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All of our guides are designed to help you through the financial basics through to the more complex.

Our recent guides

There’s a lot to think about before cancelling a credit card, such as the impact on your credit score. Is closing a credit card right for you and how do you cancel it?

There’s a lot to think about before cancelling a credit card, such as the impact on your credit score. Is closing a credit card right for you?

Reclaiming unfair credit card charges

Do you think you’ve been charged unfairly on your credit card? Discover what is classed as an unfair credit card charge and how to reclaim it.

Should I invest in an ISA or a pension?

ISAs and pensions can both offer a tax-efficient way to save for retirement, but both come with different allowances and rules over accessing your money. Learn more.

ISAs and pensions can both offer a tax-efficient way to save for retirement, but both come with different allowances and rules over accessing your money.

What is a credit card minimum payment?

The minimum payment on a credit card is the smallest amount that your card provider will accept as payment of your debt for that month. Read our guide to find out more.

The minimum payment on a credit card is the smallest amount that your card provider will accept as payment of your debt for that month. Read our guide for more

Mortgage Guides

Mortgage valuations are not in-depth surveys How to pay off your mortgage early What is an offset mortgage? What income can I use for a mortgage application? What is a standard variable rate?

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Savings Accounts Guides

How are my savings taxed? How to find lost Premium Bonds Depositor protection schemes – what would happen if a bank goes bust The difference between AER, gross rate & net rate An introduction to investment platforms Help to Save Explained

Read All Savings Guides

ISA Guides

How do ISA transfers work? The rules on inheriting ISAs Should I invest in an ISA or my pension? What ISA season is and why it matters for your savings

Read All ISA Guides

Banking Guides

How does a current account overdraft work? What is a standing order? Cash cards and debit cards explained Seven steps to getting (and staying) overdraft-free

Read all Banking Guides

Credit Card Guides

What is a minimum payment on a credit card? Beware of credit card cash advances! Booking a holiday using a credit card What is an APR? Guide to the Consumer Credit Act How does credit card interest work

Read All Credit Card Guides

Loans Guides

Cooling off periods explained How to improve your credit score How debt impacts your credit score Guide to payday loans How to get a guarantor loan Are you in the dark about your partners finances Should I use a loans broker

Read All Loans Guides

Retirement Guides

Inheritance tax Annuities vs Drawdown which is right for you Should I invest in an ISA or my pension When to start saving into a pension How to find lost pensions Mortgage tips for over 70s What are the different types of lifetime mortgages Tax and equity release explained

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Business Guides

Take out a commercial property mortgage or rent? How does being self-employed impact your finances? How do bridging loans differ from commercial mortgages A simple guide to asset finance

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Travel Guides

Is it worth paying for a holiday on a credit card How do I finance a house abroad What is a forward currency contract A guide to driving your own car abroad The best way to protect your Airbnb property Travel Money Comparison Guide What is car hire excess insurance and how to get the best policy

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Money Guides

How much can I give as a cash gift and how is tax affected UK banks who owns whom How are my savings taxed The rules on inheriting ISAs What kind of account is a trust account Is it worth paying for a holiday on a credit card The difference between AER gross rate and net rate Cash cards and debit cards explained

Read All Money Guides

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