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Cookie Policy

COOKIE POLICY - Last updated: 07th January, 2025

What are cookies?

Moneyfactscompare.co.uk uses cookies on our website. Cookies are small text files that are stored on your computer or other device by websites that you visit. We explain below which other companies use cookies on our website and what they use them for and lets how you can turn those other companies' cookies on or off.

Please note that third parties (including, for example, advertising networks and providers of external services like website analysis services) may also use cookies, over which we have no control, although we may receive services from these third parties (including, for example, for targeted advertising purposes and website analytics). These cookies are likely to be performance cookies or targeting cookies (as described in this policy).

 

How do we use cookies?

There are several types of cookie that are used on moneyfactscompare.co.uk

Necessary Cookies

Necessary cookies enable basic functions such as page navigation. These cookies allow a user to navigate between pages without losing the previous actions completed within a session. These cookies are required to make a website useable, and the site cannot function correctly without these so these cannot be disabled. We use cookies from Google and Cookiebot for this purpose.

Strictly necessary cookies do not collect any of your personal information.

What necessary cookies do we use?

Cookie Name Source Purpose Duration
mf_business-newsletter-join moneyfactscompare.co.uk Store users business newsletter subscribe banner preference 1 day
mf_newsletter-join moneyfactscompare.co.uk Store users newsletter subscribe banner preference 2 months
__RequestVerificationToken   Helps prevent Cross-Site Request Forgery (CSRF) attacks. Session
_abck Cookiebot Used to detect and defend against replay-cookie-attacks – The cookie is necessary for the security and integrity of the website. 1 year
ak_bmsc Cookiebot This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. 1 day
bm_sv Cookiebot Used in context with the website's BotManager. The BotManager detects, categorizes and compiles reports on potential bots trying to access the website. 1 day
bm_sz Cookiebot Used in context with the website's BotManager. The BotManager detects, categorizes and compiles reports on potential bots trying to access the website. 1 day
1.gif Cookiebot Used to count the number of sessions to the website, necessary for optimizing CMP product delivery. Session
CookieConsent Cookiebot Stores the user's cookie consent state for the current domain 1 year
test_cookie Google Used to check if the user's browser supports cookies. 1 day
rc::e Google This cookie is used to distinguish between humans and bots. Session
rc::h Google This cookie is used to distinguish between humans and bots. Persistent

Functional Cookies

Functional Cookies are used to enhance our website performance, remembering important information that changes the way that the website looks or behaves. Information collected by these cookies can include:

  • Interface cookies which record display size, layout, or any theme preferences.
  • Form data cookies, which save information for online forms such as contact forms that then autofill, or saving information if a connection is lost.

Functional cookies are not essential in a website running and are therefore not strictly necessary and can be be disabled on Moneyfactscompare.co.uk. Without them some website functions may not be available.

  • The ability to mark and remember favourite products will not work.
  • YouTube videos will not display

The website also uses functional cookies from technology providers such as YouTube, Twitter and Facebook.

 

What functional cookies to we use?

Cookie Name Source Purpose Duration
mf_provider_favourites moneyfactscompare.co.uk Stores product favourites the user has selected in data charts 14 days
PHPSESSID Hilton-Baird Financial Preserves user session state across page requests. Session
li_gc LinkedIn Stores the user's cookie consent state for the current domain 180 days
LAST_RESULT_ENTRY_KEY YouTube Used to track user’s interaction with embedded content. Session
LogsDatabaseV2:V#||LogsRequestsStore YouTube Stores the user's video player preferences using embedded YouTube video Persistent
remote_sid YouTube Necessary for the implementation and functionality of YouTube video-content on the website. Session
TESTCOOKIESENABLED YouTube Used to track user’s interaction with embedded content. 1 day
VISITOR_INFO1_LIVE YouTube Google services also use ‘NID’ and ‘_Secure-ENID’ cookies on Google Search, and ‘VISITOR_INFO1_LIVE’ and ‘__Secure-YEC’ cookies on YouTube, for analytics. Google mobile apps may also use unique identifiers, such as the ‘Google Usage ID’, for analytics and advertising. 180 days
YSC YouTube ‘YSC’ is used by YouTube to remember user input and associate a user’s actions Session
ytidb::LAST_RESULT_ENTRY_KEY YouTube Used to track user’s interaction with embedded content. Persistent
YtIdbMeta#databases YouTube Used to track user’s interaction with embedded content. Persistent
yt-remote-cast-available YouTube Stores the user's video player preferences using embedded YouTube video Session
yt-remote-cast-installed YouTube Stores the user's video player preferences using embedded YouTube video Session
yt-remote-connected-devices YouTube Stores the user's video player preferences using embedded YouTube video Persistent
yt-remote-device-id YouTube Stores the user's video player preferences using embedded YouTube video Persistent
yt-remote-fast-check-period YouTube Stores the user's video player preferences using embedded YouTube video Session
yt-remote-session-app YouTube Stores the user's video player preferences using embedded YouTube video Session
yt-remote-session-name YouTube Stores the user's video player preferences using embedded YouTube video Session

Performance Cookies

These cookies collect statistics about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from webpages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works. These will mainly be first party cookies, which we set ourselves, but could be set by third party websites. They may be session cookies or ‘persistent cookies’ that stay on your computer after your browsing session has finished.

Examples of how we use these cookies include:

  • Monitoring and providing statistics on how our website is used.
  • Helping us improve our website by measuring any errors that occur.
  • Testing the website’s design and operability.
  • To provide us with information about how the website is used so that we can make sure it is as up to date, relevant and error free as we can.
  • Gaining anonymous (not personally identifiable) information about you including your IP address, the ID of a cookie we set, information about the device you are using, including information about the operating system and browser.

We use this information to bundle the data we receive from you into a complete picture of the actions you've taken on our website. We use cookies from Microsoft and Linked-In for this purpose

Performance cookies can be disabled on Moneyfactscompare.co.uk.

 

What performance cookies to we use?

Cookie Name Source Purpose Duration
_ga [x2] Google Used to send data to Google Analytics about the visitor's device and behavior. Tracks the visitor across devices and marketing channels. 2 years
_ga_# [x2] Google Used to send data to Google Analytics 2 years
bid Hilton-Baird Financial Registers statistical data on users' behaviour on the website. Used for internal analytics by the website operator. Session
bcookie LinkedIn Used in order to detect spam and improve the website's security. 1 year
lidc LinkedIn Registers which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience. 1 day
_tq_id.TV-#-1.01ef Tvsquared Pending 2 years

 

Additionally we sometimes use HotJar to generate screen heatmaps to enable us to improve the layout of our pages.

Targeting or Advertising Cookies

These cookies are used to deliver adverts more relevant to you and your interests They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website, and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation. This type of cookie will normally be set by third parties and will almost always be persistent. They will track you as you browse the internet.

Moneyfactscompare.co.uk does not perform targeted advertising on site. All advertising is displayed to all users with no targeting or personalisation. As the platform Moneyfactscompare.co.uk uses to provide generalised advertisements is also capable of targeted advertising we are required give the option to opt-out of advertising even though it is not targeted.

We use cookies from Awin, Microsoft, TvSquared, Adobe, Google and YouTube for this purpose.

Targeting / Advertising cookies can be disabled on Moneyfactscompare.co.uk.

What performance cookies to we use?

Cookie Name Source Purpose Duration
AWSESS Awin Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement - This also allows the website to limit the number of times that they are shown the same advertisement. Session
tv2track.php Tvsquared Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement - This also allows the website to limit the number of times that they are shown the same advertisement. Session
demconf.jpg Adobe Inc. Sets a unique ID for the visitor, that allows third party advertisers to target the visitor with relevant advertisement. This pairing service is provided by third party advertisement hubs, which facilitates real-time bidding for advertisers. Session
demdex Adobe Inc. Via a unique ID that is used for semantic content analysis, the user's navigation on the website is registered and linked to offline data from surveys and similar registrations to display targeted ads. 180 days
dpm Adobe Inc. Sets a unique ID for the visitor, that allows third party advertisers to target the visitor with relevant advertisement. This pairing service is provided by third party advertisement hubs, which facilitates real-time bidding for advertisers. 180 days
goog:cached:topics Google Pending Persistent
NID Google Pending 6 months
collect Google Used to send data to Google Analytics about the visitor's device and behavior. Tracks the visitor across devices and marketing channels. Session
pagead/gen_204 Google Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement - This also allows the website to limit the number of times that they are shown the same advertisement. Session
pcs/activeview Google Used by DoubleClick to determine whether website advertisement has been properly displayed - This is done to make their marketing efforts more efficient. Session
#,# Google Collects data on user behaviour and interaction in order to optimize the website and make advertisement on the website more relevant. Persistent
#,#_expiresAt Google Collects data on user behaviour and interaction in order to optimize the website and make advertisement on the website more relevant. Persistent
csi Google Collects data on visitors' preferences and behaviour on the website - This information is used make content and advertisement more relevant to the specific visitor. Session
Recipient Hilton-Baird Financial Pending Session
__eoi Google Security for Google AdSense, AdSense for Search, Display & Video 360, Google Ad Manager, Google Ads 180 days
mf_# moneyfactscompare.co.uk Collects data of the user's navigation and interaction on the website in order to personalise the purchasing experience. 5 days
#-# YouTube Used to track user’s interaction with embedded content. Session
__Secure-ROLLOUT_TOKEN YouTube Pending 180 days
iU5q-!O9@$ YouTube Registers a unique ID to keep statistics of what videos from YouTube the user has seen. Session
nextId YouTube Used to track user’s interaction with embedded content. Session
requests YouTube Used to track user’s interaction with embedded content. Session
ServiceWorkerLogsDatabase#SWHealthLog YouTube Necessary for the implementation and functionality of YouTube video-content on the website. Persistent
yt.innertube::nextId YouTube Registers a unique ID to keep statistics of what videos from YouTube the user has seen. Persistent

 

Other technologies

Social Media Tags

We have installed a facebook pixel which allows us to track the success of any facebook advertising campaigns we undertake, and to subsequently understand your use of the site following a link to us from facebook. This pixel does not allow us access to any of your personal data. This pixel will also be used by facebook to target our adverts to its users, based on criteria we set out.

We also use social media buttons and/or plugins on the site that allow you to connect with your social network in various ways. For these to work the following social media sites including; Facebook, Twitter, LinkedIn, Reddit and Google+, will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

 

Google Analytics

In line with industry, we use Google Analytics to enable us to acquire anonymous usage data (day / source / device / channel). This enables us to utilise the Google tools to understand the number of page visits, how pages are performing in google search results and how traffic has arrived at our site.