Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting ‘Rate’ will change the chart to list all products in rate order. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position.
4.95%
Cash ISA
None
Yearly
Online
Online
Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.
DisclaimerAll rates subject to change without notice. Please check all rates and terms before investing or borrowing. Accounts available to the institution’s existing customers only are not included in our search results.
Provider Links‘Go To Provider's Site’ links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use ‘Speak to A Broker’ links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go To Provider's Site' or 'Speak To A Broker' button, when you call an advertised number or when you complete an application following a link from our website.
Our easy access cash ISAs comparison chart is an easy way of comparing all the easy access cash ISAs available on the market, making it quick and simple to see which one could be right for you. The chart lists all the products in an easy-to-read format, starting with those that can be applied for directly by clicking on the ‘Apply Online’ button. Under these, the accounts are arranged in descending order to show the highest rates first and the lowest rates at the bottom. The chart can be easily refined according to your specific criteria, for example by changing the investment amount, investment type and account management and opening options, as well as by letting you see the top-paying accounts first, with or without a link.
When choosing the right easy access cash ISA there are many factors that need to be taken into consideration. Along with considering the interest rate being offered, it’s also important to look at factors such as the minimum investment needed and how the account can be opened and managed, as these will have an impact on the suitability of the account. Make sure to check the withdrawal restrictions, too – while many easy access ISAs allow unlimited access to funds, some have stricter rules in place, so always check the finer details of any account before making your decision.