Money Guides

Gifted deposits can give first-time buyers the boost they need to get onto the property ladder, but there are correct procedures that need to be followed. Read on to find out how gifted deposits for mortgages work, and how they could benefit you or a loved one.

Gifted deposits can give first-time buyers the boost they need to get onto the property ladder, but there are correct procedures that need to be followed.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Did you know that you can inherit your spouse's/civil partner's ISA savings? This guide explains the rules on inheriting ISAs and the important things you need to know.

What you need to know about claiming and investing an inherited ISA, and retaining its tax-free status.

If you want to give cash or another gift to your loved ones, it’s important to consider the potential tax implications. Find out about your tax-free allowances.

If you want to give cash or another gift to your loved ones, it’s important to consider the potential tax implications. Find out about your tax-free allowances.

Family income benefit is a form of life insurance that can provide your family with financial support if you die during the term. Find out how it could help.

Family income benefit is a form of life insurance that can provide your family with financial support if you die during the term. Find out how it could help.

When someone dies, their estate should be used to pay off any outstanding debts, in a certain order of priority. Find out how to deal with debts after someone dies in our guide.

When someone dies, their estate should be used to pay off any outstanding debts, in a certain order of priority. Find out more in our guide.

If you have debt on one or more credit cards, it may be worth considering taking out a personal loan to consolidate it. Find out more in our guide.

If you have debt on one or more credit cards, it may be worth considering taking out a personal loan to consolidate it.

A money transfer credit card can be useful, but is it the best form of credit? We explain what a money transfer credit card is and what things to consider before applying.

A money transfer credit card can be useful, but is it the best form of credit? We explain what a money transfer credit card is and what things to consider.

Black Friday is one of the biggest shopping events of the year. Some deals on this day can save UK consumers a significant amount of money. We explain how to use this holiday to your advantage.

Black Friday is one of the biggest shopping events of the year. Our guide explains how you can plan and budget for it.

If used wisely, credit cards can be a useful tool to help you manage your finances and boost your credit score. But is getting a credit card right for you?

Credit cards can be a great way to manage your finances, and if used wisely they can be a valuable addition to your credit mix.

There’s a lot to think about before cancelling a credit card, such as the impact on your credit score. Is closing a credit card right for you and how do you cancel it?

There’s a lot to think about before cancelling a credit card, such as the impact on your credit score. Is closing a credit card right for you?

Stagflation in the UK doesn’t happen very often, but it can have negative consequences. Find out what it could mean for your finances and how to deal with it.

Stagflation in the UK doesn’t happen very often, but it can have negative consequences.

Even if you have an excellent budget plan in place, there are other ways to borrow for Christmas which may not cost you any interest at all.

Even if you have an excellent budget plan in place, there are other ways to borrow for Christmas which may not cost you any interest at all.

A trust is where money or other assets are held on behalf of somebody else (known as a beneficiary). The beneficiary could be a child, an adult who lacks capacity to manage their own affairs or an organisation. Read our guide to find out more about trust accounts.

A trust is where money or other assets are held on behalf of somebody else. Our guide explains more.

Having sufficient savings can help you deal with any unexpected expenses. But how do you start building an emergency fund and how much should you have in savings?

Having sufficient savings can help you deal with any unexpected expenses. But how do you start building an emergency fund?

The annual percentage rate (APR) is used as an indicator of the interest and charges you would have to pay back on an unsecured loan or credit card per year.

The annual percentage rate (APR) indicates how much a loan or credit card will cost you per year, taking into account interest and fees..

Borrowers may not realise that many mortgage providers charge exit/redemption fees. Read our complete guide to find out more.

Borrowers may not realise that many mortgage providers charge exit/redemption fees. Read our complete guide to find out more.

Our guide sets out 11 steps to boosting your credit score, including making payments on time and keeping your credit utilisation low.

Our guide sets out 11 steps to boosting your credit score, including making payments on time and keeping your credit utilisation low.

Paying for a holiday on a credit card can help you manage the cost of your holiday and give you some extra protection. But there are some risks to consider too.

Paying for a holiday on a credit card can help you manage the cost of your holiday and give you some extra protection.

Effective budgeting is a key part of money management. Find out how methods such as the 50/30/20 technique, piggybanking and budgeting apps could help you better understand where your money is going and how you can make the most of it.

Effective budgeting is a key part of money management. Find out how making and managing a money budget could help your money go further.

Discover how living with a disability can impact your finances and explore the some of the solutions.

Discover how living with a disability can impact your finances and explore the some of the solutions.

In this guide we look at some of the strategies that can help you to get out of debt, including the debt avalanche and the debt snowball method.

In this guide we look at some of the strategies that could help you to get out of debt.

One strategy to help you manage your debts with multiple lenders is to consolidate it all under one form of credit. Debt consolidation can have several benefits for the right borrower, but could another debt repayment strategy work for you?

Debt consolidation can have several benefits for the right borrower, but there are some points to bear in mind.

With AER, gross rate and net rate all ways of expressing the amount of interest paid by an account, find out the key differences between these three concepts.

With AER, gross rate and net rate all ways of expressing the amount of interest paid by an account, find out the key differences between these three concepts.

In a world of rising costs, saving for retirement seems to be a difficult task for many young people

In a world of rising costs, saving for retirement seems to be a difficult task for many young people

If you’ve inherited a large sum of money, what’s the best way to manage it?

If you’ve inherited a large sum of money, what’s the best way to manage it?

Whether you are buying or selling a property, you will need a conveyancer to oversee all the legal requirements and ensure your transaction completes. Conveyancing is the legal process of transferring property ownership from one person to another, and a property sale can’t complete without it.

Whether you're buying or selling a property, you'll need a conveyancer to oversee all the legal requirements and ensure your transaction completes.

Financial discussions are important when separating.

Financial discussions are important when separating.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's an absolute last resort.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's a last resort.