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Notice Cash ISAs

Notice ISAs are tax-free savings accounts where you must give a period of notice before you are able to withdraw your funds. This notice period can be instant or for just few days all the way up to months of advance notice, depending on the product you choose.

View today's best rates in the comparison chart below.

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Browse Notice ISAs

Best Rates - Notice ISA Accounts

Best Rates - Notice ISA Accounts

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We found 192 products in total, of which 22 have links to providers.

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Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting ‘Rate’ will change the chart to list all products in rate order. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position.

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  • Plum Plum Cash ISA
    AER
    5.17%
    Includes a bonus
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Chip Chip Cash ISA (powered by ClearBank)
    AER
    5.10%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Charter Savings Bank Easy Access Cash ISA - Issue 47
    AER
    4.97%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    4.97%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Kent Reliance Cash ISA - Easy Access - Issue 50
    AER
    4.86%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Yearly
    Further Options ˅
    Go To Provider's Site
    AER
    4.86%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Leeds BS Limited Issue Online Access ISA (Issue 72)
    AER
    4.75%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Yearly
    Go To Provider's Site
  • SAGA Saga Cash ISA
    AER
    4.75%
    Includes a bonus
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Zopa HL Active Savings - Easy Access Cash ISA
    AER
    4.67%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Buckinghamshire BS Double Access Cash ISA
    AER
    4.65%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Yearly
    Further Options ˅
    Go To Provider's Site
    AER
    4.65%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Aldermore 30 Day Notice Cash ISA Issue 12
    AER
    4.50%
    Account Type
    Cash ISA
    Notice
    30 Day
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    4.50%
    Account Type
    Cash ISA
    Notice
    30 Day
    Interest Paid
    Monthly
    Go To Provider's Site
  • Aldermore Easy Access Cash ISA Issue 1
    AER
    4.25%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    4.25%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
Depositor Protection

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.

Disclaimer

All rates subject to change without notice. Please check all rates and terms before investing or borrowing. To see existing customer accounts, select this option in the full search. 

Provider Links

‘Go To Provider's Site’ links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use ‘Speak to A Broker’ links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go To Provider's Site' or 'Speak To A Broker' button, when you call an advertised number or when you complete an application following a link from our website.

How to choose the best notice ISAs

Choosing the right notice ISA for you is highly individual decision. However, as a rule of thumb notice ISAs with a longer notice period tend to have better interest rates. So, the longer you can leave your money untouched then generally the better the returns you can expect.

On the other hand, it is unwise to choose a long notice period ISA where you may have to access funds without proper notice – such ISAs often carry hefty penalties in terms of interest lost for those who must withdraw monies without the appropriate notice. Instead, be realistic about how likely it is that you’ll need to access your funds and, if you want to play it safe, choose an easy access cash ISA instead.

 

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