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The best cash ISA rates this week
Image of Ella Mower

Ella Mower

Senior Content Writer
Published: 29/04/2025

Last updated: 29 April 2025 at 13:00

 

Top easy access ISA rates remain buoyant – but for how much longer?

 

Market-leading easy access ISA rates remain buoyant this week, despite the next Bank of England Monetary Policy Committee (MPC) meeting looming on the horizon (8 May).

 

The MPC is responsible for setting the UK’s central interest rate (base rate) which, in turn, can affect how much interest banks and building societies are willing to pay their customers.

 

Read more: What is the Bank of England base rate and what does it mean for your money?

 

With UK inflation easing more than anticipated to 2.6% in March and global economic turmoil at risk of stunting growth, there are expectations for the MPC to lower the base rate when it meets in just over a week’s time. Indeed, in a press conference last week, the International Monetary Fund (IMF) predicted three more cuts to the UK’s central interest rate could take place this year.

 

However, as has been seen in the past, base rate reductions can cause returns on variable savings products to tumble. If further cuts are on the cards, savers may want to consider making the most of competitive variable rates while they remain available or consider securing a guaranteed rate with a fixed ISA.

 

Below, you can find out more about accounts offering some of the best easy access, fixed and notice cash ISA rates on the market. These products can all be accessed by new customers with minimum deposits of up to £10,000. Keep in mind higher rates may be available to existing customers or those with a larger initial deposit.

 

For a more detailed overview of the cash ISA market, visit our charts; alternatively, to find out more about these tax-free savings accounts, view our ISA guides.

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The best UK savings rates this week
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This is the first time NS&I has offered these four different terms at the same time since 2010. But, even with the increased interest rates, how competitive are British Savings Bonds?
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How can savers and borrowers deal with market turmoil?

10th April 2025

While individuals may worry about the impact on their personal finances during times of economic unrest, it’s important to stay calm and not make any knee-jerk reactions.

While individuals may worry about the impact on their personal finances during times of economic unrest, it’s important to stay calm and not make any knee-jerk reactions.

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Top fixed savings rates rise month-on-month

2nd April 2025

Top fixed savings rates rose in the month to April, bucking the downward trend seen in recent months. But is this a temporary reprieve before further rate drops?

Top fixed savings rates rose in the month to April, bucking the downward trend seen in recent months.

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ISA deposits in February reach highest level in five months

31st March 2025

ISAs continue to be popular among savers with just a few days left until the new tax-year starts.

ISAs continue to be popular among savers with just a few days left until the new tax-year starts.

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Spring Statement 2025: Significant changes to look out for in the months ahead

26th March 2025

Despite no major tax changes in today’s Spring Statement, measures announced in last year’s Autumn Budget are set to come into effect.

Despite no major tax changes in today’s Spring Statement, measures announced in last year’s Autumn Budget are set to come into effect.

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Bank of England base rate paused at 4.50% ahead of Spring Statement

20th March 2025

But both mortgage and savings rates trend downwards following last month’s cut.

But both mortgage and savings rates trend downwards following last month’s cut.

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More than £50 billion sitting in ISAs paying less than 2%

19th March 2025

With billions of pounds held in ISAs paying less than 2%, have you checked your savings are earning a competitive interest rate?

With billions of pounds held in ISAs paying less than 2%, have you checked your savings are earning a competitive interest rate?

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Variable savings accounts a “casualty” of base rate cuts as returns fall to lowest levels since 2023

18th March 2025

With further base rate reductions expected this year, should savers consider a fixed account for guaranteed returns?

With further base rate reductions expected this year, should savers consider a fixed account for guaranteed returns?

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More than a third of adults don’t have an ISA: Are you missing out on tax-free returns on your savings?

13th March 2025

With the rising cost of living and effects of fiscal drag, can savers really afford to overlook the tax benefits ISAs offer?

With the rising cost of living and effects of fiscal drag, can savers really afford to overlook the tax benefits ISAs offer?

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