ISA Guides

Home ISA Guides

We've collated our most popular and most recently-published ISA guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our full collection of ISA guides below.

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Our most popular ISA guides

How much can you give as a cash gift and how is tax affected?

If you want to give cash or another gift to your loved ones, it’s important to consider the potential tax implications. Find out about your tax-free allowances.

How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

How to transfer an ISA

Do you have money in an ISA you want to transfer to another account while retaining its tax-free status? Find out everything you need to know about ISA transfers with our complete guide.

Do you have money in an ISA you want to transfer to another account while retaining its tax-free status?

The rules on inheriting ISAs

Did you know that you can inherit your spouse's/civil partner's ISA savings? This guide explains the rules on inheriting ISAs and the important things you need to know.

What you need to know about claiming and investing an inherited ISA, and retaining its tax-free status.

Should I invest in an ISA or my pension?

Although rules around when and how we can take our pensions are more flexible now, the complexity of the market can make decisions difficult.

What is the 2025/26 ISA allowance?
...and how does it work?

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

What type of savings account do I need?

With so many types of savings accounts on the market, it can be difficult to know which is best for you. That’s why we’ve made this handy guide.

Tips on saving for your first UK home

Saving for a deposit can seem daunting, but there are practical steps you can take. See our tips on how to save for a house, such as opening a Lifetime ISA.

Cash ISA or Savings Account: Which Should I Choose?

Cash ISAs and savings accounts have some key differences, including their tax implications and rules around deposits and withdrawals. Find out more here.

Cash ISAs and savings accounts have some key differences, including their tax implications and rules around deposits and withdrawals.

How much can you give as a cash gift and how is tax affected?

If you want to give cash or another gift to your loved ones, it’s important to consider the potential tax implications. Find out about your tax-free allowances.

How many ISAs can I have?

Whether you already have an ISA and are looking to open another, want to pay into both a Cash ISA and a Stock and Shares ISA, or you’d like to hold multiple of the same type of ISA, we explain the rules.

Whether you have an existing ISA and are looking to open another, or want to apply for multiple ISAs within the same tax year, we explain the rules.

What is a credit union?

Credit unions are not-for-profit co-operatives that offer financial products and services to their members. Read more on how credit unions work and how to join one.

Credit unions are not-for-profit co-operatives that offer financial products and services to their members.

How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

How does UK inflation affect your finances

Inflation is a figure that says how much prices have risen or fallen over the past 12 months. Find out what it means for your money and how to respond.

Tips on saving for your first UK home

Saving for a deposit can seem daunting, but there are practical steps you can take. See our tips on how to save for a house, such as opening a Lifetime ISA.

What is the 2025/26 ISA allowance?
...and how does it work?

Find out the ISA rules and limits for the 2025/26 tax-year, and how they may impact your savings.

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