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2 year fixed rate remortgage rates

The chart below shows the Best Remortgage Rates 2 Year Fixed. You can personalise the chart by adding the value of the property you want to buy and the value of the mortgage you are looking to get.

Discover the best available remortgage rates at a Two-Year fix and start comparing today.

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Best 2 Year Fixed Rate Remortgages

Best 2 Year Fixed Rate Remortgages

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We found 1252 products in total, of which 53 have links to providers.

Press for help tip

Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting an option from the drop-down will change the chart to list all products in order depending on the option you have selected, with the best rate being at the top. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position.

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  • first direct Fixed
    Rate
    4.68%
    4.68% Fixed for 2 years
    reverting to 6.99%
    APRC
    6.8%
    Max LTV
    60%
    Product Fees
    £490.00
    Initial Payment
    £1,007.66
    Total Over
    Check Eligibility
  • Nationwide BS Fixed
    Rate
    4.74%
    4.74% Fixed for 2 years
    reverting to 7.99%
    APRC
    7.7%
    Max LTV
    60%
    Product Fees
    £999.00
    Initial Payment
    £1,013.79
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    4.87%
    4.87% Fixed for 2 years
    reverting to 6.99%
    APRC
    6.8%
    Max LTV
    75%
    Product Fees
    £490.00
    Initial Payment
    £1,027.13
    Total Over
    Check Eligibility
  • first direct Fixed
    Rate
    4.90%
    4.90% Fixed for 2 years
    reverting to 6.99%
    APRC
    6.8%
    Max LTV
    60%
    Product Fees
    £0.00
    Initial Payment
    £1,030.23
    Total Over
    Check Eligibility
  • Yorkshire Building Society Fixed
    Rate
    4.94%
    4.94% Fixed to 31/07/2026
    reverting to 6.05%
    APRC
    7.3%
    Max LTV
    75%
    Product Fees
    £1,495.00
    Initial Payment
    £1,034.36
    Total Over
    Go To Provider's Site
  • Nationwide BS Fixed
    Rate
    5.04%
    5.04% Fixed for 2 years
    reverting to 7.99%
    APRC
    7.7%
    Max LTV
    60%
    Product Fees
    £0.00
    Initial Payment
    £1,044.72
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    5.08%
    5.08% Fixed for 2 years
    reverting to 6.99%
    APRC
    6.8%
    Max LTV
    75%
    Product Fees
    £0.00
    Initial Payment
    £1,048.88
    Total Over
    Check Eligibility
  • Yorkshire Building Society Fixed
    Rate
    5.19%
    5.19% Fixed to 31/07/2026
    reverting to 6.05%
    APRC
    7.3%
    Max LTV
    75%
    Product Fees
    £495.00
    Initial Payment
    £1,060.37
    Total Over
    Go To Provider's Site
  • Yorkshire Building Society Fixed
    Rate
    5.24%
    5.24% Fixed to 31/07/2026
    reverting to 6.05%
    APRC
    7.4%
    Max LTV
    80%
    Product Fees
    £1,495.00
    Initial Payment
    £1,065.61
    Total Over
    Go To Provider's Site
  • Yorkshire Building Society Fixed
    Rate
    5.24%
    5.24% Fixed to 31/07/2026
    reverting to 6.05%
    APRC
    7.4%
    Max LTV
    75%
    Product Fees
    £1,495.00
    Initial Payment
    £1,065.61
    Total Over
    Go To Provider's Site
Representative Example
Note

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Any contractual relationship will be with Mortgage Advice Bureau.

Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Provider Links

‘Go To Provider's Site’ links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use ‘Speak to A Broker’ links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go To Provider's Site' or 'Speak To A Broker' button, when you call an advertised number or when you complete an application following a link from our website.

2 year fixed remortgages explained

Two year fixed remortgage deals are a popular choice for people who would like the certainty of knowing what their repayments will be over the short term. Our best two year fixed remortgage chart provides you with a great way to compare the most competitive deals on the market. Although there may seem to be a dizzying choice, our tables make it easy to find the kind of mortgage you are looking for.

 

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How our best two-year fixed rate remortgage comparison works

Using our smart comparison chart is easy – simply put in the amount you want to borrow and the current value of your property to produce a loan-to-value (LTV). From there you can refine your search for two-year fixed rate remortgages and hit the Revise Search button to bring up the best deals. These will be organised with the deals where you can apply directly to the provider’s site displayed at the top. Under these, other mortgages will be displayed, with the best interest rates towards the top.

How to choose the best two-year fixed rate remortgage deals for you

We endeavour to make choosing a two-year fixed rate remortgage deal as easy as possible, but very often it’s not as simple as just choosing the lowest rate. Be sure to look at the details being offered – again, we make sure these are prominently displayed so you can know exactly what is being offered before you apply. For example, a deal with the lowest rate may have an arrangement fee while a deal with a slightly higher rate may be fee-free– it’s up to you to judge which suits your circumstances best.

Should I speak to a mortgage broker?

Mortgage brokers remove a lot of the paperwork and hassle of getting a mortgage, as well as helping you access exclusive products and rates that aren’t available to the public. Mortgage brokers are regulated by the Financial Conduct Authority (FCA) and are required to pass specific qualifications before they can give you advice.

 

Speak to an award-winning mortgage broker today

 

MAB is the preferred mortgage broker of MoneyfactsCompare

 

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Get friendly, expert advice free of charge as a visitor of MoneyfactsCompare

Mortgage Advice Bureau have 1,600 UK advisers with 200 awards between them.

Speak to an award-winning mortgage broker today.

Call 0808 149 9177 or request a callback

Mortgage Advice Bureau offers fee free mortgage advice for MoneyfactsCompare visitors that call on 0808 149 9177. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm excluding bank holidays. Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

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