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Top fixed savings rates remain strong, but there may be cuts ahead

12th November 2025

The leading fixed savings rates remained competitive at the start of November but, with cuts to the base rate expected, they may not last for long.

The leading fixed savings rates remained competitive at the start of November but, with cuts to the base rate expected, they may not last for long.

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This week's top mortgage deals explained

12th November 2025

Each week the Moneyfactscompare.co.uk content team round up the very best mortgage rates available in the UK. Compare and apply today.

Rate-cutting momentum continues as Autumn Budget looms.

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Low-deposit mortgage rates plummet but still “room for improvement”

11th November 2025

Encouragingly, 90% and 95% LTV two-year fixed mortgage rates dropped to a three-year low in November 2025. But what could the Budget mean for the housing market?

Encouragingly, 90% and 95% LTV two-year fixed mortgage rates dropped to a three-year low in November 2025.

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This week's top ISAs explained

11th November 2025

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best ISA rates available in the UK. Compare and apply today.

Savers are being encouraged to make the most of their cash ISA allowance.

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Top guides

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How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

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What is the 2025/26 ISA allowance?
...and how does it work?

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

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FSCS Explained: Are My UK Savings Safe?

All banks and building societies listed by Moneyfacts are signed up to a depositor protection scheme that would cover your money in the event the institution went bust. This guide gives you all the information about depositor protection limits and rules across different regions and areas.

Established by the UK Government in 2001, the FSCS is used to protect and reimburse consumers and businesses. Find out more about how to keep your savings safe.

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Who Owns Whom? Check FSCS Protection

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

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How Moneyfactscompare works

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    BALANCED. Moneyfactscompare.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

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    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

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    TRANSPARENT. We only receive payment from product providers and intermediaries for apply online links and adverts through to their websites.

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    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Moneyfacts has provided Best Buy charts to the UK press and media for over 35 years.

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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.