Savings Account Providers & Their Banking Licenses

Home Savings Accounts Guides UK banks who owns whom

If a bank or building society in the UK goes bust, savers’ deposits can typically expect to be protected up to a maximum of £85,000 per bank by the Financial Services Compensation Scheme (FSCS). There are, however, instances when this will not be the case.

If you hold funds with an offshore bank, these will be protected by the local compensation scheme. Banks that are based outside the UK that accept deposit from UK customers must set up a subsidiary that is authorised by the UK regulators.

It is also important to remember that compensation under the FSCS is limited to £85,000 per banking licence, rather than per account. A number of bank and building society brands are actually owned by the same banking group and operate under the same UK banking licence, with compensation levels being affected accordingly.

The table below reveals which banks and savings account providers operate under which banking license, helping savers work out to what degree their savings are protected by the FSCS.

A

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
AA Financial Services	The Automobile Association limited	UK	UK	Bank of Ireland (UK) plc	Post Office Money, Bank of Ireland
Ahli United Bank (UK)	Kuwait Finance House (Kuwait)	UK	UK	Ahli United Bank (UK) plc
AIB (NI)	Allied Irish Bank (Ireland)	UK	UK	AIB Group (UK) plc	Allied Irish Bank (BG)
Aldermore	First Rand Group (South Africa)	UK	UK	Aldermore Bank plc
Allica Bank	N/A	UK	UK	Allica Bank Ltd
Allied Irish Bank (GB)	Allied Irish Banks (Ireland)	UK	UK	AIB Group (UK) plc	AIB (NI)
Al Rayan Bank	Masraf Al Rayan Group (Qatar)	UK	UK	Al Rayan Bank PLC
Arbuthnot Direct	Arbuthnot Banking Group plc	UK	UK	Arbuthnot Latham & Co Limited	Arbuthnot Latham
Arbuthnot Latham & Co	Arbuthnot Banking Group plc	UK	UK	Arbuthnot Latham & Co Limited	Arbuthnot Direct
Atom Bank	N/A	UK	UK	Atom Bank plc

B

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Bank ABC	Arab Banking Corporation (Bahrain)	UK	UK	ABC International Bank plc
Bank of Ceylon	Bank of Ceylon (Sri Lanka)	UK	UK	Bank of Ceylon (UK) Ltd
Bank of China (UK)	Bank of China	UK	UK	Bank of China (UK) Limited
Bank of Ireland UK	Bank of Ireland Group (Ireland)	UK	UK	Bank of Ireland (UK) plc	Post Office Money, AA Financial Services
Bank of London	N/A	UK	UK	The Bank of London Group Limited
Bank of London and The Middle East	BLME Holdings plc	UK	UK	Bank of London and the Middle East plc
Bank of Scotland	Lloyds Banking Group	UK	UK	Bank of Scotland plc	Birmingham Midshires, Halifax, Intelligent Finance
Barclays Bank	Barclays Bank PLC	UK	UK	Barclays Bank plc	Tesco Bank
Barclays Bank (Offshore Banking)	Barclays Bank PLC	Guernsey, Isle of Man, Jersey	Guernsey, Isle of Man, Jersey	Barclays Bank plc
Bath Building Society	N/A	UK	UK	Bath Investment and Building Society
Beehive Money	Nottingham Building Society	UK	UK	Nottingham Building Society	Nottingham Building Society
Beverley Building Society	N/A	UK	UK	Beverley Building Society
Birmingham Bank	Bushell Investment Group	UK	UK	Birmingham Bank Ltd
Birmingham Midshires	Lloyds Banking Group	UK	UK	Bank of Scotland plc	Bank of Scotland, Halifax, Intelligent Finance
BNF Bank	BNF Banking Group	UK	UK	BNF Bank plc
BPI Europe PLC	Bank of the Philippine Islands (Philippines)	UK	UK	Bank of the Philippine Islands (Europe)
Britannia	The Co-operative Group	UK	UK	The Co-operative Bank plc	The Co-operative Bank, smile
Brown Shipley	Quintet Private Bank (Luxembourg)	UK	UK	Brown Shipley & Co Limited
Buckinghamshire Building Society	N/A	UK	UK	Buckinghamshire Building Society

C

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
CAF Bank	Charities Aid Foundation	UK	UK	CAF Bank Limited
Cahoot	Santander Group (Spain)	UK	UK	Santander UK plc	Santander
Cambridge and Counties Bank	50% Cambs Local Govt Pension Fund 50% Trinity Hall College Cambridge	UK	UK	Cambridge & Counties Bank Limited
Cambridge Building Society	N/A	UK	UK	Cambridge Building Society
Castle Community Bank	N/A	UK	UK	North Edinburgh and Castle Credit Union Limited
Castle Trust Bank	N/A	UK	UK	Castle Trust Capital plc
Cater Allen Private Bank	Santander Group (Spain)	UK	UK	Cater Allen Ltd
Charity Bank	N/A	UK	UK	The Charity Bank Ltd
Charter Savings Bank	One Savings Bank plc	UK	UK	Charter Court Financial Services Ltd
Chase	JP Morgan Chase (USA)	UK	UK	JP Morgan Europe Limited
Chelsea Building Society	Yorkshire Building Society	UK	UK	Yorkshire Building Society	Yorkshire Building Society
Chetwood Bank	N/A	UK	UK	Chetwood Financial Limited	SmartSave
Chip	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
C Hoare & Co	N/A	UK	UK	C Hoare & Co
Chorley & District Building Society	N/A	UK	UK	Chorley & District Building Society
Citibank	Citigroup Inc (USA)	UK	UK	Citibank UK Limited
Clearbank UK	N/A	UK	UK	Clearbank Limited
Close Brothers Savings	Close Brothers Group plc	UK	UK	Close Brothers Limited
Clydesdale Bank	Nationwide Building Society	UK	UK	Clydesdale Bank plc	Yorkshire Bank, Virgin Money
Conister Bank	Manx Financial Group PLC	UK / Isle of Man	UK / Isle of Man	Conister Bank Ltd
Coutts & Co	NatWest Group	UK	UK	Coutts & Co
Coventry Building Society	N/A	UK	UK	Coventry Building Society	Stroud & Swindon Building Society
Credit Suisse (UK)	UBS Group (Switzerland)	UK	UK	Credit Suisse (UK) Limited
Cumberland Building Society	N/A	UK	UK	Cumberland Building Society
Cynergy Bank	Cynergy Capital Limited	UK	UK	Cynergy Bank Limited

D

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Danske Bank	Danske Bank Group (Denmark)	UK	UK	Northern Bank Limited
Darlington Building Society	N/A	UK	UK	Darlington Building Society
DF Capital	Distribution Finance Capital Holdings plc	UK	UK	DF Capital Bank Ltd
Dudley Building Society	N/A	UK	UK	Dudley Building Society

E

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Earl Shilton Building Society	N/A	UK	UK	Earl Shilton Building Society
Ecology Building Society	N/A	UK	UK	Ecology Building Society
EFG Private Bank	EFG International Ltd (Switzerland)	UK	UK	EFG Private Bank Limited
Emirates NBD	Emirates NBD Group (UAE)	UK	UK	Emirates NBD Bank PJSC

F

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Family Building Society	National Counties Building Society	UK	UK	National Counties Building Society	National Counties Building Society
FCMB Bank UK	First City Monument Bank Ltd (Nigeria)	UK	UK	FCMB Bank UK Ltd
FidBank UK	Fidelity Bank PLC (Nigeria)	UK	UK	Fidelity Bank UK Ltd
first direct	HSBC Bank plc	UK	UK	HSBC Bank plc	HSBC
FirstSave	FBN Bank (Nigeria)	UK	UK	FirstBank UK Ltd
Ford Money	Ford Motor Group (USA)	UK	UK	FCE Bank plc
Furness Building Society	N/A	UK	UK	Furness Building Society

G

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Gatehouse Bank	N/A	UK	UK	Gatehouse Bank plc
GB Bank	N/A	UK	UK	GB Bank Limited

H

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Habib Bank Zurich	Habib Bank AG Zurich (Switzerland)	UK	UK	Habib Bank Zurich plc
Halifax	Lloyds Banking Group	UK	UK	Bank of Scotland plc	Bank of Scotland, Birmingham Midshires, Intelligent Finance
Hampshire Trust Bank	Alchemy Partners LLP	UK	UK	Hampshire Trust Bank plc
Handelsbanken	Svenska Handelsbanken AB (Sweden)	UK	UK	Handelsbanken plc
Hanley Economic Building Society	N/A	UK	UK	Hanley Economic Building Society
Harpenden Building Society	N/A	UK	UK	Harpenden Building Society
HBL Bank UK	Habib Bank Limited (Pakistan)	UK	UK	HBL Bank UK Limited
Hinckley & Rugby Building Society	N/A	UK	UK	Hinckley & Rugby Building Society
Hodge Bank	Julian Hodge Bank Group	UK	UK	Julian Hodge Bank Ltd
HSBC	HSBC Group	UK	UK	HSBC Bank plc	first direct
HSBC Expat	HSBC Group	Jersey	Jersey	HSBC Bank plc
HSBC Private Bank (UK) Limited	HSBC Group	UK	UK	HSBC Private Bank (UK) Limited

I

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
ICICI Bank UK	ICICI Bank Limited (India)	UK	UK	ICICI Bank UK plc
IFAST Global Bank	IFAST Group (Singapore)	UK	UK	IFAST Global Bank Limited
Ikano Bank	Kamprad Family (Sweden)	UK	UK	Ikano Bank AB (publ)
Investec Bank (Channel Islands) Ltd	Investec plc (South Africa)	Guernsey	Guernsey	Investec bank (Channel Islands) Ltd
Investec Bank plc	Investec plc (South Africa)	UK	UK	Investec Bank plc
IS Bank	Turkiye IS Bankasi	UK	UK	Turkiye IS Bankasi
Isle of Man Bank	NatWest Group	Isle of Man	Isle of Man	The Royal Bank of Scotland International Limited	NatWest International

J

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
JN Bank	The JN Group	UK	UK	JN Bank UK Limited

K

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Kent Reliance	OneSavings Bank plc	UK	UK	OneSavings plc
Kleinwort Hambros	Societe Generale (France)	Guernsey, Jersey	Guernsey, Jersey	SG Kleinwort Hambros Bank (CI) Limited
Kroo Bank	N/A	UK	UK	Kroo Bank Limited

L

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Leeds Building Society	N/A	UK, Gibraltar	UK, Gibraltar	Leeds Building Society
Leek United Building Society	N/A	UK	UK	Leek United Building Society
LHV Bank	AS LHV Group (Estonia)	UK	UK	LHV Bank Limited
Lloyds Bank	Lloyds Banking Group	UK	UK	Lloyds Bank plc	Lloyds Bank Private Banking, Scottish Widows Bank, Mayfair Private Banking, Lloyds Bank 360, MBNA.
Lloyds Bank International	Lloyds Banking Group	Guernsey, Isle of Man, Jersey	Guernsey, Isle of Man, Jersey	Lloyds Bank Corporate Markets plc
Lloyds Bank Private Banking	Lloyds Banking Group	UK	UK	Lloyds Bank plc	Scottish Widows Bank, Lloyds Bank, Mayfair Private Banking, Lloyds Bank 360, MBNA
Loughborough Building Society	N/A	UK	UK	Loughborough Building Society

M

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
M&S Bank	HSBC Bank plc	UK	UK	Marks & Spencer Financial Services plc
Manchester Building Society	N/A	UK	UK	Newcastle Building Society	Newcastle Building Society
Mansfield Building Society	N/A	UK	UK	Mansfield Building Society
Marcus by Goldman Sachs^®	Goldman Sachs Group	UK	UK	Goldman Sachs International Bank	Saga
Market Harborough Building Society	N/A	UK	UK	Market Harborough Building Society
Marsden Building Society	N/A	UK	UK	Marsden Building Society
MBNA	Lloyds Banking Group	UK	UK	Lloyds Bank plc	Lloyds Bank, Lloyds Bank 360, Lloyds Bank Private Banking, Mayfair Private Banking, Scottish Widows
Melton Building Society	N/A	UK	UK	Melton Mowbray Building Society	N/A
Metro Bank	N/A	UK	UK	Metro Bank PLC
Mizrahi Tefahot Bank	Mizrahi Tefahot Bank (Israel)	UK	UK	Mizrahi Tefahot Bank Limited
Moneybox	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Moneycorp Bank	Regent Acquisitions (Holdings) Ltd (Jersey)	Gibraltar	Gibraltar	Moneycorp Bank Ltd
Monmouthshire Building Society	N/A	UK	UK	Monmouthshire Building Society
Monument Bank	N/A	UK	UK	Monument Bank Ltd
Monzo Bank	N/A	UK	UK	Monzo Bank Limited
My Community Bank	N/A	UK	UK	Brent Shrine Credit Union Ltd

N

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
National Bank of Egypt (UK)	National Bank of Egypt	UK	UK	National Bank of Egypt (UK) Limited
National Counties Building Society	N/A	UK	UK	National Counties Building Society	Family Building Society
National Savings & Investments	N/A				100% backed by HM Treasury the Exchequer
Nationwide Building Society	N/A	UK	UK	Nationwide Building Society
NatWest	NatWest Group	UK	UK	National Westminster Bank plc	Ulster Bank
NatWest International	NatWest Group	Gibraltar, Guernsey, Isle of Man, Jersey	Gibraltar, Guernsey, Isle of Man, Jersey	The Royal Bank of Scotland International Limited	Isle of Man Bank
Newbury Building Society	N/A	UK	UK	Newbury Building Society
Newcastle Building Society	N/A	UK	UK	Newcastle Building Society	Manchester Building Society
Nottingham Building Society	N/A	UK	UK	Nottingham Building Society	Beehive Money

O

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
OakNorth Bank	N/A	UK	UK	OakNorth Bank Limited
Oxbury Bank	N/A	UK	UK	Oxbury Bank plc

P

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Paragon Bank	Paragon Group	UK	UK	Paragon Bank plc
Penrith Building Society	N/A	UK	UK	Penrith Building Society
Plum	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Post Office Money®	Royal Mail Group Ltd	UK	UK	Bank of Ireland (UK) plc	Bank of Ireland (UK), AA Financial Services
Principality Building Society	N/A	UK	UK	Principality Building Society
Progressive Building Society	N/A	UK	UK	Progressive Building Society
Punjab National Bank	Punjab National Bank (India)	UK	UK	Punjab National Bank (International) Limited

Q

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
QIB (UK)	Qatar Islamic Bank (Qatar)	UK	UK	QIB (UK) Plc

R

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
RCI Bank UK	Renault Group (France)	UK	UK	RCI Bank UK Ltd
Recognise Bank	City of London Group plc	UK	UK	Recognise Bank Ltd
Redwood Bank	Redwood Financial Partners Limited	UK	UK	Redwood Bank Ltd
Reliance Bank	The Salvation Army	UK	UK	Reliance Bank Ltd
Rova	First City Monument Bank	UK	UK	FCMB Bank (UK) Limited	FCMB Bank (UK)
Royal Bank of Canada (CI)	Royal Bank of Canada (Canada)	Guernsey, Jersey	Guernsey, Jersey	Royal Bank of Canada Channel Islands Ltd
Royal Bank of Scotland	NatWest Group	UK	UK	Royal Bank of Scotland

S

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Saffron Building Society	N/A	UK	UK	Saffron Building Society
Saga	Saga Personal Finance Ltd	UK	UK	Goldman Sachs International Bank	Marcus by Goldman Sachs
Sainsbury's Bank	J Sainsbury plc	UK	UK	Sainsbury's Bank plc
Santander	Santander Group (Spain)	UK	UK	Santander UK plc
Santander International	Santander Group (Spain)	Isle of Man, Jersey	Isle of Man, Jersey	Santander Financial Services plc
Scottish Building Society	N/A	UK	UK	Scottish Building Society
Scottish Widows Bank	Lloyds Banking Group	UK	UK	Lloyds Bank plc	Lloyds Bank, Lloyds Bank Private Banking, Lloyds Bank 360, MBNA, Mayfair Private Bank,
Secure Trust Bank	Secure Trust Bank Group	UK	UK	Secure Trust Bank plc
Sensible Savings	The Access Bank UK (Nigeria)	UK	UK	The Access Bank UK Limited
Shawbrook Bank Limited	RBS Equity Finance	UK	UK	Shawbrook Bank Limited
Sidekick Money	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Skipton Building Society	N/A	UK	UK	Skipton Building Society
Skipton International Limited	Skipton Building Society	Guernsey	Guernsey	Skipton International Limited
Smartsave	Chetwood Financial Limited	UK	UK	Chetwood Financial Limited
Smile	The Co-operative Group	UK	UK	The Co-operative Bank plc	Britannia, The Co-operative Bank
Snoop	Vanquis Banking Group	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Standard Bank	Standard Bank Group Ltd (South Africa)	Jersey, Isle of Man	Jersey, Isle of Man	Standard Bank Jersey Ltd, Standard Bank Isle of Man Ltd
Starling Bank	N/A	UK	UK	Starling Bank Limited
State Bank of India	State Bank of India (India)	UK	UK	State Bank of India (UK) Ltd
Streambank	Alex Pusco	UK	UK	Streambank plc
Suffolk Building Society	N/A	UK	UK	Suffolk Building Society
Swansea Building Society	N/A	UK	UK	Swansea Building Society

T

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Tandem Bank	N/A	UK	UK	Tandem Bank Ltd
Teachers Building Society	N/A	UK	UK	Teachers Building Society
Tembo	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Tesco Bank	Barclays Bank PLC	UK	UK	Barclays Bank plc	Barclays Bank
The Co-operative Bank	The Co-operative Group	UK	UK	The Co-operative Bank plc	Britannia, smile
The Stafford Building Society	N/A	UK	UK	The Stafford Railway Building Society
Tipton & Coseley Building Society	N/A	UK	UK	Tipton & Coseley Building Society
Trading 212	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Triodos Bank UK	Triodos Bank NV (Netherlands)	UK	UK	Triodos Bank UK Limited
TSB	Sabadell Group (Spain)	UK	UK	TSB Bank plc
Turkish Bank (UK) Ltd	Turkish Bank Limited (Turkey)	UK	UK	Turkish Bank (UK) Ltd

U

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
UBL UK	Bestway Group	UK	UK	United National Bank Limited
Ulster Bank	NatWest Group	UK	UK	National Westminster Bank plc	NatWest Bank
Union Bank of India UK	Union Bank of India (India)	UK	UK	Union Bank of India (UK) Ltd
United Trust Bank	United Trust Bank Limited	UK	UK	United Trust Bank Limited
Unity Trust Bank	N/A	UK	UK	Unity Trust Bank plc

V

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Vanquis Bank Ltd	Provident Financial Group	UK	UK	Vanquis Bank Ltd
Vernon Building Society	N/A	UK	UK	Vernon Building Society
Virgin Money	Nationwide Building Society	UK	UK	Clydesdale Bank plc	Clydesdale Bank, Yorkshire Bank

W

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Wealthify	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.
Weatherbys Bank Limited	Weatherbys Bank Holdings Limited	UK	UK	Weatherbys Bank Limited
Wesleyan Bank	Hampshire Trust Bank plc	UK	UK	Wesleyan Bank Limited
West Brom Building Society	N/A	UK	UK	West Bromwich Building Society
Wombat Invest	N/A	N/A	N/A	N/A	This provider is not a bank and does not offer its own savings accounts. It offers accounts that are provided by other protected banks.

Y

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Yorkshire Bank	Nationwide Building Society	UK	UK	Clydesdale Bank plc	Clydesdale Bank, Virgin Money
Yorkshire Building Society	N/A	UK	UK	Yorkshire Building Society	Chelsea Building Society

Z

Name	Owned By/Subsidiary Of	Country Where Licence Held?	Compensation Scheme	Deposit-Taking (Banking) Licence?	Other Banks Operating Under The Same Banking Licence
Zenith Bank	Zenith Bank plc (Nigeria)	UK	UK	Zenith Bank (UK) Ltd
Ziraat Bank	T C Ziraat Bankasi AS (Turkey)	UK	UK	T C Ziraat Bankasi AS
Zopa	N/A	UK	UK	Zopa Bank Limited

Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

Who Owns Whom? UK Banking

Editorial Team

Guide contents

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

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T

U

V

W

Y

Z

Guide contents

Who Owns Whom? UK Banking

Editorial Team

Guide contents

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

S

T

U

V

W

Y

Z

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