Moneyfacts Star Ratings

For over 35 years, Moneyfacts Star Ratings have been the instantly recognisable and independent badge of quality for the retail financial industry. Consumers and financial professionals alike can easily see whether a product has been awarded a Moneyfacts Star Rating through our unique Star Rating logo. Every year, our impartial experts assess the features of financial products to identify the very best available in the market. For further information visit the Moneyfacts group website.

View the full list of Star Rating categories on the Moneyfacts Group site

Moneyfacts Star Ratings was created to provide you, the consumer, an easy way to see which products offer features that make them stand out from their competitors. Moneyfacts regularly compares the data for thousands of products to award a Five, Four- or Three-Star Rating to those that have standout features.

All the products that have been awarded a Star Rating have been analysed by a specialist team at Moneyfacts, so consumers can be confident in knowing that a product with a Star Rating excels from competitors and offers consumers that little bit more than a standard product within the market.

Every product within our Star Ratings categories is analysed and assessed, and we release details of those that have obtained a Five, Four or Three- Star Rating. When looking at products, several factors are taken into consideration, including checking whether it has a full range of features you would expect for that product, along with additional benefits, optional extras or add-ons that make it stand out from the rest of the products on the market.

Star Ratings are awarded to specific categories of products throughout the year. In January Star Ratings are given to home insurance, home emergency cover, landlord home insurance and unsecured personal loans. In February Star Ratings are given to SIPP & SSAS and car insurance products. Pet insurance and equity release products are given Star Ratings in March. Private medical insurance products are given Star Ratings in May. In June business current accounts, business credit cards and commercial mortgages are awarded Star Ratings. Products within the travel insurance industry are given Star Ratings in July. In October Star Ratings are awarded to personal current accounts and personal credit card products.