Best 10 Year Fixed Rate Mortgage

Home Mortgages 10 Year Fixed Rate

A 10-Year Fixed Rate Mortgage will keep your mortgage repayments at a set amount for 10 years. These can be a good option for those who want a fixed payment set to allow for other budgeting needs over a long period of time.

Check the best 10-Year Fixed Rate Mortgages available today in our comparison chart below.

Mortgage Amount

Property Value

Mortgage Term

Years

Repayment

Capital & Interest

Interest Only

Initial Rate Period

1 Year

2 Years

3 Years

4 Years

5+ Years

10+ Years

Term

Region

England

Scotland

Wales

Northern Ireland

All

Other Refinements

Self Build

Offset

Cashback

Flexible

Display Options

Show me the amount I will pay over

1 Year

2 Years

3 Years

5 Years

10 Years

Term

4.64%

4.64% Fixed for 10 years

reverting to 6.99%

4.64%

4.64% Fixed for 10 years

reverting to 6.99%

4.69%

4.69% Fixed for 10 years

reverting to 7.74%

The friendly mortgage advisers at Mortgage Advice Bureau can help get you on the property ladder. We can help you save for a deposit, get an Agreement in Principle and advise on the most affordable mortgage that fits your needs. Your home may be repossessed if you do not keep up repayments on your mortgage.

4.79%

4.79% Fixed for 10 years

reverting to 6.99%

4.79%

4.79% Fixed for 10 years

reverting to 6.99%

4.79%

4.79% Fixed for 10 years

reverting to 6.99%

4.79%

4.79% Fixed for 10 years

reverting to 7.74%

4.89%

4.89% Fixed to 31/01/2035

reverting to 7.99%

4.94%

4.94% Fixed for 10 years

reverting to 6.99%

4.99%

4.99% Fixed to 31/01/2035

reverting to 7.99%

Note

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Any contractual relationship will be with Mortgage Advice Bureau.

Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

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10 year fixed rate mortgages explained

10-year fixed rate mortgages ‘freeze’ your mortgage repayments at a set figure for 10 years. This is popular with people who like to know exactly what they will be paying for their mortgage over a longer period, enabling them to budget effectively. The only drawback can be that if interest rates drop during the term of your mortgage then you may find yourself paying more than if you had been on a variable rate or shorter-term deal.

The answer to this very much depends on both your own circumstances and what is likely to happen to interest rates over the next decade. 10 years is a long time and, as yet, no-one has managed to successfully predict with 100% accuracy what will happen to interest rates over such a long period of time.

The only solution is to make a judgement call based on what is good for you. Having fixed mortgage payments for a long-time gives you a great deal of certainty on what you’ll be paying – if this suits your personal circumstances then you probably think this outweighs the possibility that rates will drop even further.

If you are uncertain then you might want to consider locking your rate in for a lesser period, like five year mortgages, instead of the full 10.

Mortgage brokers remove a lot of the paperwork and hassle of getting a mortgage, as well as helping you access exclusive products and rates that aren’t available to the public. Mortgage brokers are regulated by the Financial Conduct Authority (FCA) and are required to pass specific qualifications before they can give you advice.

Speak to an award-winning mortgage broker today

MAB is the preferred mortgage broker of MoneyfactsCompare

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Call 0808 149 9177 or request a callback

_{Mortgage Advice Bureau offers fee free mortgage advice for MoneyfactsCompare visitors that call on 0808 149 9177. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm excluding bank holidays. Calls may be recorded.}

_{Your home may be repossessed if you do not keep up repayments on your mortgage.}

Best 10 Year Fixed Rate Mortgage