Banking Guides

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

Overdrafts are a form of borrowing from your bank or building society, and they can be expensive, so it is important to compare interest rates. Find out more here.

Overdrafts are a form of borrowing from your bank or building society, and they can be expensive, so it's important to compare the interest rate.

Building societies are financial institutions that are similar to banks in some ways, but there are several key differences in how they work.

Building societies are financial institutions that are similar to banks in some ways, but there are several key differences in how they work.

Depending on the type of current account you have, you may be offered a cash or a debit card by your bank or building society. Discover the difference here.

Depending on the type of current account you have, you may be offered a cash or a debit card by your bank or building society. Discover the difference here.

They regularly top the savings charts and tend to have a reputation for offering great service too – but what is a challenger bank, and can they be trusted as an alternative to the established banking giants?

They regularly top the savings charts and tend to have a reputation for offering great service too – but what is a challenger bank, and can they be trusted?

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings. Find out how it works and if it’s worth doing.

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings.

The Consumer Credit Act (CCA) is a key piece of legislation that protects consumers and regulates credit agreements. Find out how it affects you and your rights.

The Consumer Credit Act (CCA) is a key piece of legislation that protects consumers and regulates credit agreements.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance. Find out when this applies and how it works.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance.

With the right current account you could enjoy valuable additional benefits while securing a return on a portion of your savings.

With the right current account you could enjoy valuable additional benefits while securing a return on a portion of your savings.

With AER, gross rate and net rate all ways of expressing the amount of interest paid by an account, find out the key differences between these three concepts.

With AER, gross rate and net rate all ways of expressing the amount of interest paid by an account, find out the key differences between these three concepts.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash. The good news is that there are multiple options to choose from when it comes to spending money abroad.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash.

What are your options if your local bank branch faces closure?

What are your options if your local bank branch faces closure?

How will the digital pound affect your day-to-day spending?

In February, the Bank of England and the Treasury confirmed that they were looking at introducing a digital currency.

While the number of financial tasks you can complete via ATMs has increased significantly over the past 10 years, fraudsters have also become more sophisticated. Read our guide about how to stay safe when using an ATM.

With the growing sophistication of ATM fraudsters, it is becoming growingly important to be more vigilant. Find out more in our guide.

Most mainstream banks in the UK must contribute to the independent service quality survey. See whether the bank you use has been featured and what the consumer consensus is!

Most mainstream banks in the UK must contribute to the independent service quality survey. See whether your bank has been featured.

Innocent people who fall foul of internet bank account fraud can expect to be reimbursed if they have taken reasonable steps to keep their account safe.

Innocent people who fall foul of internet bank account fraud can expect to be reimbursed if they have taken reasonable steps to keep their account safe.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's an absolute last resort.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's a last resort.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers, such as budgeting apps or other banks, through APIs. Depending on the app or service, you can also give them permission to make payments directly from your account.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers such as apps or other banks, through APIs

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation. With its widening effect, it is important to understand what inflation is, why it is necessary, and how it affects the economy.

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation.

Switching bank accounts is now easier and faster than ever before thanks to the Current Account Switching Service. Read our guide to find out more.

Switching bank accounts is now easier and faster than ever before thanks to the Current Account Switching Service. Read our guide to find out more.

If you’ve fallen victim to an online scam, your thoughts will likely be turning to how to get your money back, and the answer will often depend on how you were conned out of it. So, here’s how to get your money back after an online scam if you…

Here’s how to get your money back after an online scam.

If you’ve fallen victim to a scam, you need to act quickly to ensure things don’t get any worse. If you were targeted online you should change your passwords as soon as possible – particularly those for your bank and other financial accounts – and you’ll need to inform the relevant authorities.

If you’ve fallen victim to a scam, you need to act quickly to ensure things don’t get any worse.

If you’re thinking of taking the plunge and opening a fresh line of credit, you need to know how to apply for a credit card. Here, we outline the steps you need to take to find the ideal card for your needs and boost your chances of acceptance.

In this guide, we explain the different steps and considerations you should make when thinking about applying for a credit card.