Money Guides

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

Borrowers may not realise that many mortgage providers charge exit/redemption fees. Read our complete guide to find out more.

Borrowers may not realise that many mortgage providers charge exit/redemption fees. Read our complete guide to find out more.

Building societies are financial institutions that are similar to banks in some ways, but there are several key differences in how they work.

Building societies are financial institutions that are similar to banks in some ways, but there are several key differences in how they work.

Our guide sets out 11 steps to boosting your credit score, including making payments on time and keeping your credit utilisation low.

Our guide sets out 11 steps to boosting your credit score, including making payments on time and keeping your credit utilisation low.

Depending on the type of current account you have, you may be offered a cash or a debit card by your bank or building society. Discover the difference here.

Depending on the type of current account you have, you may be offered a cash or a debit card by your bank or building society. Discover the difference here.

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings. Find out how it works and if it’s worth doing.

Stoozing is a money hack that uses credit cards to help to maximise the interest you earn on your savings.

Paying for a holiday on a credit card can help you manage the cost of your holiday and give you some extra protection. But there are some risks to consider too.

Paying for a holiday on a credit card can help you manage the cost of your holiday and give you some extra protection.

Effective budgeting is a key part of money management. Find out how methods such as the 50/30/20 technique, piggybanking and budgeting apps could help you better understand where your money is going and how you can make the most of it.

Effective budgeting is a key part of money management. Find out how making and managing a money budget could help your money go further.

Discover how living with a disability can impact your finances and explore the some of the solutions.

Discover how living with a disability can impact your finances and explore the some of the solutions.

In this guide we look at some of the strategies that can help you to get out of debt, including the debt avalanche and the debt snowball method.

In this guide we look at some of the strategies that could help you to get out of debt.

One strategy to help you manage your debts with multiple lenders is to consolidate it all under one form of credit. Debt consolidation can have several benefits for the right borrower, but could another debt repayment strategy work for you?

Debt consolidation can have several benefits for the right borrower, but there are some points to bear in mind.

Stealth taxes could affect your wealth in 2024; find out more about stealth tax and seven taxes to look out for this year.

Stealth taxes could affect your wealth in 2024; find out more about stealth tax and seven taxes to look out for this year.

Managing your wealth as a couple over the long-term comes with both challenges and upsides. Having a spouse with whom you can combine your financial journey can have significant advantages – particularly when it comes to tax.

Having a spouse with whom you can combine your financial journey can have significant advantages – particularly when it comes to tax.

With AER, gross rate and net rate all ways of expressing the amount of interest paid by an account, find out the key differences between these three concepts.

With AER, gross rate and net rate all ways of expressing the amount of interest paid by an account, find out the key differences between these three concepts.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash. The good news is that there are multiple options to choose from when it comes to spending money abroad.

From vibrant city breaks to relaxing beach getaways, wherever your travel plans take you this year, you’ll need to have access to cash.

In a world of rising costs, saving for retirement seems to be a difficult task for many young people

In a world of rising costs, saving for retirement seems to be a difficult task for many young people

What are your options if your local bank branch faces closure?

What are your options if your local bank branch faces closure?

In this guide we’ve listed some of the different ways you can finance your home renovation project.

In this guide we’ve listed some of the different ways you can finance your home renovation project.

How will the digital pound affect your day-to-day spending?

In February, the Bank of England and the Treasury confirmed that they were looking at introducing a digital currency.

If you’ve inherited a large sum of money, what’s the best way to manage it?

If you’ve inherited a large sum of money, what’s the best way to manage it?

Whether you are buying or selling a property, you will need a conveyancer to oversee all the legal requirements and ensure your transaction completes. Conveyancing is the legal process of transferring property ownership from one person to another, and a property sale can’t complete without it.

Whether you're buying or selling a property, you'll need a conveyancer to oversee all the legal requirements and ensure your transaction completes.

In this article we’ve explained what a family income benefit plan is and how you can customise your policy to suit your needs.

In this article we’ve explained what a family income benefit plan is and how you can customise your policy to suit your needs.

Financial discussions are important when separating.

Financial discussions are important when separating.

Christmas is the perfect time of year to give family members a cash gift, but these can carry tax charges. This mostly comes in the form of inheritance tax, which can be complicated. In this article we’ve explained some important tax laws in more detail.

Christmas is the perfect time of year to give family members a cash gift, but these can carry tax charges.

There are many reasons why you may want to give a cash gift to your loved ones. We explain the implications from a tax perspective.

There are many reasons why you may want to give a cash gift to your loved ones. We explain the implications from a tax perspective.

Even if you have an excellent budget plan in place, there are other ways to borrow for Christmas which may not cost you any interest at all.

Even if you have an excellent budget plan in place, there are other ways to borrow for Christmas which may not cost you any interest at all.

Whether it be a large cash purchase or racking up debt on an overdraft, a money transfer credit card can be useful. But is it the best form of credit on the market? Below we have explained what a money transfer credit card is and what you need to look for when opting for this form of borrowing.

We have explained what a money transfer credit card is and what you need to look for when opting for this form of borrowing.

While the number of financial tasks you can complete via ATMs has increased significantly over the past 10 years, fraudsters have also become more sophisticated. Read our guide about how to stay safe when using an ATM.

With the growing sophistication of ATM fraudsters, it is becoming growingly important to be more vigilant. Find out more in our guide.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's an absolute last resort.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's a last resort.