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All of our guides are designed to help you through the financial basics through to the more complex.

Our recent guides

What is a mortgage early repayment charge?

An early repayment charge (ERC) often applies if you want to repay your mortgage or leave your deal early. Find out how much they cost and how to avoid them.

An early repayment charge (ERC) often applies if you want to repay your mortgage partially or in full or you leave a deal early.

How can I find lost Premium Bonds?

Premium Bonds can easily be forgotten or lost. If you are the rightful recipient of a prize don't panic, NS&I will hold the funds for you. Find out more here.

Guide to buy-to-let property taxes and reliefs

Landlords need to pay a range of taxes when buying, renting out and selling a buy-to-let property. Our guide explains the taxes due and the relief that’s available.

See our guide to learn more about the taxes landlords need to pay when buying, renting out and selling a buy-to-let property.

When can you remortgage?

You can remortgage at any time, but there are times when it makes more sense to switch, such as at the end of a fixed term. Read more on when to remortgage.

You can remortgage at any time, but there are times when it makes more sense to switch, such as at the end of a fixed term.

Mortgage Guides

Mortgage valuations are not in-depth surveys How to pay off your mortgage early What is an offset mortgage? What income can I use for a mortgage application? What is a standard variable rate?

Read All Mortgage Guides

Savings Accounts Guides

How are my savings taxed? How to find lost Premium Bonds Depositor protection schemes – what would happen if a bank goes bust The difference between AER, gross rate & net rate An introduction to investment platforms Help to Save Explained

Read All Savings Guides

ISA Guides

How do ISA transfers work? The rules on inheriting ISAs Should I invest in an ISA or my pension? What ISA season is and why it matters for your savings

Read All ISA Guides

Banking Guides

How does a current account overdraft work? What is a standing order? Cash cards and debit cards explained Seven steps to getting (and staying) overdraft-free

Read all Banking Guides

Credit Card Guides

What is a minimum payment on a credit card? Beware of credit card cash advances! Booking a holiday using a credit card What is an APR? Guide to the Consumer Credit Act How does credit card interest work

Read All Credit Card Guides

Loans Guides

Cooling off periods explained How to improve your credit score How debt impacts your credit score Guide to payday loans How to get a guarantor loan Are you in the dark about your partners finances Should I use a loans broker

Read All Loans Guides

Retirement Guides

Inheritance tax Annuities vs Drawdown which is right for you When to start saving into a pension How to find lost pensions Mortgage tips for over 70s What are the different types of lifetime mortgages Tax and equity release explained Should you increase mortgage repayments or pension contributions

Read All Retirement Guides

Business Guides

Take out a commercial property mortgage or rent? How does being self-employed impact your finances? How do bridging loans differ from commercial mortgages A simple guide to asset finance

Read All Business Guides

Travel Guides

Is it worth paying for a holiday on a credit card How do I finance a house abroad What is a forward currency contract The best way to protect your Airbnb property Travel Money Comparison Guide A guide to driving your own car abroad What is car hire excess insurance and how to get the best policy

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Money Guides

How much can I give as a cash gift and how is tax affected UK banks who owns whom How are my savings taxed The rules on inheriting ISAs What kind of account is a trust account Is it worth paying for a holiday on a credit card The difference between AER gross rate and net rate Cash cards and debit cards explained

Read All Money Guides

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