Moneyfactscompare.co.uk is one of the UK’s longest-established comparison websites which each year helps millions of consumers make more informed financial decisions.
The website is powered by data and expert analysis from its parent company, Moneyfacts Group plc, which has been in operation since 1988.
Moneyfacts Group plc is a leading provider of UK finance data and often sourced by industry bodies such as the Bank of England and Financial Conduct Authority (FCA), as well as major media outlets (including the BBC and Financial Times). In 2000, the company’s founder, John Woods, decided to make its wealth of information available to the masses and thus Moneyfacts.co.uk was born.
Much has changed since then; consumers and their money have endured the highs and lows of the 2008 global financial crisis, the COVID-19 pandemic and a number of different Governments. In 2023, the website was rebranded as Moneyfactscompare.co.uk to better reflect the importance of shopping around for the best rates and, in 2025, it celebrated a quarter of a century of supporting consumers with their finances.
Nevertheless, it’s still the same independent and privately-owned website that our visitors know and trust – whether they’re looking for a savings account, mortgage deal, credit card or insurance policy.
Moneyfactscompare.co.uk is one of the UK’s longest-established comparison websites which each year helps millions of consumers make more informed financial decisions.
The website is powered by data and expert analysis from its parent company, Moneyfacts Group plc, which has been in operation since 1988.
Moneyfacts Group plc is a leading provider of UK finance data and often sourced by industry bodies such as the Bank of England and Financial Conduct Authority (FCA), as well as major media outlets (including the BBC and Financial Times). In 2000, the company’s founder, John Woods, decided to make its wealth of information available to the masses and thus Moneyfacts.co.uk was born.
Much has changed since then; consumers and their money have endured the highs and lows of the 2008 global financial crisis, the COVID-19 pandemic and a number of different Governments. In 2023, the website was rebranded as Moneyfactscompare.co.uk to better reflect the importance of shopping around for the best rates and, in 2025, it celebrated a quarter of a century of supporting consumers with their finances.
Nevertheless, it’s still the same independent and privately-owned website that our visitors know and trust – whether they’re looking for a savings account, mortgage deal, credit card or insurance policy.
Moneyfactscompare.co.uk is one of the UK’s longest-established comparison websites which each year helps millions of consumers make more informed financial decisions.
The website is powered by data and expert analysis from its parent company, Moneyfacts Group plc, which has been in operation since 1988.
Moneyfacts Group plc is a leading provider of UK finance data and often sourced by industry bodies such as the Bank of England and Financial Conduct Authority (FCA), as well as major media outlets (including the BBC and Financial Times). In 2000, the company’s founder, John Woods, decided to make its wealth of information available to the masses and thus Moneyfacts.co.uk was born.
Much has changed since then; consumers and their money have endured the highs and lows of the 2008 global financial crisis, the COVID-19 pandemic and a number of different Governments. In 2023, the website was rebranded as Moneyfactscompare.co.uk to better reflect the importance of shopping around for the best rates and, in 2025, it celebrated a quarter of a century of supporting consumers with their finances.
Nevertheless, it’s still the same independent and privately-owned website that our visitors know and trust – whether they’re looking for a savings account, mortgage deal, credit card or insurance policy.
“The continuing mission is as strong today as it was at the very beginning with the desire to make independent and impartial financial information accessible to all sectors of the population,”
- John Woods, Founder of Moneyfactscompare.co.uk.
Free
Moneyfactscompare.co.uk comes at no cost to consumers. Our service is completely free, and you don’t need to share any of your personal data to access our comparison charts.
Transparent
We only receive payments from product providers and intermediaries for third-party links and advertisements. These can easily be spotted throughout the site.
Balanced
We’re committed to providing impartial information; our website is authorised by the Financial Conduct Authority for mortgage, credit and insurance products.
Comprehensive
Not only do we research the whole market, but we also scour the small print so you can find the best products for your needs.
Free
Moneyfactscompare.co.uk comes at no cost to consumers. Our service is completely free, and you don’t need to share any of your personal data to access our comparison charts.
Transparent
We only receive payments from product providers and intermediaries for third-party links and advertisements. These can easily be spotted throughout the site.
Balanced
We’re committed to providing impartial information; our website is authorised by the Financial Conduct Authority for mortgage, credit and insurance products.
Comprehensive
Not only do we research the whole market, but we also scour the small print so you can find the best products for your needs.
Free
Moneyfactscompare.co.uk comes at no cost to consumers. Our service is completely free, and you don’t need to share any of your personal data to access our comparison charts.
Transparent
We only receive payments from product providers and intermediaries for third-party links and advertisements. These can easily be spotted throughout the site.
Balanced
We’re committed to providing impartial information; our website is authorised by the Financial Conduct Authority for mortgage, credit and insurance products.
Comprehensive
Not only do we research the whole market, but we also scour the small print so you can find the best products for your needs.
Moneyfactscompare.co.uk is an independent source of accurate and reliable financial information. Most of our charts are fuelled by data collected directly from banks, building societies and providers that operate in the UK*, and are regularly updated throughout the day to reflect the best rates currently available.
We are proud to cover the whole of the market when it comes to mortgages, savings, banking, credit cards and personal loans† and no one pays to appear on these charts.
Every day, the data teams at Moneyfacts Group plc receive and process over a thousand changes‡ from a vast number of financial providers (ranging from new product launches to adjustments to rates, terms and conditions). The teams also run regular audits to make sure nothing gets missed. Any updates are then reflected on Moneyfactscompare.co.uk.
Our charts are structured to show products that have a third-party link first by default, however, this can easily be changed to rate or alphabetical order using the ‘sort’ dropdown box near the top of any table.
Products that earn a spot on the Moneyfacts Best Buy Charts are considered by Moneyfacts Group plc to be the most noteworthy in their category. For savings, this will often be an account offering the highest rate, while mortgages are usually selected based on their overall true cost (rules and exclusions apply). The Moneyfacts Best Buy Charts are constantly updated throughout the day.
The team of expert analysts at Moneyfacts Group plc also award Three-, Four- or Five-Star Ratings to standout products. A Moneyfacts Star Rating acts as a badge of quality, and you’ll often find brands showcase our logos on their marketing materials.
At Moneyfactscompare.co.uk, our commitment to providing trustworthy financial information means we don’t rely on AI-generated content and instead employ a team of in-house (very much human!) writers who put together original and impartial articles, guides and newsletters. While some of our content may appear in AI search results, rest assured that it has been written by a real person with knowledge of financial products and services.
What’s more, all of the content on our website has been thoroughly checked for both accuracy and clarity by the expert analysts and researchers working for Moneyfacts Group plc who share decades of experience in the finance industry.
It’s not just Moneyfactscompare.co.uk that uses data from Moneyfacts Group plc – so does almost every UK bank and building society, as well as major industry bodies (including the Bank of England, Financial Conduct Authority, HM Treasury and the Prudential Regulatory Authority).
The data used by Moneyfactscompare.co.uk is also trusted by journalists from national publications (such as the Financial Times, The Sunday Times, Daily Mail and The Guardian) - many of whom are in regular contact with our award-winning press team.
“The service provided by Moneyfacts is one of the best in the industry. Quick, detailed response and accurate data. They are invaluable to journalists,”
– The Times.
From November 2025, viewers can catch two new TV adverts from Moneyfactscompare.co.uk which highlight the importance of shopping around for the best savings rates.
These latest adverts build on the earlier success of our first-ever national TV campaign which launched in March 2023 and, its most recent stint, had been on air consistently for around five months between June and October 2025.
From November 2025, viewers can catch two new TV adverts from Moneyfactscompare.co.uk which highlight the importance of shopping around for the best savings rates.
These latest adverts build on the earlier success of our first-ever national TV campaign which launched in March 2023 and, its most recent stint, had been on air consistently for around five months between June and October 2025.
From November 2025, viewers can catch two new TV adverts from Moneyfactscompare.co.uk which highlight the importance of shopping around for the best savings rates.
These latest adverts build on the earlier success of our first-ever national TV campaign which launched in March 2023 and, its most recent stint, had been on air consistently for around five months between June and October 2025.
The annual Moneyfactscompare.co.uk Awards celebrate providers that offer the best products and services in the personal, household and family finance markets. Results are determined by combining feedback from the hundreds of thousands of people who take part in our yearly Consumer Survey with impartial analysis from the team of experts at Moneyfacts Group plc.
The Moneyfactscompare.co.uk Awards are widely respected throughout the industry and recipients can easily be identified by displaying our winner’s logo.
Learn more about the Moneyfactscompare.co.uk Awards
Weekend Moneyfactscompare.co.uk
Join over 100,000 subscribers who already receive our Weekend Moneyfactscompare.co.uk newsletter every Saturday morning. Containing some of the week’s most prominent finance news, as well as features on competitive savings accounts, mortgages and more – all for free!
Savers Friend
Want weekly updates from across the savings market delivered straight into your inbox for free? Our Savers Friend newsletter goes out to more than 100,000 subscribers every Tuesday at midday and contains details of new products launched and latest rates changes.
Companies Friend
If you own a business, why not subscribe for free to our Companies Friend newsletter? Each month, it provides over 70,000 subscribers with an overview of the best business deposit rates, competitive business current accounts and credit cards, as well as other financing options.
Weekend Moneyfactscompare.co.uk
Join over 100,000 subscribers who already receive our Weekend Moneyfactscompare.co.uk newsletter every Saturday morning. Containing some of the week’s most prominent finance news, as well as features on competitive savings accounts, mortgages and more – all for free!
Savers Friend
Want weekly updates from across the savings market delivered straight into your inbox for free? Our Savers Friend newsletter goes out to more than 100,000 subscribers every Tuesday at midday and contains details of new products launched and latest rates changes.
Companies Friend
If you own a business, why not subscribe for free to our Companies Friend newsletter? Each month, it provides over 70,000 subscribers with an overview of the best business deposit rates, competitive business current accounts and credit cards, as well as other financing options.
Weekend Moneyfactscompare.co.uk
Join over 100,000 subscribers who already receive our Weekend Moneyfactscompare.co.uk newsletter every Saturday morning. Containing some of the week’s most prominent finance news, as well as features on competitive savings accounts, mortgages and more – all for free!
Savers Friend
Want weekly updates from across the savings market delivered straight into your inbox for free? Our Savers Friend newsletter goes out to more than 100,000 subscribers every Tuesday at midday and contains details of new products launched and latest rates changes.
Companies Friend
If you own a business, why not subscribe for free to our Companies Friend newsletter? Each month, it provides over 70,000 subscribers with an overview of the best business deposit rates, competitive business current accounts and credit cards, as well as other financing options.
Moneyfactscompare.co.uk is operated by Moneyfacts.co.uk Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) for mortgage, credit and insurance business. Our FCA permission allows us to introduce customers to other regulated firms, but not to sell products directly or give advice.
The products we deal with, such as mortgages, ISAs, personal loans, credit cards, overdraft and retirement products are also regulated by the FCA. The FCA doesn’t regulate most business services.
Moneyfactscompare.co.uk fully endorses Consumer Duty regulations that were brought into effect by the Financial Conduct Authority in 2023 and 2024. Over recent years, we’ve worked hard to make sure our services comply with these standards – thereby offering better value to our users.
Some of the changes we’ve made in response to the Consumer Duty regulations include:
Yes, Moneyfactscompare.co.uk is reliable. Our data is sourced directly from UK providers, and our charts are regularly updated throughout the day to ensure accuracy. Furthermore, all the content on our website is written by humans (not AI-generated!) and reviewed rigorously by a team of experts.
Moneyfactscompare.co.uk shows accurate savings rates as our charts are constantly being updated throughout the day. Discover today’s top savings rates.
Moneyfactscompare.co.uk earns money from advertising and in exchange for including third-party links to products on our website.
It’s easy to tell which products we make money from; wherever you see the orange ‘Go To Provider’s Site’ button on our chart, this means we get paid when you click on, apply for or buy that product.
As you navigate our site, you may also come across an orange ‘Speak to a broker’ button; clicking on this button will take you to one of our partners who will pay us if you purchase a product or follow their advice.
No provider pays to be included on our savings, mortgage, banking, credit card or personal loans charts. However, we may charge a fee if they want to appear on our charts for less standardised products – such as those for insurance and retirement.
Furthermore, we may receive payment from product providers for advertisements and in exchange for affiliate links.
Moneyfactscompare.co.uk is neither a broker nor an adviser - it is an independent and impartial comparison website (i.e. somewhere you can go to find the best rates, compare products and learn more information).
Moneyfactscompare.co.uk gets its mortgage rates from data that its parent company, Moneyfacts Group plc, collects directly from lenders. Its team of expert analysts process a large number of changes every single day which helps keep our charts up to date. Explore current mortgage rates.
Yes, Moneyfactscompare.co.uk is unbiased. Our savings, mortgage, banking, credit card and personal loans charts cover the whole of the market (meaning the search results show all products available – not just those that earn us money).
