Car Insurance Icon

What is the best breakdown service in the UK 2024?

Breakdown cover supports you at the roadside or at home if your vehicle breaks down. It involves sending a trained mechanic out to your car who will then either repair your vehicle by the road or organise to tow your vehicle to your destination, home, or a local garage for repair. A breakdown service can include different levels of cover and extras to suit your needs.

Start your comparison of the best Breakdown Service Providers in the chart below. 

Advertisement

Featured Breakdown Service Providers

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    4.4
    Average Time to Rescue
    49 minutes
    Top Callout Result
    Over 80% of vehicles repaired at the roadside

    Key features

    • Unlimited call outs, misfuel cover and accident recovery included as standard
    • Annual breakdown cover from just £19.75 per year
    • 24/7 breakdown assistance

    Roadside repairs and response time stats are based on all breakdown call outs in 2021

    Price of cover is dependent on age of vehicle and level of cover

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    4.6
    Arrived Within an Hour
    Not Available
    Top Callout Result
    75% of breakdowns fixed by the road

    Key Features:

    • Breakdown cover from only £16 PA with UNLIMITED call-outs on all policies.
    • Our in-house contact centre team are there for you 24/7, 365 days per year.
    • We also utilise a national network of over 4,000 independent breakdown recovery operators, which often results in faster response times, as our agents have greater knowledge of the local area.
    • Our 5 Star rated Home and National breakdown cover provides one of the highest-quality offerings on the market.
  • Auto Express Driver Power Score
    89%
    Trustpilot Score (out of 5)
    4.5
    Arrived Within an Hour
    81.96%
    Top Callout Result
    57.76% permanent fix

    50% OFF MONTHLY & ANNUAL PROMOTION – ONLINE ONLY

    Key Features:

    • 24/7 cover for breakdowns over 1/4 mile from home
    • A tow to a nearby garage if we can't fix your vehicle at the roadside
    • Unlimited call-outs
    • If you have an accident, we'll be there to support you with Accident Assist
    • You can also add extra levels of cover to your policy to build a package that suits you

    50% off breakdown cover packages. Ends 29th July 2024. Ts&Cs apply.

    50% off breakdown cover packages is only available when you take out a new Membership with At Home, National Recovery or Onward Travel on theAA.com

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    3.8
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Special offer, use code for ND15BRK 15% discount 

    • Personal and vehicle cover available from £16.50
    • Local recovery, misfuel cover and out of fuel cover with unlimited callouts offered as standard
    • Option to cover home assistance, overnight accommodation, alternative travel and European trips
    • Gold and Platinum covers offer monthly payment options from £5.50 a month
  • Auto Express Driver Power Score
    90%
    Trustpilot Score (out of 5)
    3.9
    Arrived Within an Hour
    57.5%
    Top Callout Result
    57.5% permanent fix

    Breakdown cover from £6.95 a month^

    RAC Members enjoy access to an enormous range of motoring products and services throughout their driving lives, ranging from the familiar and much appreciated roadside assistance in the event of a breakdown to continually updated legal and technical advice and up-to-the-minute travel information.

    ^New, single vehicle-based cover. £6.95 a month for Roadside cover.

    Please see Terms and Conditions here 

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score
    4.3
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Key Features: 

    • A true independent breakdown provider
    • Bring flexible and value-packed memberships to the market
    • Operate an in-house emergency call centre
    • Manages own network of over 4,000 agents and manages all recoveries
  • Auto Express Delivery Power Score
    Not Available
    Trustpilot score
    2.7
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Key Features: 

    • No excess or callout charges
    • Unlimited callouts per year (Vehicle Policies)
    • Cover starting from £18.29
    • Annual UK and EU policies, as well as single trip policies for holidays across Europe.
    • Up to 1 hour roadside assistance
    • Covering more risks than most standard breakdown policies; including accident recovery and running out of fuel or using the wrong fuel.
    • Simple and easy-to-use bespoke eCommerce website
  • Auto Express Driver Power Score
    86%
    Trustpilot Score (out of 5)
    4.3
    Arrived Within an Hour
    74.01%
    Top Callout Result
    35.52% permanent fix

    Key Features:

    • All-inclusive breakdown cover - 24/7 home and roadside breakdown assistance, nationwide recovery and onward travel
    • Cover as a driver or passenger – take your cover with you with our comprehensive personal breakdown cover
    • GEM cover vehicles of any age – pay the same price for any age vehicle including classic cars and brand new cars
    • Value for money - cheaper than similar breakdown policies and you can cover up to four drivers in one policy
    • Unlimited callouts - plus we cover driver illness, punctures, flat batteries, misfuelling and running out of fuel or charge
    • Easy assistance – request assistance quickly and easily through the GEM app or call our rescue helpline by phone
    • GEM member benefits - exclusive quarterly magazine, competitions and member offers

     

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    2.2
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Key Features:

    • Cover for your vehicle, no matter who’s driving it. Or cover for you, so no matter which vehicle you’re driving, you know you won’t be stranded if you break down
    • Will make sure your journey continues with alternative transport, such as a hire car, so you and your passengers can reach your original destination
    • A network of skilled mechanics is on-call 24/7, to make sure you’re kept safe when you need it most.
    • No call-out charges and a 24-hour UK based breakdown call centre if you find yourself stranded
  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    4.4
    Average Time to Rescue
    49 minutes
    Top Callout Result
    Over 80% of vehicles repaired at the roadside

    Key features

    • Unlimited call outs, misfuel cover and accident recovery included as standard
    • Annual breakdown cover from just £19.75 per year
    • 24/7 breakdown assistance

    Roadside repairs and response time stats are based on all breakdown call outs in 2021

    Price of cover is dependent on age of vehicle and level of cover

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    4.6
    Arrived Within an Hour
    Not Available
    Top Callout Result
    75% of breakdowns fixed by the road

    Key Features:

    • Breakdown cover from only £16 PA with UNLIMITED call-outs on all policies.
    • Our in-house contact centre team are there for you 24/7, 365 days per year.
    • We also utilise a national network of over 4,000 independent breakdown recovery operators, which often results in faster response times, as our agents have greater knowledge of the local area.
    • Our 5 Star rated Home and National breakdown cover provides one of the highest-quality offerings on the market.
  • Auto Express Driver Power Score
    89%
    Trustpilot Score (out of 5)
    4.5
    Arrived Within an Hour
    81.96%
    Top Callout Result
    57.76% permanent fix

    50% OFF MONTHLY & ANNUAL PROMOTION – ONLINE ONLY

    Key Features:

    • 24/7 cover for breakdowns over 1/4 mile from home
    • A tow to a nearby garage if we can't fix your vehicle at the roadside
    • Unlimited call-outs
    • If you have an accident, we'll be there to support you with Accident Assist
    • You can also add extra levels of cover to your policy to build a package that suits you

    50% off breakdown cover packages. Ends 29th July 2024. Ts&Cs apply.

    50% off breakdown cover packages is only available when you take out a new Membership with At Home, National Recovery or Onward Travel on theAA.com

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    3.8
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Special offer, use code for ND15BRK 15% discount 

    • Personal and vehicle cover available from £16.50
    • Local recovery, misfuel cover and out of fuel cover with unlimited callouts offered as standard
    • Option to cover home assistance, overnight accommodation, alternative travel and European trips
    • Gold and Platinum covers offer monthly payment options from £5.50 a month
  • Auto Express Driver Power Score
    90%
    Trustpilot Score (out of 5)
    3.9
    Arrived Within an Hour
    57.5%
    Top Callout Result
    57.5% permanent fix

    Breakdown cover from £6.95 a month^

    RAC Members enjoy access to an enormous range of motoring products and services throughout their driving lives, ranging from the familiar and much appreciated roadside assistance in the event of a breakdown to continually updated legal and technical advice and up-to-the-minute travel information.

    ^New, single vehicle-based cover. £6.95 a month for Roadside cover.

    Please see Terms and Conditions here 

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score
    4.3
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Key Features: 

    • A true independent breakdown provider
    • Bring flexible and value-packed memberships to the market
    • Operate an in-house emergency call centre
    • Manages own network of over 4,000 agents and manages all recoveries
  • Auto Express Delivery Power Score
    Not Available
    Trustpilot score
    2.7
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Key Features: 

    • No excess or callout charges
    • Unlimited callouts per year (Vehicle Policies)
    • Cover starting from £18.29
    • Annual UK and EU policies, as well as single trip policies for holidays across Europe.
    • Up to 1 hour roadside assistance
    • Covering more risks than most standard breakdown policies; including accident recovery and running out of fuel or using the wrong fuel.
    • Simple and easy-to-use bespoke eCommerce website
  • Auto Express Driver Power Score
    86%
    Trustpilot Score (out of 5)
    4.3
    Arrived Within an Hour
    74.01%
    Top Callout Result
    35.52% permanent fix

    Key Features:

    • All-inclusive breakdown cover - 24/7 home and roadside breakdown assistance, nationwide recovery and onward travel
    • Cover as a driver or passenger – take your cover with you with our comprehensive personal breakdown cover
    • GEM cover vehicles of any age – pay the same price for any age vehicle including classic cars and brand new cars
    • Value for money - cheaper than similar breakdown policies and you can cover up to four drivers in one policy
    • Unlimited callouts - plus we cover driver illness, punctures, flat batteries, misfuelling and running out of fuel or charge
    • Easy assistance – request assistance quickly and easily through the GEM app or call our rescue helpline by phone
    • GEM member benefits - exclusive quarterly magazine, competitions and member offers

     

  • Auto Express Driver Power Score
    Not Available
    Trustpilot Score (out of 5)
    2.2
    Average Time to Rescue
    Not Available
    Top Callout Result
    Not Available

    Key Features:

    • Cover for your vehicle, no matter who’s driving it. Or cover for you, so no matter which vehicle you’re driving, you know you won’t be stranded if you break down
    • Will make sure your journey continues with alternative transport, such as a hire car, so you and your passengers can reach your original destination
    • A network of skilled mechanics is on-call 24/7, to make sure you’re kept safe when you need it most.
    • No call-out charges and a 24-hour UK based breakdown call centre if you find yourself stranded
Note

Stats correct at of 19/10/2021.

Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfactscompare.co.uk will receive a small payment either if you click the links or if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions.

Disclaimer

The list of vehicle breakdown providers on this page is a selection of services available and gives you an idea of the kind of options available. You can find out more about the individual products by visiting any of the providers listed. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not advice. Moneyfactscompare.co.uk will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfactscompare.co.uk recommends you obtain independent advice.

Breakdown cover explained

What are the different types of breakdown cover?

You can decide between cover for yourself no matter the vehicle you are travelling in (subject to that type of vehicle being included under your policy) or cover for a specific vehicle.

Personal cover applies whether you are a driver or a passenger and, in some cases, can extend to members of your family or those living at the same address as you.

Vehicle cover applies to a specific car, van or motorcycle and sometimes a breakdown policy can cover multiple vehicles. Vehicle cover is generally cheaper as the breakdown insurer can understand in more detail and more specifically what the level of risk of a breakdown will be.

Which breakdown cover should I take?

Breakdown cover usually comes with different levels of cover. The level of cover you need will depend on the type of travelling, distance and frequency of travelling you do, the type and condition of your vehicle and the amount you are prepared to spend each month on cover.

 

Receive the latest news, straight to your inbox

All of our newsletters are available free by email to all Moneyfactscompare.co.uk users.

Send me Weekend Moneyfactscompare, Savers Friend, Companies Friend and selected third-party offers.

Basic breakdown cover

This is usually called roadside assistance or local cover; it is the lowest cost of breakdown cover and consists of a breakdown provider coming to the roadside to either repair your vehicle at the roadside if possible or if not tow your vehicle to a garage. With this type of breakdown cover you cannot choose where your vehicle is towed to.

Basic plus breakdown cover

This is sometimes called vehicle recovery or national cover. This costs more than roadside assistance and if you break down on the roadside and your vehicle cannot be repaired there, you can choose any location for your vehicle to be towed to.

 

Looking for business breakdown cover?

Business breakdown cover is a separate product that is designed to protect vehicles that are used for commercial purposes. For example, vehicles such as vans that deliver goods or services.

At home breakdown cover

This cover allows you to call out your breakdown service if your vehicle cannot be started at home or within a short distance of your home.

Breakdown cover for onward travel

This level of cover allows you more options to get to your destination should your vehicle have broken down and cannot be immediately repaired. This can include hotel accommodation, taxis or public transport or a rental vehicle.

Additional optional extras to breakdown cover

Breakdown services can include a host of extras for you to choose from. This includes replacing keys, tyres and batteries and breakdowns as a result of putting the wrong fuel into your vehicle.

How much is breakdown cover in the UK?

Breakdown provider

Basic breakdown cover price

AA

£6.00 per month

Rescue My Car

From £16 per year

RAC

£5.00 per month

Source: Breakdown provider websites June 2022

The cost of breakdown cover will vary across different breakdown companies and by the level of cover you select. If you have bought a new car, have serviced your car through a dealer or have a packaged bank account, then you could find this comes inclusive with free breakdown cover. You will need to check that the level of this free breakdown cover is right for your needs. You may also be able to get cashback on your breakdown service by using a cashback website.

Breakdown cover by provider

Below is an outline of the breakdown cover available from some of the UK’s most well-known brands. The cover shown is not exhaustive and aims to give an indication only.

What is covered with AA breakdown cover?

The AA offers personal and vehicle breakdown cover. You can also add cover for onward travel, national recovery, at home cover and European breakdown cover.

What is covered with Green Flag breakdown cover?

Green Flag breakdown cover includes vehicle cover for one or two cars and personal cover for those travelling in vehicles under 16-years old, privately registered and used in the UK. They can also cover motorbikes, caravans and trailers and offer European cover.

What is covered with RAC breakdown cover

The RAC offers breakdown cover for rescue at home as well as the roadside as standard. Their standard cover includes a tow to a local garage or another location within ten miles and allows a maximum of five call outs per year. You can upgrade to unlimited cover for national recovery and be towed to any destination in the UK and with no restriction on the number of call outs you may make.

What is covered with GEM Motoring Assistance breakdown cover?

The breakdown cover available from GEM Motoring Assistance includes roadside, home, nationwide and onward travel options. In addition, they offer policyholders a free quarterly motoring magazine containing special offers.

What is covered with SAGA breakdown cover?

SAGA breakdown offers Essential Cover, including roadside repair or tow to the nearest garage and the cost of a taxi for you and passengers up to 20 miles. There is also Home Call cover for breakdown help at the roadside or at home and National Recovery that will repair your vehicle at the roadside or tow this to your home or garage nationwide. Premier cover includes all the breakdown cover from Saga plus certain countries and areas in Europe. SAGA offers unlimited UK call outs with support 24 hours a day 365 days a year.

Compare other insurance policies

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.