Loan Guides - Personal & Secured

Home Loans Guides

We've collated our most popular and most recently-published loan guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue today.

Ready to compare rates? Browse today's best personal loan and secured loan rates.

Our most popular loans guides

What is a credit union?

Credit unions are not-for-profit co-operatives that offer financial products and services to their members. Read more on how credit unions work and how to join one.

Credit unions are not-for-profit co-operatives that offer financial products and services to their members.

What happens to your debt after you die?

When someone dies, their estate should be used to pay off any outstanding debts, in a certain order of priority. Find out how to deal with debts after someone dies in our guide.

When someone dies, their estate should be used to pay off any outstanding debts, in a certain order of priority. Find out more in our guide.

Should you take out a loan to pay off your credit card?

If you have debt on one or more credit cards, it may be worth considering taking out a personal loan to consolidate it. Find out more in our guide.

If you have debt on one or more credit cards, it may be worth considering taking out a personal loan to consolidate it.

What are money transfer credit cards?

A money transfer credit card can be useful, but is it the best form of credit? We explain what a money transfer credit card is and what things to consider before applying.

A money transfer credit card can be useful, but is it the best form of credit? We explain what a money transfer credit card is and what things to consider.

What is the best way to release cash from your home?

Homeowners could choose to release equity from their house if they need some extra cash. There are several ways to do this, but consider all the risks first.

Guide to budgeting for Black Friday

Black Friday is one of the biggest shopping events of the year. Some deals on this day can save UK consumers a significant amount of money. We explain how to use this holiday to your advantage.

Black Friday is one of the biggest shopping events of the year. Our guide explains how you can plan and budget for it.

Should I get a secured loan or remortgage?

If you want to borrow more money against your home, you may consider a secured loan or remortgaging. But which is the best option?

Secured vs Unsecured Loans: Differences Explained

There are several differences between secured and unsecured loans, but both types of loan can be useful for different reasons. See how they compare in our guide.

There are several differences between secured and unsecured loans, but both types of loan can be useful for different reasons.

What is a credit union?

Credit unions are not-for-profit co-operatives that offer financial products and services to their members. Read more on how credit unions work and how to join one.

Credit unions are not-for-profit co-operatives that offer financial products and services to their members.

How Moneyfactscompare works

BALANCED. Moneyfactscompare.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.
FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.
TRANSPARENT. We only receive payment from product providers and intermediaries for apply online links and adverts through to their websites.
COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs and compare interest rates.