Compare the Best UK Savings Accounts

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best ISA rates available in the UK. Compare and apply today.

Top ISA rates remain stable in the lead-up to the Autumn Budget.

With more uncertainty ahead, there’s potential for providers to drop rates further.

With more uncertainty ahead, there’s potential for providers to drop rates further.

Alongside a new Moneyfacts Annual Star Rating, the ‘Easy to Open’ logo and filter will help consumers identify fuss-free accounts.

Alongside a new Moneyfacts Annual Star Rating, the ‘Easy to Open’ logo and filter will help consumers identify fuss-free accounts.

The limited-time Switch and Stay incentive from The Co-operative Bank is open to new and existing customers switching to an eligible current account. Find our more.

The limited-time Switch and Stay incentive from The Co-operative Bank is open to new and existing customers switching to an eligible current account.

After making a long-anticipated cut to the base rate at its previous meeting in August, today the Bank of England’s Monetary Policy Committee (MPC) voted 8 to 1 in favour of maintaining it at 5.00%.

Base rate held at 5% as mortgage and savings rates continue to tumble.

Air fares made the largest upwards contribution as average motor fuel prices fell. Find out more.

Air fares made the largest upwards contribution as average motor fuel prices fell.

Savings and ISA rates fell across the board throughout August, with variable and fixed rates both seeing notable drops. Find out what this means for you.

Savings and ISA rates fell across the board throughout August, with variable and fixed rates both seeing notable drops.

Flexible savings rates from the big banks continue to lag behind the market-leading accounts. However, their fixed bonds are more competitive.

Flexible savings rates from the big banks continue to lag behind the market-leading accounts.

Average fixed ISA returns maintained stability, and even saw month-on-month increases in August.

Average fixed ISA returns maintained stability, and even saw month-on-month increases in August.

Two thirds of all adults agree there are more barriers to Generation Z achieving financial well-being, including higher cost of living and inadequate education.

Two thirds of all adults agree there are more barriers to Generation Z achieving financial well-being, including higher cost of living and inadequate education.

The rate of inflation rose from 2% in June to 2.2% in July.

The rate of inflation rose from 2% in June to 2.2% in July.

As average rates on fixed bonds fall, particularly on longer-term bonds, savers should review their savings to ensure they’re getting a competitive return.

As average rates on fixed bonds fall, savers should review their savings to ensure they’re getting a competitive return.

The app-exclusive provider also plans to cut rates on its easy access account.

The app-exclusive provider also plans to cut rates on its easy access account.

This is the first time in 15 years two and five-year bonds from the Government-backed brand have been on general sale.

This is the first time in 15 years two and five-year bonds from the Government-backed brand have been on general sale.

The Bank of England’s Monetary Policy Committee (MPC) voted 5 to 4 in favour of reducing the base rate to 5.00% in its meeting today; the 0.25 percentage point cut brings an end to a year-long interest rate pause.

This marks the first cut to the base rate in over four years.

The Chancellor stated the Budget will aim “to fix the foundations of our economy”.

The Chancellor stated the Budget will aim “to fix the foundations of our economy”.

The number of savings products and providers is on the rise while many average savings and ISA rates also increased month-on-month.

The number of savings products and providers is on the rise while many average savings and ISA rates also increased month-on-month.

After months of consecutive drops, the rate of inflation held at 2% in the 12 months to June 2024. Find out what this could mean for you and your money.

After months of consecutive drops, the rate of inflation held at 2% in the 12 months to June 2024.

The Financial Conduct Authority is set to extend Consumer Duty rules to closed products and services from the end of this month, but savers shouldn’t be complacent.

The FCA is set to extend Consumer Duty rules to closed products and services from the end of this month, but savers shouldn’t be complacent.

New and existing Virgin Money Stocks and Shares ISA customers can benefit from an exclusive bonus rate on their cash savings.

New and existing Virgin Money Stocks and Shares ISA customers can benefit from an exclusive bonus rate on their cash savings.

The gap between one- and five-year bonds now stands at 0.30 percentage points.

The gap between one- and five-year bonds now stands at 0.30 percentage points.

17% of adults admit they don’t check the rate of interest on their savings, which could mean losing out on bonus cash.

17% of adults admit they don’t check the rate of interest on their savings, which could mean losing out on bonus cash.

Average savings rates rise across various sectors, widening the gap with ISA counterparts.

Average savings rates rise across various sectors, widening the gap with ISA counterparts.

There was no change despite the Bank of England meeting its 2% target for inflation.

There was no change despite the Bank of England meeting its 2% target for inflation.

The rate of inflation in the UK dropped to 2% in the year to May, finally meeting the Bank of England’s target of 2%. Find out what this means for you.

The rate of inflation in the UK dropped to 2% in the year to May, meeting the Bank of England’s target of 2%.

As the Conservative Party seeks to extend its 14-year period in Government in the General Election on 4 July 2024, we reflect on how both the mortgage and savings markets have changed since 2010.

A global pandemic, international conflict and rampant inflation have all taken their toll.

Several of the major high street banks are paying below-average rates on their savings accounts and ISAs, despite reviews from the FCA and the Treasury.

Several of the major high street banks are continuing to pay below-average rates on their savings accounts and ISAs.

After interest rates rose over the past year, savers deposited a record £11.7 billion in ISAs in April 2024 to take advantage of their tax-free allowance.

Savers deposited a record £11.7 billion in ISAs in April 2024 to take advantage of their tax-free allowance.

The number of 'green' savings accounts has risen by more than 25% in the past 12 months, but the green credentials of these accounts can vary.

The number of 'green' savings accounts has risen by more than 25% in the past 12 months.

Despite the significant drop, figures are higher than economists expected, casting doubt over an imminent cut to interest rates.

Despite the significant drop, figures are higher than economists expected, casting doubt over an imminent cut to interest rates.

Average rates on fixed bonds and ISAs fell in the month to May while easy access and notice rates remained more stable.

Average rates on fixed bonds and ISAs fell in the month to May while easy access and notice rates remained more stable.

The latest latest decision comes as average mortgage rates continue to rise steadily.

This latest latest decision comes as average mortgage rates continue to rise steadily.

Savers seeking tax-free returns on their hard-earned cash are spoiled for choice as the number of ISAs available rises to a near six-month high.

Savers seeking tax-free returns on their hard-earned cash are spoiled for choice as the number of ISAs available rises to a near six-month high.

Easing food prices counteract upwards contributions from fuel costs.

Easing food prices counteract upwards contributions from fuel costs.

More than two in five adults said they had stopped or cut back on savings due to the cost of living, according to the FCA’s Financial Lives survey.

More than two in five adults said they had stopped or cut back on savings due to the cost of living.

NS&I has launched its British Savings Bonds, offering a three-year fixed rate of 4.15% AER for savers. See how they compare against other savings accounts.

NS&I has launched its British Savings Bonds at a fixed rate of 4.15% AER.