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Variable savings rates rebound in December as fixed rates suffer

19th December 2025

Most average rates on easy access and notice savings accounts saw a resurgence between November and December 2025 as fixed rates continued falling. Learn more on the latest trends.

Most average variable savings and ISA rates saw a resurgence between November and December 2025 as fixed rates continued falling.

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This week's top savings deals explained

18th December 2025

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best savings rates available in the UK. Compare and apply today.

UK savers warned to remain vigilant and switch to secure the best deals.

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Bank of England cuts base rate to 3.75% before Christmas

18th December 2025

How might this affect people’s finances heading into 2026?

How might this affect people’s finances heading into 2026?

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Moneyfacts pick of the week

18th December 2025

The Moneyfacts Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

This week's selection features a competitive one-year fixed rate bond from Kent Reliance and a five-year fixed rate bond from Hampshire Trust Bank.

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Top guides

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FSCS Protection Explained: Are My UK Savings Safe?

The FSCS protects consumers and pays compensation if banks and other financial firms collapse. Find out how this depositor protection scheme works and how to keep your savings safe.

The FSCS protects consumers and pays compensation if banks and other financial firms collapse. Find out how it works and how to keep your savings safe.

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Who Owns Whom? Check FSCS Protection

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

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How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

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What is the 2025/26 ISA allowance?
...and how does it work?

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

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How Moneyfactscompare works

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    BALANCED. Moneyfactscompare.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

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    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

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    TRANSPARENT. We only receive payment from product providers and intermediaries for apply online links and adverts through to their websites.

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    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Moneyfacts has provided Best Buy charts to the UK press and media for over 35 years.

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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.