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Featured - Account Types
What type of savings account do you need?Find out about the different types of savings accounts available to suit a variety of needs.
Savings
ISAs
Residential
Buy to let
Specialist mortgages
Featured - Debt and your credit score
How debt impacts your credit scoreA healthy credit score has its benefits, so make sure you manage your debt correctly.
Loans
Featured - Life Insurance
Life InsuranceFor peace of mind that your loved ones will be supported financially after you die, consider taking our life insurance. Find out more and compare policies.
Home & vehicle
Health & travel
Featured - Switching deals
In need of a cash boost?Providers often entice new customers with cash incentives for moving current accounts. Compare deals and find out how to make the switch:
Current accounts
Featured - Purchase Cards
Best purchase credit cardsExplore the best cards with a 0% introductory period.
Credit cards
Credit repair
Calculators & guides
Business savings
Business products
Business insurance
How much can I give as a cash gift?
How much can I give as a cash gift?Will your loved one's gift be tax affected?
Categories
Featured guides
Popular news
Latest news - by category
Other money & finance news
Featured Star Ratings categories
Other Star Ratings categories
During the height of the lockdown in April, the Office for National Statistics (ONS) found that 46.6% of workers were working from home and, of these, 86.0% were doing so as a result of Coronavirus pandemic. While the Government is encouraging workers to return to the office, many professionals are still working from home and want to continue home working even after the pandemic is over.
While there are many benefits to working from home, there are also practical considerations that need to be taken into account if working from home is to continue long-term, and one of these is how it will impact your home insurance.
When choosing a home insurance policy, homeowners are faced with the choice between content insurance, building insurance or both. As the names suggest, content insurance will insure the contents within the house, while building insurance will insure the structure of the building – choosing a joint insurance policy will help the homeowner to protect both their contents and the building. Those who own a flat, or who rent a property, will likely only need content insurance, as the maintenance of the building is usually the responsibility of the landlord.
To successfully work from home, business equipment – such as laptops, computers and additional monitors – is essential, but it may not be covered by standard content insurance. Home-workers will need to check their current home contents insurance policy to ensure this extra equipment, which if provided by employers might be in addition to equipment already in the house, is covered. If the current insurance does not adequately cover this extra equipment, home workers should contact their insurance company to ensure that the policy is changed to reflect the additional equipment.
In addition to extra equipment, working from home might have to involve storing stock in the home or garage. Again, home workers need to ensure that their contents insurance covers storing the stock. For those storing a large amount of stock, a business insurance policy may be required to cover the stock in the event of theft or damage. As well as this, if the stock has flammable or hazardous material, this may require business insurance.
In addition to ensuring that the home insurance policy covers what is needed when working from home, consumers looking to reduce their monthly outgoings might want to switch home insurance providers to get a better deal. As such, when choosing the best home insurance deal, consumers should consider a range of factors, including the features available along with the cost of the policy.
To help make it easier for consumers to find the best deals on the market, we offer a full listing of all our five and four-star rated home insurance providers. Our star ratings have been objectively selected by experts at Moneyfacts who have looked at all the products on the market and chosen the ones that offer consumers the best products and features at the most competitive costs.
Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfactscompare.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
The average cost of home insurance rose to almost £400 in the second quarter of 2024. Find out why prices are going up and how you could cut costs.
The average cost of home insurance rose to almost £400 in the second quarter of 2024.
If a pet has a pre-existing illness or is already sick, it may be a challenge for pet owners to find pet insurance, but there are options available
If a pet has a pre-existing illness or is already sick, it may be a challenge for pet owners to find pet insurance, but there are options available
If you’re looking for a new home insurance policy, you want it to be one you can trust, with the features you need and a level of service you can rely on. Sometimes knowing where to start can be easier said than done, so we’re here to help.
If you’re looking for a new home insurance policy, you want it to be one you can trust, with the features you need and a level of service you can rely on....
The clocks are set to go back this weekend (29 October), but it isn’t just an extra hour of darkness that homeowners need to worry about – there’s also the rise in home insurance claims that occurs as a result of that darkness to consider.
The clocks are set to go back this weekend (29 October), but it isn’t just an extra hour of darkness that homeowners need to worry about – there’s also the...
The average cost of home insurance rose to almost £400 in the second quarter of 2024. Find out why prices are going up and how you could cut costs.
The average cost of home insurance rose to almost £400 in the second quarter of 2024.
If a pet has a pre-existing illness or is already sick, it may be a challenge for pet owners to find pet insurance, but there are options available
If a pet has a pre-existing illness or is already sick, it may be a challenge for pet owners to find pet insurance, but there are options available
If you’re looking for a new home insurance policy, you want it to be one you can trust, with the features you need and a level of service you can rely on. Sometimes knowing where to start can be easier said than done, so we’re here to help.
If you’re looking for a new home insurance policy, you want it to be one you can trust, with the features you need and a level of service you can rely on....
The clocks are set to go back this weekend (29 October), but it isn’t just an extra hour of darkness that homeowners need to worry about – there’s also the rise in home insurance claims that occurs as a result of that darkness to consider.
The clocks are set to go back this weekend (29 October), but it isn’t just an extra hour of darkness that homeowners need to worry about – there’s also the...
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.