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A healthy credit score has its benefits, so make sure you manage your debt correctly.
Before you start university, make sure to organise your finances.
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Could the value of your state pension rise by more than inflation?
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Looking for inflation beating returns? Investing in shares could be an option.
A healthy credit score has its benefits, so make sure you manage your debt correctly.
Before you start university, make sure to organise your finances.
Explore the best cards with a 0% introductory period.
Could the value of your state pension rise by more than inflation?
Will your loved one's gift be tax affected?
Looking for inflation beating returns? Investing in shares could be an option.
During the height of the lockdown in April, the Office for National Statistics (ONS) found that 46.6% of workers were working from home and, of these, 86.0% were doing so as a result of Coronavirus pandemic. While the Government is encouraging workers to return to the office, many professionals are still working from home and want to continue home working even after the pandemic is over.
While there are many benefits to working from home, there are also practical considerations that need to be taken into account if working from home is to continue long-term, and one of these is how it will impact your home insurance.
When choosing a home insurance policy, homeowners are faced with the choice between content insurance, building insurance or both. As the names suggest, content insurance will insure the contents within the house, while building insurance will insure the structure of the building – choosing a joint insurance policy will help the homeowner to protect both their contents and the building. Those who own a flat, or who rent a property, will likely only need content insurance, as the maintenance of the building is usually the responsibility of the landlord.
To successfully work from home, business equipment – such as laptops, computers and additional monitors – is essential, but it may not be covered by standard content insurance. Home-workers will need to check their current home contents insurance policy to ensure this extra equipment, which if provided by employers might be in addition to equipment already in the house, is covered. If the current insurance does not adequately cover this extra equipment, home workers should contact their insurance company to ensure that the policy is changed to reflect the additional equipment.
In addition to extra equipment, working from home might have to involve storing stock in the home or garage. Again, home workers need to ensure that their contents insurance covers storing the stock. For those storing a large amount of stock, a business insurance policy may be required to cover the stock in the event of theft or damage. As well as this, if the stock has flammable or hazardous material, this may require business insurance.
In addition to ensuring that the home insurance policy covers what is needed when working from home, consumers looking to reduce their monthly outgoings might want to switch home insurance providers to get a better deal. As such, when choosing the best home insurance deal, consumers should consider a range of factors, including the features available along with the cost of the policy.
To help make it easier for consumers to find the best deals on the market, we offer a full listing of all our five and four-star rated home insurance providers. Our star ratings have been objectively selected by experts at Moneyfacts who have looked at all the products on the market and chosen the ones that offer consumers the best products and features at the most competitive costs.
Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfactscompare.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
Everyone knows Christmas can be an expensive time of year, with the cost of food, presents and socialising quickly amounting. If you’re looking to make your money stretch a little further this festive season and beyond, we list some of the top cashback credit cards currently available.
Earn up to £125 cashback with American Express; find a 0% introductory purchase rate from Santander.
Autumn Statement 2023 sees National Insurance contributions cut to 10% while the State pension is set to increase by 8.5%
National Insurance contributions cut to 10%; State pension set to increase by 8.5%
The UK Government meets its pledge as inflation slows dramatically to 4.6% in the year to October. This is the lowest annual rate in two years according to the Office for National Statistics (ONS).
The UK Government meets its pledge as inflation slows dramatically to 4.6% in the year to October, according to the Office for National Statistics (ONS).
Everyone knows Christmas can be an expensive time of year, with the cost of food, presents and socialising quickly amounting. If you’re looking to make your money stretch a little further this festive season and beyond, we list some of the top cashback credit cards currently available.
Earn up to £125 cashback with American Express; find a 0% introductory purchase rate from Santander.
Autumn Statement 2023 sees National Insurance contributions cut to 10% while the State pension is set to increase by 8.5%
National Insurance contributions cut to 10%; State pension set to increase by 8.5%
The UK Government meets its pledge as inflation slows dramatically to 4.6% in the year to October. This is the lowest annual rate in two years according to the Office for National Statistics (ONS).
The UK Government meets its pledge as inflation slows dramatically to 4.6% in the year to October, according to the Office for National Statistics (ONS).
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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.