Each year, hundreds of thousands of consumers voice their opinions on products and services from across the finance industry; their feedback is combined with impartial analysis from Moneyfacts’ team of experts to decide the winners of the Moneyfactscompare.co.uk Awards.
The Moneyfactscompare.co.uk Awards 2026 survey is now open; all responses must be submitted by midnight on 21 November 2025.
The survey takes just a matter of minutes to complete. Participants will be asked for their opinions on financial organisations shortlisted in each category by our team of in-house experts. For every section completed, you’ll receive an entry into our prize draw with the chance to win £1,000 (up to a maximum of four entries per person).
More than 200,000 consumers had their say in last year’s survey – can you help us beat this figure?
Pet Insurance Provider of the Year
Admiral
ASDA money
Everypaw
Insure Your Paws
John Lewis Money
LV=
ManyPets
MORE TH>N
Napo
Petgevity
Post Office Money
Sainsbury's Bank
Scratch & Patch
Tesco Insurance
The Insurance Emporium
Car Insurance Provider of the Year
Admiral
Allianz
Churchill
Diamond
Direct Line
Elephant
Ford Insure
Go Girl
Hastings Direct
Insure 2 Drive
insurePink
Lloyds Bank
LV=
People's Choice
RAC
Private Healthcare Provider of the Year
Aviva UK Health
AXA Health
Benenden
Bupa
Freedom Health Insurance
General & Medical
National Friendly
Saga
The Exeter
VitalityHealth
Westfield Health
WPA
Life Insurance Provider of the Year (Direct)
Aviva
Beagle Street
HSBC
Legal & General
LV=
Nationwide Building Society
Royal London
Scottish Widows
Vitality
Zurich
Travel Insurance Provider of the Year
ASDA Money
Cedartree Travel Insurance
Covered2go Travel Insurance
CoverForYou
Coverwise
GreatCover
Holidaysafe
InsureandGo
multitrip.com
Oasis Insurance
RAC
Sainsbury's Bank
Staysure
Tesco Insurance
Virgin Money
Cashback Site of the Year
Airtime
Cashback.co.uk
KidStart
Oh My Dosh
Picodi
Quidco
Rakuten
Swagbucks
Topcashback
Widilo
Home Insurance Provider of the Year
AA
Admiral
Aviva
Bank of Scotland
Churchill
Direct Line
Frontier Home Insurance
Lemonade
Lloyds Bank
M&S Bank
Nationwide Building Society
Policy Expert
Privilege
Quotemehappy.com
Tesco Insurance
First-Time Mortgage Buyers’ Choice
Barclays Mortgage
Coventry Building Society
Furness Building Society
Hanley Economic Building Society
HSBC
Leeds Building Society
Marsden Building Society
Nationwide Building Society
Virgin Money
West Brom Building Society
High Street Mortgage Provider of the Year
Barclays Mortgage
Coventry Building Society
HSBC
Leeds Building Society
Nationwide Building Society
NatWest
Santander
Virgin Money
West Brom Building Society
Yorkshire Building Society
Remortgage Buyers’ Choice
Barclays Mortgage
Cumberland Building Society
first direct
Furness Building Society
Monmouthshire Building Society
Nationwide Building Society
Principality Building Society
Vernon Building Society
Virgin Money
Yorkshire Building Society
Personal Loan Provider of the Year
AIB (NI)
HSBC
John Lewis Finance
M&S Bank
MBNA Limited
NatWest
Novuna Personal Finance
Santander
Tesco Bank
TSB
Retail Finance Provider of the Year
Affirm
Clearpay
DivideBuy (by Zopa)
Klarna
Monzo Flex
Newpay
Payl8r
PayPal
Snap finance
Zilch
Credit Card Provider of the Year
Bank of Scotland
Barclaycard
Halifax
HSBC
Lloyds Bank
MBNA Limited
NatWest
Tesco Bank
The Co-operative Bank
TSB
Credit Builder Card Provider of the Year
118 118 Money
Aqua
ASDA Money
Barclaycard
Capital One
HSBC
NatWest
Ocean Finance
Post Office Money®
Tesco Bank
Think Money Limited
Vanquis Bank
Virgin Money
Zable
Current Account Provider of the Year
Barclays Bank
first direct
Halifax
Kroo Bank
Lloyds Bank
Nationwide Building Society
Santander
Starling Bank
TSB
Virgin Money
Current Account Switching Provider of the Year
Barclays Bank
Danske Bank
first direct
Halifax
Lloyds Bank
Nationwide Building Society
NatWest
Santander
The Co-operative Bank
TSB
Easy-to-open Current Account Provider of the Year
Bank of Scotland
Barclays Bank
Danske Bank
first direct
Halifax
HSBC
Lloyds Bank
Monzo Bank
Nationwide Building Society
NatWest
Royal Bank of Scotland
Santander
Starling Bank
Ulster Bank
Virgin Money
Student Account Provider of the Year
Bank of Ireland UK
Bank of Scotland
Halifax
HSBC
Lloyds Bank
Nationwide Building Society
NatWest/Royal Bank of Scotland
Santander
The Co-operative Bank
TSB
High Street Savings Provider of the Year
Barclays Bank
Halifax
HSBC
Leeds Building Society
Lloyds Banking Group
Nationwide Building Society
NatWest Group
Post Office Money®
Santander
Skipton Building Society
The Co-operative Bank
TSB
Virgin Money
Yorkshire Building Society
Fixed Rate Savings Provider of the Year
Birmingham Bank
Chetwood Bank
Close Brothers Savings
Cynergy Bank
GB Bank
Hampshire Trust Bank
Hodge Bank
JN Bank
Oxbury Bank
Secure Trust Bank
App-only Savings Provider of the Year
Atom Bank
Chase
Chip
Kroo Bank Ltd
Moneybox
Monument Bank
Monzo Bank
Plum
Revolut
Sidekick
Snoop
Spring
Starling Bank
Tandem Bank
Zopa
Easy-to-open Savings Account Provider of the Year
Castle Trust Bank
Chetwood Bank
Chip
Halifax
Hampshire Trust Bank
Harpenden Building Society
Lloyds Bank
Market Harborough Building Society
Monzo Bank
Oxbury Bank
RCI Bank UK
Santander
Starling Bank
Tandem Bank
Virgin Money
Savings Platform of the Year
AJ Bell Cash Savings Hub
Akoni Cash Management
Aviva Save
Flagstone
Hargreaves Lansdown Active Savings
Insignis Cash Solutions
Interactive Investor Cash Savings
Prosper
Quilter Invest
Raisin UK
Saga Savings Platform
Smart Savings From Willis Owen
Offshore Account Provider of the Year
Barclays Bank
HSBC
Lloyds Bank International
NatWest International
Royal Bank of Canada (CI) Ltd
Santander International
Skipton International
Standard Bank
ISA Provider of the Year
Chip
Close Brothers Savings
Cynergy Bank
Kent Reliance
Moneybox
Plum
Trading 212
UBL UK
United Trust Bank
West Brom Building Society
Branch Network of the Year
Barclays Bank
Halifax
HSBC
Lloyds Bank
Nationwide Building Society
NatWest
Post Office
Santander
The Co-operative Bank
Virgin Money
Banking App of the Year
Barclays Bank
Chase
first direct
Halifax
HSBC
Lloyds Bank
Metro Bank
Monese
Monzo
Nationwide Building Society
NatWest
Revolut
Santander
Starling Bank
Virgin Money
Digital Wealth Management Provider of the Year
AJ Bell Dodl
Bestinvest
Charles Stanley Direct
Moneybox
Moneyfarm
Netwealth
Nutmeg
Vanguard
Wealthify
Consumers' Choice
Chase (cashback on spending)
Esure (Use of tech for their claims customer experience)
Gen H (New Build Boost)
iFAST (multi-currency account)
ManyPets (use of tech for their claims customer experience)
Nationwide (Fairer Share Payment)
Skipton Building Society (Delayed Start Mortgage)
Trading212 (App)
Zopa Bank (Biscuit Current Account)
Pet Insurance Provider of the Year
Admiral
ASDA money
Everypaw
Insure Your Paws
John Lewis Money
LV=
ManyPets
MORE TH>N
Napo
Petgevity
Post Office Money
Sainsbury's Bank
Scratch & Patch
Tesco Insurance
The Insurance Emporium
Car Insurance Provider of the Year
Admiral
Allianz
Churchill
Diamond
Direct Line
Elephant
Ford Insure
Go Girl
Hastings Direct
Insure 2 Drive
insurePink
Lloyds Bank
LV=
People's Choice
RAC
Private Healthcare Provider of the Year
Aviva UK Health
AXA Health
Benenden
Bupa
Freedom Health Insurance
General & Medical
National Friendly
Saga
The Exeter
VitalityHealth
Westfield Health
WPA
Life Insurance Provider of the Year (Direct)
Aviva
Beagle Street
HSBC
Legal & General
LV=
Nationwide Building Society
Royal London
Scottish Widows
Vitality
Zurich
Travel Insurance Provider of the Year
ASDA Money
Cedartree Travel Insurance
Covered2go Travel Insurance
CoverForYou
Coverwise
GreatCover
Holidaysafe
InsureandGo
multitrip.com
Oasis Insurance
RAC
Sainsbury's Bank
Staysure
Tesco Insurance
Virgin Money
Cashback Site of the Year
Airtime
Cashback.co.uk
KidStart
Oh My Dosh
Picodi
Quidco
Rakuten
Swagbucks
Topcashback
Widilo
Home Insurance Provider of the Year
AA
Admiral
Aviva
Bank of Scotland
Churchill
Direct Line
Frontier Home Insurance
Lemonade
Lloyds Bank
M&S Bank
Nationwide Building Society
Policy Expert
Privilege
Quotemehappy.com
Tesco Insurance
First-Time Mortgage Buyers’ Choice
Barclays Mortgage
Coventry Building Society
Furness Building Society
Hanley Economic Building Society
HSBC
Leeds Building Society
Marsden Building Society
Nationwide Building Society
Virgin Money
West Brom Building Society
High Street Mortgage Provider of the Year
Barclays Mortgage
Coventry Building Society
HSBC
Leeds Building Society
Nationwide Building Society
NatWest
Santander
Virgin Money
West Brom Building Society
Yorkshire Building Society
Remortgage Buyers’ Choice
Barclays Mortgage
Cumberland Building Society
first direct
Furness Building Society
Monmouthshire Building Society
Nationwide Building Society
Principality Building Society
Vernon Building Society
Virgin Money
Yorkshire Building Society
Personal Loan Provider of the Year
AIB (NI)
HSBC
John Lewis Finance
M&S Bank
MBNA Limited
NatWest
Novuna Personal Finance
Santander
Tesco Bank
TSB
Retail Finance Provider of the Year
Affirm
Clearpay
DivideBuy (by Zopa)
Klarna
Monzo Flex
Newpay
Payl8r
PayPal
Snap finance
Zilch
Credit Card Provider of the Year
Bank of Scotland
Barclaycard
Halifax
HSBC
Lloyds Bank
MBNA Limited
NatWest
Tesco Bank
The Co-operative Bank
TSB
Credit Builder Card Provider of the Year
118 118 Money
Aqua
ASDA Money
Barclaycard
Capital One
HSBC
NatWest
Ocean Finance
Post Office Money®
Tesco Bank
Think Money Limited
Vanquis Bank
Virgin Money
Zable
Current Account Provider of the Year
Barclays Bank
first direct
Halifax
Kroo Bank
Lloyds Bank
Nationwide Building Society
Santander
Starling Bank
TSB
Virgin Money
Current Account Switching Provider of the Year
Barclays Bank
Danske Bank
first direct
Halifax
Lloyds Bank
Nationwide Building Society
NatWest
Santander
The Co-operative Bank
TSB
Easy-to-open Current Account Provider of the Year
Bank of Scotland
Barclays Bank
Danske Bank
first direct
Halifax
HSBC
Lloyds Bank
Monzo Bank
Nationwide Building Society
NatWest
Royal Bank of Scotland
Santander
Starling Bank
Ulster Bank
Virgin Money
Student Account Provider of the Year
Bank of Ireland UK
Bank of Scotland
Halifax
HSBC
Lloyds Bank
Nationwide Building Society
NatWest/Royal Bank of Scotland
Santander
The Co-operative Bank
TSB
High Street Savings Provider of the Year
Barclays Bank
Halifax
HSBC
Leeds Building Society
Lloyds Banking Group
Nationwide Building Society
NatWest Group
Post Office Money®
Santander
Skipton Building Society
The Co-operative Bank
TSB
Virgin Money
Yorkshire Building Society
Fixed Rate Savings Provider of the Year
Birmingham Bank
Chetwood Bank
Close Brothers Savings
Cynergy Bank
GB Bank
Hampshire Trust Bank
Hodge Bank
JN Bank
Oxbury Bank
Secure Trust Bank
App-only Savings Provider of the Year
Atom Bank
Chase
Chip
Kroo Bank Ltd
Moneybox
Monument Bank
Monzo Bank
Plum
Revolut
Sidekick
Snoop
Spring
Starling Bank
Tandem Bank
Zopa
Easy-to-open Savings Account Provider of the Year
Castle Trust Bank
Chetwood Bank
Chip
Halifax
Hampshire Trust Bank
Harpenden Building Society
Lloyds Bank
Market Harborough Building Society
Monzo Bank
Oxbury Bank
RCI Bank UK
Santander
Starling Bank
Tandem Bank
Virgin Money
Savings Platform of the Year
AJ Bell Cash Savings Hub
Akoni Cash Management
Aviva Save
Flagstone
Hargreaves Lansdown Active Savings
Insignis Cash Solutions
Interactive Investor Cash Savings
Prosper
Quilter Invest
Raisin UK
Saga Savings Platform
Smart Savings From Willis Owen
Offshore Account Provider of the Year
Barclays Bank
HSBC
Lloyds Bank International
NatWest International
Royal Bank of Canada (CI) Ltd
Santander International
Skipton International
Standard Bank
ISA Provider of the Year
Chip
Close Brothers Savings
Cynergy Bank
Kent Reliance
Moneybox
Plum
Trading 212
UBL UK
United Trust Bank
West Brom Building Society
Branch Network of the Year
Barclays Bank
Halifax
HSBC
Lloyds Bank
Nationwide Building Society
NatWest
Post Office
Santander
The Co-operative Bank
Virgin Money
Banking App of the Year
Barclays Bank
Chase
first direct
Halifax
HSBC
Lloyds Bank
Metro Bank
Monese
Monzo
Nationwide Building Society
NatWest
Revolut
Santander
Starling Bank
Virgin Money
Digital Wealth Management Provider of the Year
AJ Bell Dodl
Bestinvest
Charles Stanley Direct
Moneybox
Moneyfarm
Netwealth
Nutmeg
Vanguard
Wealthify
Consumers' Choice
Chase (cashback on spending)
Esure (Use of tech for their claims customer experience)
Gen H (New Build Boost)
iFAST (multi-currency account)
ManyPets (use of tech for their claims customer experience)
Nationwide (Fairer Share Payment)
Skipton Building Society (Delayed Start Mortgage)
Trading212 (App)
Zopa Bank (Biscuit Current Account)
Pet Insurance Provider of the Year
Admiral
ASDA money
Everypaw
Insure Your Paws
John Lewis Money
LV=
ManyPets
MORE TH>N
Napo
Petgevity
Post Office Money
Sainsbury's Bank
Scratch & Patch
Tesco Insurance
The Insurance Emporium
Car Insurance Provider of the Year
Admiral
Allianz
Churchill
Diamond
Direct Line
Elephant
Ford Insure
Go Girl
Hastings Direct
Insure 2 Drive
insurePink
Lloyds Bank
LV=
People's Choice
RAC
Private Healthcare Provider of the Year
Aviva UK Health
AXA Health
Benenden
Bupa
Freedom Health Insurance
General & Medical
National Friendly
Saga
The Exeter
VitalityHealth
Westfield Health
WPA
Life Insurance Provider of the Year (Direct)
Aviva
Beagle Street
HSBC
Legal & General
LV=
Nationwide Building Society
Royal London
Scottish Widows
Vitality
Zurich
Travel Insurance Provider of the Year
ASDA Money
Cedartree Travel Insurance
Covered2go Travel Insurance
CoverForYou
Coverwise
GreatCover
Holidaysafe
InsureandGo
multitrip.com
Oasis Insurance
RAC
Sainsbury's Bank
Staysure
Tesco Insurance
Virgin Money
Cashback Site of the Year
Airtime
Cashback.co.uk
KidStart
Oh My Dosh
Picodi
Quidco
Rakuten
Swagbucks
Topcashback
Widilo
Home Insurance Provider of the Year
AA
Admiral
Aviva
Bank of Scotland
Churchill
Direct Line
Frontier Home Insurance
Lemonade
Lloyds Bank
M&S Bank
Nationwide Building Society
Policy Expert
Privilege
Quotemehappy.com
Tesco Insurance
First-Time Mortgage Buyers’ Choice
Barclays Mortgage
Coventry Building Society
Furness Building Society
Hanley Economic Building Society
HSBC
Leeds Building Society
Marsden Building Society
Nationwide Building Society
Virgin Money
West Brom Building Society
High Street Mortgage Provider of the Year
Barclays Mortgage
Coventry Building Society
HSBC
Leeds Building Society
Nationwide Building Society
NatWest
Santander
Virgin Money
West Brom Building Society
Yorkshire Building Society
Remortgage Buyers’ Choice
Barclays Mortgage
Cumberland Building Society
first direct
Furness Building Society
Monmouthshire Building Society
Nationwide Building Society
Principality Building Society
Vernon Building Society
Virgin Money
Yorkshire Building Society
Personal Loan Provider of the Year
AIB (NI)
HSBC
John Lewis Finance
M&S Bank
MBNA Limited
NatWest
Novuna Personal Finance
Santander
Tesco Bank
TSB
Retail Finance Provider of the Year
Affirm
Clearpay
DivideBuy (by Zopa)
Klarna
Monzo Flex
Newpay
Payl8r
PayPal
Snap finance
Zilch
Credit Card Provider of the Year
Bank of Scotland
Barclaycard
Halifax
HSBC
Lloyds Bank
MBNA Limited
NatWest
Tesco Bank
The Co-operative Bank
TSB
Credit Builder Card Provider of the Year
118 118 Money
Aqua
ASDA Money
Barclaycard
Capital One
HSBC
NatWest
Ocean Finance
Post Office Money®
Tesco Bank
Think Money Limited
Vanquis Bank
Virgin Money
Zable
Current Account Provider of the Year
Barclays Bank
first direct
Halifax
Kroo Bank
Lloyds Bank
Nationwide Building Society
Santander
Starling Bank
TSB
Virgin Money
Current Account Switching Provider of the Year
Barclays Bank
Danske Bank
first direct
Halifax
Lloyds Bank
Nationwide Building Society
NatWest
Santander
The Co-operative Bank
TSB
Easy-to-open Current Account Provider of the Year
Bank of Scotland
Barclays Bank
Danske Bank
first direct
Halifax
HSBC
Lloyds Bank
Monzo Bank
Nationwide Building Society
NatWest
Royal Bank of Scotland
Santander
Starling Bank
Ulster Bank
Virgin Money
Student Account Provider of the Year
Bank of Ireland UK
Bank of Scotland
Halifax
HSBC
Lloyds Bank
Nationwide Building Society
NatWest/Royal Bank of Scotland
Santander
The Co-operative Bank
TSB
High Street Savings Provider of the Year
Barclays Bank
Halifax
HSBC
Leeds Building Society
Lloyds Banking Group
Nationwide Building Society
NatWest Group
Post Office Money®
Santander
Skipton Building Society
The Co-operative Bank
TSB
Virgin Money
Yorkshire Building Society
Fixed Rate Savings Provider of the Year
Birmingham Bank
Chetwood Bank
Close Brothers Savings
Cynergy Bank
GB Bank
Hampshire Trust Bank
Hodge Bank
JN Bank
Oxbury Bank
Secure Trust Bank
App-only Savings Provider of the Year
Atom Bank
Chase
Chip
Kroo Bank Ltd
Moneybox
Monument Bank
Monzo Bank
Plum
Revolut
Sidekick
Snoop
Spring
Starling Bank
Tandem Bank
Zopa
Easy-to-open Savings Account Provider of the Year
Castle Trust Bank
Chetwood Bank
Chip
Halifax
Hampshire Trust Bank
Harpenden Building Society
Lloyds Bank
Market Harborough Building Society
Monzo Bank
Oxbury Bank
RCI Bank UK
Santander
Starling Bank
Tandem Bank
Virgin Money
Savings Platform of the Year
AJ Bell Cash Savings Hub
Akoni Cash Management
Aviva Save
Flagstone
Hargreaves Lansdown Active Savings
Insignis Cash Solutions
Interactive Investor Cash Savings
Prosper
Quilter Invest
Raisin UK
Saga Savings Platform
Smart Savings From Willis Owen
Offshore Account Provider of the Year
Barclays Bank
HSBC
Lloyds Bank International
NatWest International
Royal Bank of Canada (CI) Ltd
Santander International
Skipton International
Standard Bank
ISA Provider of the Year
Chip
Close Brothers Savings
Cynergy Bank
Kent Reliance
Moneybox
Plum
Trading 212
UBL UK
United Trust Bank
West Brom Building Society
Branch Network of the Year
Barclays Bank
Halifax
HSBC
Lloyds Bank
Nationwide Building Society
NatWest
Post Office
Santander
The Co-operative Bank
Virgin Money
Banking App of the Year
Barclays Bank
Chase
first direct
Halifax
HSBC
Lloyds Bank
Metro Bank
Monese
Monzo
Nationwide Building Society
NatWest
Revolut
Santander
Starling Bank
Virgin Money
Digital Wealth Management Provider of the Year
AJ Bell Dodl
Bestinvest
Charles Stanley Direct
Moneybox
Moneyfarm
Netwealth
Nutmeg
Vanguard
Wealthify
Consumers' Choice
Chase (cashback on spending)
Esure (Use of tech for their claims customer experience)
Gen H (New Build Boost)
iFAST (multi-currency account)
ManyPets (use of tech for their claims customer experience)
Nationwide (Fairer Share Payment)
Skipton Building Society (Delayed Start Mortgage)
Trading212 (App)
Zopa Bank (Biscuit Current Account)
Stage 1: Shortlists for these awards are first assessed by our highly qualified research team who, using a strict set of criteria, drill down into the small print of each provider’s product range to measure their technical strengths and weaknesses. Only the companies that offer the best products go on to form the shortlists.
Stage 2: The shortlists are then tested in our consumer surveys, which cover personal, household and family finance. Consumers score the providers they have experience with in each relevant category. This second stage helps to decide the overall result, so the consumer contribution influences who comes out on top.
The University of East Anglia (UEA) was commissioned to independently verify the customer service survey and analysis process of the Moneyfactscompare.co.uk Awards.
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