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This week's top savings deals explained

5th February 2026

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best savings rates available in the UK. Compare and apply today.

As 70% of savings providers have cut rates since the start of 2026, it’s important savers review their accounts and switch to better returns.

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No surprises as the Bank of England holds the base rate at 3.75%

5th February 2026

Although the base rate remains unchanged in February, could there be cuts later on in 2026?

Although the base rate remains unchanged in February, could there be cuts later on in 2026?

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Moneyfacts pick of the week

5th February 2026

The Moneyfacts Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

This week's selection features a regular savings account from Virgin Money and a market-leading five-year fixed ISA from Close Brothers Savings.

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Best finance products and providers 2026 - as decided by consumers and experts

5th February 2026

Feedback from hundreds of thousands of consumers helped crown the best-in-class.

Feedback from hundreds of thousands of consumers helped crown the best-in-class.

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Top guides

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FSCS Protection Explained: Are My UK Savings Safe?

The FSCS protects consumers and pays compensation if banks and other financial firms collapse. Find out how this depositor protection scheme works and how to keep your savings safe.

The FSCS protects consumers and pays compensation if banks and other financial firms collapse. Find out how it works and how to keep your savings safe.

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Who Owns Whom? Check FSCS Protection

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

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How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

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What is the 2025/26 ISA allowance?
...and how does it work?

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

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How Moneyfactscompare works

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    BALANCED. Moneyfactscompare.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

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    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

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    TRANSPARENT. We only receive payment from product providers and intermediaries for apply online links and adverts through to their websites.

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    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs and compare interest rates.

Moneyfacts has provided Best Buy charts to the UK press and media for over 35 years.

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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.