2026.

NS&I launches new British Savings Bonds – but how do they fare?

6th January 2026

It comes as more than 30 providers have already lowered rates since last month’s base rate reduction.

Lloyds Bank kicks off 2026 with a new £250 switching bonus

6th January 2026

Customers who switch their current account to an eligible Lloyds Bank account before 3 February 2026 could get a cash boost of £250. Find out how to qualify for this offer and how it compares.

Customers who switch their current account to an eligible Lloyds Bank account before 3 February 2026 could get a cash boost of £250.

How to cut the cost of debt (and stay out of debt) in 2026

2nd January 2026

The average 0% balance transfer period increased and many personal loan rates fell in 2025, which could help those hoping to cut the cost of their debt in 2026. Read more.

The average 0% balance transfer period increased and many personal loan rates fell in 2025, which could help those hoping to cut the cost of their debt in 2026.