Banking Guides

Although you could use a high-interest current account for your excess money, you can usually get a better return from a savings account. Read more on the pros and cons.

Although you could use a high-interest current account for your excess money, you can usually get a better return from a savings account.

There are many ways scammers may try to defraud you from your money, including impersonating your bank. What are the warning signs of a bank scam? Learn more in our guide.

There are many ways scammers may try to defraud you from your money, including impersonating your bank. What are the warning signs of a bank scam?

Bank Accounts Without Proof of Address: How to Apply

Bank Accounts Without Proof of Address: How to Apply

The Bank of England base rate is the UK’s central interest rate. Find out what the base rate, or bank rate, does and how it can affect mortgages and savings.

Find out what the Bank of England's base rate, or bank rate, does and how it can affect mortgages and savings.

Inflation is a figure that says how much prices have risen or fallen over the past 12 months. Find out what it means for your money and how to respond.

Inflation is a figure that says how much prices have risen or fallen over the past 12 months. Find out what it means for your money and how to respond.

The FSCS protects consumers and pays compensation if banks and other financial firms collapse. Find out how this depositor protection scheme works and how to keep your savings safe.

The FSCS protects consumers and pays compensation if banks and other financial firms collapse. Find out how it works and how to keep your savings safe.

Joint accounts can make it easier for two or more people to pay bills and manage money, but there are some potential implications and downsides to consider. Read more about the pros and cons of a joint bank account in our guide.

Joint accounts can make it easier for two or more people to pay bills and manage money, but there are some potential implications and downsides to consider.

You can’t reverse a bank transfer if you’ve accidentally sent a payment to the wrong account, but you can retrieve your money. Find out more. Read our handy guide to find out more.

You can’t reverse a bank transfer if you’ve accidentally sent a payment to the wrong account, but you can retrieve your money. Find out more.

Do you think you’ve been charged unfairly on your credit card? Discover what is classed as an unfair credit card charge and how to reclaim it.

Do you think you’ve been charged unfairly on your credit card? Discover what is classed as an unfair credit card charge and how to reclaim it.

If you’re constantly in your bank account overdraft, here’s our seven-step guide to paying off your overdraft and staying overdraft-free.

If you’re constantly in your bank account overdraft, here’s our seven-step guide to paying off your overdraft and staying overdraft-free.

Shari’ah banking is a specialist form of banking that complies with the rules of Islam. Discover how Shari’ah banking works and what makes it different in our guide.

Shari’ah banking is a specialist form of banking that complies with the rules of Islam. Discover how Shari’ah banking works and what makes it different.

A standing order is a fixed payment from your bank account that goes out automatically on a set date at a chosen interval. See more on how standing orders work.

A standing order is a fixed payment from your bank account that goes out automatically on a set date at a chosen interval.

Credit unions are not-for-profit co-operatives that offer financial products and services to their members. Read more on how credit unions work and how to join one.

Credit unions are not-for-profit co-operatives that offer financial products and services to their members.

A Direct Debit is where a company automatically takes a payment from your bank account, according to your instructions. It’s often used for bills and subscriptions.

A Direct Debit is where a company automatically takes a payment from your bank account, according to your instructions.

Switching bank accounts is fast and simple, thanks to the Current Account Switching Service (CASS). Find out more details on how to switch your current account.

Switching bank accounts is fast and simple, thanks to the Current Account Switching Service (CASS). Find out more details on how to switch your current account.

Christmas is the perfect time of year to give family members a cash gift, but these can carry tax charges. This mostly comes in the form of inheritance tax, which can be complicated. In this article we’ve explained some important tax laws in more detail.

Christmas is the perfect time of year to give family members a cash gift, but these can carry tax charges.

Our guide to the Financial Conduct Authority. Everything you need to know as a UK consumer.

Our guide to the Financial Conduct Authority. Everything you need to know as a UK consumer.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

Overdrafts are a form of borrowing from your bank or building society, and they can be expensive, so it is important to compare interest rates. Find out more here.

Overdrafts are a form of borrowing from your bank or building society, and they can be expensive, so it's important to compare the interest rate.

Building societies are financial institutions that are similar to banks in some ways, but there are several key differences in how they work.

Building societies are financial institutions that are similar to banks in some ways, but there are several key differences in how they work.

Depending on the type of current account you have, you may be offered a cash or a debit card by your bank or building society. Discover the difference here.

Depending on the type of current account you have, you may be offered a cash or a debit card by your bank or building society. Discover the difference here.

They regularly top the savings charts and tend to have a reputation for offering great service too – but what is a challenger bank, and can they be trusted as an alternative to the established banking giants?

They regularly top the savings charts and tend to have a reputation for offering great service too – but what is a challenger bank, and can they be trusted?

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings. Find out how it works and if it’s worth doing.

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings.

The Consumer Credit Act (CCA) is a key piece of legislation that protects consumers and regulates credit agreements. Find out how it affects you and your rights.

The Consumer Credit Act (CCA) is a key piece of legislation that protects consumers and regulates credit agreements.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance. Find out when this applies and how it works.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash. The good news is that there are multiple options to choose from when it comes to spending money abroad.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash.

While the number of financial tasks you can complete via ATMs has increased significantly over the past 10 years, fraudsters have also become more sophisticated. Read our guide about how to stay safe when using an ATM.

With the growing sophistication of ATM fraudsters, it is becoming growingly important to be more vigilant. Find out more in our guide.

Most mainstream banks in the UK must contribute to the independent service quality survey. See whether the bank you use has been featured and what the consumer consensus is!

Most mainstream banks in the UK must contribute to the independent service quality survey. See whether your bank has been featured.

Innocent people who fall foul of internet bank account fraud can expect to be reimbursed if they have taken reasonable steps to keep their account safe.

Innocent people who fall foul of internet bank account fraud can expect to be reimbursed if they have taken reasonable steps to keep their account safe.