Credit Cards Guides

Our guide sets out 11 steps to boosting your credit score, including making payments on time and keeping your credit utilisation low.

Our guide sets out 11 steps to boosting your credit score, including making payments on time and keeping your credit utilisation low.

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings. Find out how it works and if it’s worth doing.

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings.

The Consumer Credit Act (CCA) is a key piece of legislation that protects consumers and regulates credit agreements. Find out how it affects you and your rights.

The Consumer Credit Act (CCA) is a key piece of legislation that protects consumers and regulates credit agreements.

Paying for a holiday on a credit card can help you manage the cost of your holiday and give you some extra protection. But there are some risks to consider too.

Paying for a holiday on a credit card can help you manage the cost of your holiday and give you some extra protection.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance. Find out when this applies and how it works.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash. The good news is that there are multiple options to choose from when it comes to spending money abroad.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash.

In this guide we’ve listed some of the different ways you can finance your home renovation project.

In this guide we’ve listed some of the different ways you can finance your home renovation project.

Whether it be a large cash purchase or racking up debt on an overdraft, a money transfer credit card can be useful. But is it the best form of credit on the market? Below we have explained what a money transfer credit card is and what you need to look for when opting for this form of borrowing.

We have explained what a money transfer credit card is and what you need to look for when opting for this form of borrowing.

While the number of financial tasks you can complete via ATMs has increased significantly over the past 10 years, fraudsters have also become more sophisticated. Read our guide about how to stay safe when using an ATM.

With the growing sophistication of ATM fraudsters, it is becoming growingly important to be more vigilant. Find out more in our guide.

Figuring out how credit card interest works can be a complex and difficult task - our guide gives you an idea of the basics to help you make an informed decision.

Figuring out how credit card interest works can be a complex and difficult task - our guide gives you an idea of the basics to help you make the right choice.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's an absolute last resort.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's a last resort.

All credit card lenders can cut customers’ credit card limits at any time. Despite this, having a credit card limit suddenly cut can cause stress and anxiety for borrowers but, fortunately, there are some steps customers can take if their credit card limit has been reduced unexpectedly.

Having a credit card limit suddenly cut can cause stress for borrowers but there are steps you can take if your credit card limit has been reduced unexpectedly.

Racking up a serious amount of credit card debt can be stressful. It can lead to a significant build-up in interest which can be overwhelming to pay back. That is why for some it may be beneficial to take out a loan to cover their debt.

Racking up a serious amount of credit card debt can be stressful. Could a loan make it easier?

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers, such as budgeting apps or other banks, through APIs. Depending on the app or service, you can also give them permission to make payments directly from your account.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers such as apps or other banks, through APIs

If you’ve fallen victim to an online scam, your thoughts will likely be turning to how to get your money back, and the answer will often depend on how you were conned out of it. So, here’s how to get your money back after an online scam if you…

Here’s how to get your money back after an online scam.

If you’ve fallen victim to a scam, you need to act quickly to ensure things don’t get any worse. If you were targeted online you should change your passwords as soon as possible – particularly those for your bank and other financial accounts – and you’ll need to inform the relevant authorities.

If you’ve fallen victim to a scam, you need to act quickly to ensure things don’t get any worse.

Credit cards can be a great way to manage your finances, and if used wisely they can be a valuable addition to your credit mix. They may even help to improve your credit score, though as with any form of credit, they won’t be right for everyone. So, should you get a credit card? Let’s find out.

Credit cards can be a great way to manage your finances, and if used wisely they can be a valuable addition to your credit mix.

If you’ve paid for goods or services on a credit or debit card and something goes wrong – and the merchant isn’t willing to offer a refund – you’ve got additional protection through the chargeback scheme. Here’s everything you need to know about it.

This guide runs through the details of a chargebacks and the protection you gain from paying for good or services on a credit or debit card.

If you’re thinking of taking the plunge and opening a fresh line of credit, you need to know how to apply for a credit card. Here, we outline the steps you need to take to find the ideal card for your needs and boost your chances of acceptance.

In this guide, we explain the different steps and considerations you should make when thinking about applying for a credit card.

Here, we take a closer look at what will happen to outstanding mortgage and lifetime mortgage (a type of equity release) debt and any loans, credit cards and similar unsecured credit agreements you have, and how you can prepare accordingly.

We take a closer look at what happens to outstanding mortgages, debt, loans and credit card and other credit agreements and how you can prepare accordingly.

Whether looking to clear debts by moving outstanding credit card balances to a 0% balance card or looking to make a large purchase using a 0% purchase card, there are many reasons why a credit card will need to be received quickly.

Whether looking to clear debts by moving outstanding credit card balances to a 0% balance card or looking to make a large purchase using a 0% purchase card

We explain how the banks keep your money safe when banking online. Read our guide to find out more about staying safe online.

We explain how the banks keep your money safe when banking online. Read our guide to find out more about staying safe online.

If you have accumulated substantial extra debt because of unfair credit card charges, then you may be able to claim some of this back from your card provider of the time.

If you have accumulated substantial extra debt because of unfair credit card charges, then you may be able to claim some of this back