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Rachel Reeves looks to pave the way for interest rate cuts

4th November 2025

The Bank of England has the opportunity to cut the UK’s central interest rate as soon as this week.

The Bank of England has the opportunity to cut the UK’s central interest rate as soon as this week.

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Switching from a high street bank to a leading savings account could triple your returns

4th November 2025

As analysis shows big bank customers could triple their returns by moving to a top provider, the benefits of switching to a better savings rate are highlighted in Moneyfactscompare.co.uk’s new TV adverts.

The benefits of switching to a better savings rate are highlighted in Moneyfactscompare.co.uk’s new TV adverts.

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This week's top ISAs explained

4th November 2025

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best ISA rates available in the UK. Compare and apply today.

Savers may be pleased to see increases to the leading three- and five-year fixed ISAs as the next base rate decision looms.

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Major milestone as the Moneyfacts Average Mortgage Rate drops below 5%

3rd November 2025

As the Moneyfacts Average Mortgage Rate falls below 5%, will lenders continue to reduce rates throughout 2025? Read more on how rates have changed and where they could go next.

As the Moneyfacts Average Mortgage Rate falls below 5%, will lenders continue to reduce rates throughout 2025?

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Top guides

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How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

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What is the 2025/26 ISA allowance?
...and how does it work?

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

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FSCS Explained: Are My UK Savings Safe?

All banks and building societies listed by Moneyfacts are signed up to a depositor protection scheme that would cover your money in the event the institution went bust. This guide gives you all the information about depositor protection limits and rules across different regions and areas.

Established by the UK Government in 2001, the FSCS is used to protect and reimburse consumers and businesses. Find out more about how to keep your savings safe.

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Who Owns Whom? Check FSCS Protection

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

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How Moneyfactscompare works

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    BALANCED. Moneyfactscompare.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

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    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

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    TRANSPARENT. We only receive payment from product providers and intermediaries for apply online links and adverts through to their websites.

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    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Moneyfacts has provided Best Buy charts to the UK press and media for over 35 years.

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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.