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Guides

Search all of our guides using the links below.

All of our guides are designed to help you through the financial basics through to the more complex.

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Our recent guides

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How to save, fund and budget for Christmas in 2025

Even if you have an excellent budget plan in place, there are other ways to borrow for Christmas which may not cost you any interest at all.

Even if you have an excellent budget plan in place, there are other ways to borrow for Christmas which may not cost you any interest at all.

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What is a mortgage early repayment charge?

An early repayment charge (ERC) often applies if you want to repay your mortgage or leave your deal early. Find out how much they cost and how to avoid them.

An early repayment charge (ERC) often applies if you want to repay your mortgage partially or in full or you leave a deal early.

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How can I find lost Premium Bonds?

Premium Bonds can easily be forgotten or lost. If you are the rightful recipient of a prize don't panic, NS&I will hold the funds for you. Find out more here.

Premium Bonds can easily be forgotten or lost. If you are the rightful recipient of a prize don't panic, NS&I will hold the funds for you. Find out more here.

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Guide to buy-to-let property taxes and reliefs

Landlords need to pay a range of taxes when buying, renting out and selling a buy-to-let property. Our guide explains the taxes due and the relief that’s available.

See our guide to learn more about the taxes landlords need to pay when buying, renting out and selling a buy-to-let property.

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All Moneyfacts Guides

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