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All of our guides are designed to help you through the financial basics through to the more complex.

Our recent guides

Shared ownership is where you buy a proportion of a property from a local authority or housing association, with specialist mortgages available. Find out more.

15 tips for getting a mortgage to boost your chances of approval

Planning to get a mortgage? See our 15 key tips that could make you appear more attractive to lenders and help to boost your chances of approval.

Cash ISA or Savings Account: Which Should I Choose?

Cash ISAs and savings accounts have some key differences, including their tax implications and rules around deposits and withdrawals. Find out more here.

Cash ISAs and savings accounts have some key differences, including their tax implications and rules around deposits and withdrawals.

What happens to a mortgage when one of the borrowers dies?

Mortgages still need to be repaid when you die. Life insurance can help cover the cost, but what happens if you don’t have this insurance? Find out more.

Mortgage Guides

Mortgage valuations are not in-depth surveys How to pay off your mortgage early What is an offset mortgage? What income can I use for a mortgage application? What is a standard variable rate?

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Savings Accounts Guides

How are my savings taxed? How to find lost Premium Bonds Depositor protection schemes – what would happen if a bank goes bust The difference between AER, gross rate & net rate An introduction to investment platforms Help to Save Explained

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ISA Guides

How do ISA transfers work? The rules on inheriting ISAs Should I invest in an ISA or my pension? What ISA season is and why it matters for your savings

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Banking Guides

How does a current account overdraft work? What is a standing order? Cash cards and debit cards explained Seven steps to getting (and staying) overdraft-free

Read all Banking Guides

Credit Card Guides

What is a minimum payment on a credit card? Beware of credit card cash advances! Booking a holiday using a credit card What is an APR? Guide to the Consumer Credit Act How does credit card interest work

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Loans Guides

Cooling off periods explained How to improve your credit score How debt impacts your credit score Guide to payday loans How to get a guarantor loan Are you in the dark about your partners finances Should I use a loans broker

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Retirement Guides

Inheritance tax Annuities vs Drawdown which is right for you When to start saving into a pension How to find lost pensions Mortgage tips for over 70s What are the different types of lifetime mortgages Tax and equity release explained Should you increase mortgage repayments or your pension contribution

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Business Guides

Take out a commercial property mortgage or rent? How does being self-employed impact your finances? How do bridging loans differ from commercial mortgages A simple guide to asset finance

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Travel Guides

Is it worth paying for a holiday on a credit card How do I finance a house abroad What is a forward currency contract The best way to protect your Airbnb property Travel Money Comparison Guide What is car hire excess insurance and how to get the best policy A guide to driving your own car abroad

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Money Guides

How much can I give as a cash gift and how is tax affected UK banks who owns whom How are my savings taxed The rules on inheriting ISAs What kind of account is a trust account Is it worth paying for a holiday on a credit card The difference between AER gross rate and net rate Cash cards and debit cards explained

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