Protect your phone and get a £10 Amazon voucher*
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* £10 Amazon voucher to be redeemed within 7 days of starting a new policy with SO-SURE. Full T&Cs here.
CoverCloud provides gadget insurance you can rely on. From smartphones to iPads and from laptops to digital cameras we give your gadgets the cover you need.
*Only available for Elite cover options on mobile phones, tablets and smartwatches.
£10 OFF all annual phone policies - Use Code: PHONE10OFF
Insurance2go was set up in 2007 and is the trading name of Loyal Insurance Services Ltd:
Established in 2011, buymobilephoneinsurance.com is a trading name of Buymobilephone-Ins Ltd.
We’re a gadget and mobile-phone insurer that love our customers and go above-and-beyond to provide excellent cover and the friendly face of insurance. With over 1 million insurance policies sold and 30 years industry experience, our outstanding rating with Trustpilot says it all when it comes to our world-class level of service.
Insure more than one gadget for a 10% discount, visit our website now for a free instant quote.
Switched On Insurance is a brand of Taurus Insurance Services. We are a leading provider of lifestyle insurance and have been operating in the UK for 15 Years.
HiddenApp is an anti-theft mobile device monitoring, tracking, and theft-recovery app for Apple and Windows devices. Think of Find My iPhone on steroids! Available in the App Store and through HiddenApp.com.
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The list of gadget insurance providers on this page is a selection of services available and gives you an idea of the kind of options available. You can find out more about the individual products by visiting any of the providers listed. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfactscompare.co.uk will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfactscompare.co.uk recommends you obtain independent financial advice.
In some cases, your gadgets may already be covered by a separate insurance policy. Your home contents insurance may offer some form of protection, for example, though if you’ve got several high-value devices it may not be sufficient, and you may not be covered against accidental damage or damage that was caused outside the home. The excess can often be high, too, which may mean it isn’t worth claiming.
Alternatively, some current accounts come with a package of insurances, of which gadget or mobile phone insurance is often one. However, again you need to make sure that the level of cover is suitable and that the excess isn’t too high, and you’ll also want to check the claims rules – some will only allow you to make one claim in a single year, which if you’re accident prone, may not be sufficient.
Yet it’s still worth checking to see if you’re covered elsewhere; just take a close look at the small print to ensure the cover will be sufficient, and if not, it may be worth looking for a separate policy.
This will depend on a number of different things, including the value of the gadget you’re looking to insure, the level of cover you want, the amount of excess you’ll pay in the event of a claim and the provider you’re considering. It will also vary depending on how many gadgets you’re looking to insure – while some consumers only want to insure a single device (typically a smartphone), others insure two or more devices, and there may be discounts available for those who insure several gadgets under a single policy.
As a ballpark figure, gadget insurance can cost anywhere from £1.50 per month to £15+, though this will of course depend on the device you’re insuring. See if your provider will offer a discount for paying in a lump sum rather than monthly – some will offer an annual discount – and always shop around to make sure you’re getting the best deal.