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Best 5 Year Fixed Rate Mortgage

A Five-Year Fixed Rate Mortgage will retain the same interest rate for the first five years that you have it, a fixed mortgage ensures your monthly repayments stay the same for the fixed term. The chart below shows the latest rates from top providers.

Discover the Best Five-Year Fixed Mortgage Rates from the UK’s top providers today.

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Compare other fixed rate terms

Best 5 Year Fixed Rate Mortgages

Best 5 Year Fixed Rate Mortgages

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We found 1275 products in total, of which 76 have links to providers.

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Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting an option from the drop-down will change the chart to list all products in order depending on the option you have selected, with the best rate being at the top. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position.

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  • Nationwide BS Fixed
    Rate
    4.39%
    4.39% Fixed for 5 years
    reverting to 7.99%
    APRC
    6.7%
    Max LTV
    60%
    Product Fees
    £999.00
    Initial Payment
    £1,198.14
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    4.48%
    4.48% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.1%
    Max LTV
    60%
    Product Fees
    £490.00
    Initial Payment
    £1,209.24
    Total Over
    Check Eligibility
  • first direct Fixed
    Rate
    4.58%
    4.58% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.1%
    Max LTV
    60%
    Product Fees
    £0.00
    Initial Payment
    £1,221.64
    Total Over
    Check Eligibility
  • first direct Fixed
    Rate
    4.58%
    4.58% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.1%
    Max LTV
    75%
    Product Fees
    £490.00
    Initial Payment
    £1,221.64
    Total Over
    Check Eligibility
  • first direct Fixed
    Rate
    4.63%
    4.63% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.2%
    Max LTV
    80%
    Product Fees
    £490.00
    Initial Payment
    £1,227.86
    Total Over
    Check Eligibility
  • first direct Fixed
    Rate
    4.63%
    4.63% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.2%
    Max LTV
    85%
    Product Fees
    £490.00
    Initial Payment
    £1,227.86
    Total Over
    Check Eligibility
  • Nationwide BS Fixed
    Rate
    4.63%
    4.63% Fixed for 5 years
    reverting to 7.99%
    APRC
    6.7%
    Max LTV
    60%
    Product Fees
    £0.00
    Initial Payment
    £1,227.86
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    4.68%
    4.68% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.2%
    Max LTV
    75%
    Product Fees
    £0.00
    Initial Payment
    £1,234.09
    Total Over
    Check Eligibility
  • Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

  • Yorkshire Building Society Fixed
    Rate
    4.69%
    4.69% Fixed to 31/08/2029
    reverting to 8.24%
    APRC
    6.9%
    Max LTV
    75%
    Product Fees
    £1,495.00
    Initial Payment
    £1,235.34
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    4.73%
    4.73% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.2%
    Max LTV
    80%
    Product Fees
    £0.00
    Initial Payment
    £1,240.35
    Total Over
    Check Eligibility
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