Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting ‘Rate’ will change the chart to list all products in rate order. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position.
Sorry, currently there are no products available for this search criteria. Please refine your search and try again.
Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.Disclaimer
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.Provider Links
‘Go To Provider's Site’ links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use ‘Speak to A Broker’ links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go To Provider's Site' or 'Speak To A Broker' button, when you call an advertised number or when you complete an application following a link from our website.
Six-month fixed rate ISAs will ask you to lock away a lump sum of money for six months in return for a fixed rate of interest. You won’t normally be able to make any additions – and if so, it will likely only be for a short time.
As is common with fixed ISAs, you’ll be expected to keep your funds invested for the full term, with hefty interest penalties often applied if you choose to access the money early. At the end of the term, you can withdraw the funds – including any accumulated interest – and decide what to do next.
Some benefits of six-month ISAs include:
For someone with short-term savings goals, this kind of account can offer the ideal trade-off between returns and flexibility, with all the usual perks of an ISA.
Six-month ISAs aren’t common. There are very few accounts to choose from, and all of them will likely be offered by challenger banks. But don’t be put off – challengers are known for paying higher rates of interest than their mainstream counterparts, and as long as they’ve got suitable FSCS protection or equivalent (which all providers in our charts will have), you needn’t worry about the security of your money with anything up to £85,000 being protected in the even the bank fails.
There are four main types of ISA available in the UK, Cash ISAs, Stocks and Shares ISAs, Innovative Finance ISAs (IFISA) and Lifetime ISAS (LISA). This guide explains the differences between them and how each type of ISA works.
There are four main types of ISA available in the UK, Cash ISAs, Stocks and Shares ISAs, Innovative Finance ISAs (IFISA) and Lifetime ISAS (LISA).
Using an ISA transfer is important as its the only way to retain the tax-free status of your funds. Our helpful guide explains what you should know before you transfer.
Using an ISA transfer is the only way to retain the tax-free status of your funds. Our helpful guide explains what you should know before you transfer.
Did you know that you can inherit your spouse's/civil partner's ISA savings? This guide explains the rules on inheriting ISAs and the important things you need to know.
What you need to know about claiming and investing an inherited ISA, and retaining its tax-free status.
ISAs have restrictions on how much you can put in each tax year and when you’re allowed to open a new account versus move your funds. To help, we’ve gathered together information on the 2023/24 tax year’s ISA allowance, as well as many other important taxation considerations.
Download our complete guide to the ISA allowance for 2023/24. Restrictions, how to move accounts and taxation considerations.