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Compare free no fee bank accounts

A free bank account doesn’t charge a monthly or annual fee although you will have to pay to use additional features. The account is normally free of charge to open, but they do sometimes have funding requirements. Start your comparison below. 

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Best No Fee Bank Accounts

Best No Fee Bank Accounts



We found 63 products in total, of which 11 have links to providers.

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Selecting ‘Provider Links First’ brings all products with a ‘Go to Provider’s Site’ button that you can apply for directly via Moneyfactscompare to the top of the chart, in rate order. Other products will appear below, again in rate order. Selecting ‘Rate Order’ will change the chart to list all products in rate order. Selecting ‘Favourites First’ will bring your chosen products to the top of the chart in rate order with those with Provider Links shown first.

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  • Nationwide BS FlexDirect - Funded
    
    Overdraft Rate (EAR)
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    39.90%
    Interest Rate (AER)
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    5.00%
    Account Fee
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    N/A
    Additional Information
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    Credit interest payable up to £1500
    At least £1,000 must be paid in per month
    Switch Service Guarantee member
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200 charged at 39.90% EAR Variable. Representative 39.9% APR variable.
  • NatWest Adapt Current Account
    
    Overdraft Rate (EAR)
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    N/A
    Interest Rate (AER)
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    2.70%
    Account Fee
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    N/A
    Additional Information
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    Credit interest payable
    No direct debits or standing orders allowed
    Account for ages 11-18
    Go To Provider's Site
    Representative Example: N/A
  • Royal Bank of Scotland Revolve
    
    Overdraft Rate (EAR)
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    N/A
    Interest Rate (AER)
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    2.70%
    Account Fee
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    N/A
    Additional Information
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    No minimum funding requirement
    Charges for using debit card overseas
    Account for ages 11-18
    Go To Provider's Site
    Representative Example: N/A
  • Barclays Bank Bank Account
    
    Overdraft Rate (EAR)
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    35.00%
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    No minimum funding needed
    No credit interest paid
    Overdrafts are subject to application, financial circumstances & borrowing history
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200. Up to £15.00 charged at 0.00% EAR Variable. Over £15.00 charged at 35.00% EAR Variable. Representative 35.0% APR variable.
  • Chase Chase Current Account
    
    Overdraft Rate (EAR)
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    N/A
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    1% cashback on everyday debit card purchases on the first £1.5K pm, capped at £15. Exceptions apply
    No credit interest paid
    No monthly account fees
    Go To Provider's Site
    Representative Example: N/A
  • Nationwide BS FlexAccount
    
    Overdraft Rate (EAR)
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    39.90%
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    Access to exclusive member-only products like the Flex Instant Saver
    No credit interest paid
    Switch Service Guarantee member
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200 charged at 39.90% EAR Variable. Representative 39.9% APR variable.
  • Nationwide BS FlexDirect - Non-funded
    
    Overdraft Rate (EAR)
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    39.90%
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    12-month arranged overdraft offer
    No credit interest paid
    Switch Service Guarantee member
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200 charged at 39.90% EAR Variable. Representative 39.9% APR variable.
  • NatWest Premier Select
    
    Overdraft Rate (EAR)
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    0.00%
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    No funding requirement each month
    No interest paid on credit balances
    Account designed for high net worth individuals
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200. Up to £500.00 charged at 0.00% EAR Variable. Over £500.00 charged at 34.49% EAR Variable. Representative 20.1% APR variable.
  • NatWest Select Account
    
    Overdraft Rate (EAR)
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    39.49%
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    No minimum funding required
    No interest paid on credit balances
    Switch Service Guarantee member
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200 charged at 39.49% EAR Variable. Representative 39.5% APR variable.
  • Royal Bank of Scotland Premier Select
    
    Overdraft Rate (EAR)
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    0.00%
    Interest Rate (AER)
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    0.00%
    Account Fee
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    N/A
    Additional Information
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    No funding requirement each month
    No interest paid on credit balances
    Account designed for high net worth individuals
    Go To Provider's Site
    Representative Example: Based on an overdraft limit of £1200. Up to £500.00 charged at 0.00% EAR Variable. Over £500.00 charged at 34.49% EAR Variable. Representative 20.1% APR variable.