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Balance transfer credit card calculator

 

Use our balance transfer calculator and find out how much you could save by switching to a 0% balance transfer credit card.

Just enter your outstanding credit card balance and the interest rate you are currently paying and see how much you could save.

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Balance Transfer Credit Card Interest Calculator

Compare the best 0% balance transfer cards

Compare all the 0% balance transfer credit cards available in the UK right now. Compare key features of each credit card including:

  • Number of interest-free months
  • Balance transfer fee
  • Total interest costs for your outstanding balance
  • Time to payback your outstanding balance

 

How does a 0% balance transfer credit card work?

A 0% balance transfer credit card allows you to move the balance from one credit card to another, and pay no interest on the amount transferred for a specific number of months. Some cards will also include a 0% interest rate on transfers made to your bank account. You can then use this money to repay an overdraft or other debts. The 0% period for moving money from your 0% balance transfer card to your bank account may be different to the advertised rate for transfers from other credit cards.


If you have an outstanding credit card balance that is having interest added to it, then you could save money by switching this to a credit card with a 0% interest rate. You may be able to clear your debt and pay no interest at all if you pay off the balance before the zero interest rate ends. When you compare balance transfer credit cards on our charts we show you how long it will take to clear your credit card balance for every deal available in the UK.


There may be a fee to transfer money to your 0% balance transfer credit card. Take a look at our balance transfer charts to compare interest rates and fees.

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