Moneyfacts Star Ratings Personal Current Accts ‘19

It's once again time for the much-anticipated release of the yearly Moneyfacts Star Ratings for personal current accounts, showcasing those bank accounts that have proven themselves worthy. This could be a great place to start for those looking to switch their current account.

After a dedicated research team assesses the excellence of each available current account, they award four and five stars to those that have managed to truly stand out from the crowd.

"The sector provides a myriad of products and offers, which can be confusing when trying to find the best deal," Moneyfacts' Star Ratings & Personal Finance Analytics Manager Samantha Owens commented. "The Moneyfacts Star Ratings consider the merits and key features of each individual account against the whole market, giving customers confidence they are getting a good deal."

While the most up-to-date list of top current accounts can be found in our charts, those who are interested in accounts and providers that consistently prove they are able to go above and beyond for their customers, featuring those criteria that are most important, may want to have a look at the table below.

"With uncertainty rife in the UK economy, it's important that consumers still research the market for the most suitable current account for them, finding one that offers the most useful and ongoing features," Samantha concluded.

Here are those accounts that have passed the test, including separate lists for student, graduate and youth accounts as well as premium and packaged deals.