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All of our guides are designed to help you through the financial basics through to the more complex.

Our recent guides

UK base rate explained - and how to respond to changes

The Bank of England base rate is the UK’s central interest rate. Find out what the base rate, or bank rate, does and how it can affect mortgages and savings.

Find out what the Bank of England's base rate, or bank rate, does and how it can affect mortgages and savings.

How does UK inflation affect your finances

Inflation is a figure that says how much prices have risen or fallen over the past 12 months. Find out what it means for your money and how to respond.

How many ISAs can I have?

Whether you already have an ISA and are looking to open another, want to pay into both a Cash ISA and a Stock and Shares ISA, or you’d like to hold multiple of the same type of ISA, we explain the rules.

Whether you have an existing ISA and are looking to open another, or want to apply for multiple ISAs within the same tax year, we explain the rules.

How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Mortgage Guides

Mortgage valuations are not in-depth surveys How to pay off your mortgage early What is an offset mortgage? What income can I use for a mortgage application? What is a standard variable rate?

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Savings Accounts Guides

How are my savings taxed? How to find lost Premium Bonds Depositor protection schemes – what would happen if a bank goes bust The difference between AER, gross rate & net rate An introduction to investment platforms Help to Save Explained

Read All Savings Guides

ISA Guides

How do ISA transfers work? The rules on inheriting ISAs Should I invest in an ISA or my pension? What ISA season is and why it matters for your savings

Read All ISA Guides

Banking Guides

How does a current account overdraft work? What is a standing order? Cash cards and debit cards explained Seven steps to getting (and staying) overdraft-free

Read all Banking Guides

Credit Card Guides

What is a minimum payment on a credit card? Beware of credit card cash advances! Booking a holiday using a credit card What is an APR? Guide to the Consumer Credit Act How does credit card interest work

Read All Credit Card Guides

Loans Guides

Cooling off periods explained How to improve your credit score How debt impacts your credit score Guide to payday loans How to get a guarantor loan Are you in the dark about your partners finances Should I use a loans broker

Read All Loans Guides

Retirement Guides

Inheritance tax Annuities vs Drawdown which is right for you Should I invest in an ISA or my pension When to start saving into a pension How to find lost pensions Mortgage tips for over 70s What are the different types of lifetime mortgages Tax and equity release explained

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Business Guides

Take out a commercial property mortgage or rent? How does being self-employed impact your finances? How do bridging loans differ from commercial mortgages A simple guide to asset finance

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Travel Guides

Is it worth paying for a holiday on a credit card How do I finance a house abroad What is a forward currency contract A guide to driving your own car abroad The best way to protect your Airbnb property Travel Money Comparison Guide What is car hire excess insurance and how to get the best policy

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Money Guides

How much can I give as a cash gift and how is tax affected UK banks who owns whom How are my savings taxed fscs explained are my uk savings protected The rules on inheriting ISAs What kind of account is a trust account Is it worth paying for a holiday on a credit card How to improve your credit score

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