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Notice Cash ISAs

Notice ISAs are tax-free savings accounts where you must give a period of notice before you are able to withdraw your funds. This notice period can be instant or for just few days all the way up to months of advance notice, depending on the product you choose.

View today's best rates in the comparison chart below.

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Browse Notice ISAs

Best Rates - Notice ISA Accounts

Best Rates - Notice ISA Accounts

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We found 200 products in total, of which 23 have links to providers.

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Selecting ‘Provider Links First’ brings all products with a ‘Go to Provider’s Site’ button that you can apply for directly via Moneyfactscompare to the top of the chart, in rate order. Other products will appear below, again in rate order. Selecting ‘Rate Order’ will change the chart to list all products in rate order. Selecting ‘Favourites First’ will bring your chosen products to the top of the chart in rate order with those with Provider Links shown first.

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  • Trading 212 Cash ISA
    AER
    5.20%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Daily
    Go To Provider's Site
  • Plum Plum Cash ISA
    AER
    5.17%
    Includes a bonus
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Chip Chip Cash ISA (powered by ClearBank)
    AER
    5.10%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Paragon Bank Double Access Cash ISA - Issue 4
    AER
    4.95%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    4.95%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Kent Reliance Cash ISA - Easy Access - Issue 50
    AER
    4.86%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Yearly
    Further Options ˅
    Go To Provider's Site
    AER
    4.86%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Leeds BS Limited Issue Online Access ISA (Issue 74)
    AER
    4.75%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Yearly
    Go To Provider's Site
  • OakNorth Bank HL Active Savings - Easy Access Cash ISA
    AER
    4.68%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Paragon Bank 40 Day Notice Cash ISA Issue 3
    AER
    4.65%
    Account Type
    Cash ISA
    Notice
    40 Day
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    4.65%
    Account Type
    Cash ISA
    Notice
    40 Day
    Interest Paid
    Monthly
    Go To Provider's Site
  • Mansfield BS 180 Day Notice Cash ISA (3rd Issue)
    AER
    4.60%
    Account Type
    Cash ISA
    Notice
    180 Day
    Interest Paid
    Yearly
    Go To Provider's Site
  • Mansfield BS eSaver 180 Day Notice Cash ISA (2nd Issue)
    AER
    4.60%
    Account Type
    Cash ISA
    Notice
    180 Day
    Interest Paid
    Yearly
    Go To Provider's Site
Depositor Protection

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.

Disclaimer

All rates subject to change without notice. Please check all rates and terms before investing or borrowing. To see existing customer accounts, select this option in the full search. 

Provider Links

‘Go To Provider's Site’ links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use ‘Speak to A Broker’ links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go To Provider's Site' or 'Speak To A Broker' button, when you call an advertised number or when you complete an application following a link from our website.

Favourites

By clicking the heart icon next to each product will mark that product as a favourite. A product will be remembered as a favourite until you deselect it or for 14 days (assuming you have functional cookies enabled). There is an option to sort by ‘Favourites First’ which will bring your favourites to the top of the chart.

How to choose the best notice ISAs

Choosing the right notice ISA for you is highly individual decision. However, as a rule of thumb notice ISAs with a longer notice period tend to have better interest rates. So, the longer you can leave your money untouched then generally the better the returns you can expect.

On the other hand, it is unwise to choose a long notice period ISA where you may have to access funds without proper notice – such ISAs often carry hefty penalties in terms of interest lost for those who must withdraw monies without the appropriate notice. Instead, be realistic about how likely it is that you’ll need to access your funds and, if you want to play it safe, choose an easy access cash ISA instead.

 

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