Latest student bank account offers for 2025

Students can access a range of perks, from exclusive vouchers to cash bonuses, as well as interest-free overdrafts.

University can be a challenging time for your finances. Whether you’re a seasoned student or a fresher gearing up for your first year, any extra bonuses offered by a student current account can be a great way to help stretch your money further.

While you’ll find many of these accounts already on the market, it’s usually around this time of year that many high street banks and building societies start rolling out their latest current account deals for students.

These offers tend to come with even more perks for those looking to get a head start on their finances before September, though are typically only available for a limited time, so it’s worth comparing accounts before it’s too late.

A few providers have already launched their deals for 2025, so read on to find out more and stay tuned as we update this page with any new deals landing in the coming weeks.

Get a £100 cash bonus

Nationwide BS was one of the first providers to enter the student current account arena this year after it revived its popular FlexStudent account earlier this month. Students who open the account before 12 December 2025 and pay in a minimum of £500 can now receive a £100 cashback boost to their finances, as well as £10 a month in Just East vouchers for the first year. Those that refer a friend can then receive an additional £40 of these vouchers (£20 each to a maximum of two friends) provided they also meet the criteria.

This is on top of the account’s underlying benefits, offering holders zero foreign transaction fees when using its debit card abroad, and access to Nationwide BS’ member-exclusive Flex Regular Saver. Students can also benefit from an interest-free overdraft to help manage their money, which increases for each year of study, starting at £1,000 in year one, and building to £3,000 by year three.

Discounts on thousands of restaurants

Meanwhile, students prioritising an interest-free buffer for their cash may wish to consider NatWest’s Student account and the Student account from Royal Bank of Scotland (RBS). These options offer overdrafts of up to £2,000 for those in their first year, however, note this is restricted to £500 during the first term. After starting your third year, you’ll then be able to apply to increase this limit to £3,250 – the longest interest-free overdraft available so far this year.

Having also recently launched incentives, both providers now come with £85 cash bonuses for applying to either account, and access to a tastecard membership for up to four years. For students looking to save when eating out, this card comes with an array of discounts, including two-for-one meals or 25% of the total bill across thousands of restaurants in the UK. The membership can also be used to get money off certain attractions and entertainment, and for 2025 has been extended to also include 25% off barista-made drinks.

Keep in mind that, unlike the Nationwide BS deal, this deal can be withdrawn at any time, and you won’t be eligible if you benefited from a NatWest student offer since 1 July 2021.