What would the average garden makeover cost you?

Employing a garden design landscaper will cost an average of £100 per square metre.

If you are looking to give your garden a complete makeover this holiday it could cost you between £5,000 and £10,000, according to Checkatrade, a directory for tradespeople.

This cost is based on a “transformational project”, which typically requires more work than just restyling a specific area of your garden. It is also based on a project for a large rear garden of 100 metres squared.

If you think your garden requires less work, then the services and materials of a garden design landscaper typically cost £100 per square metre.

For basic work, installing a new lawn costs approximately £14 per square metre, while planting a small tree can cost £50.

On the more expensive side, decking out a portion of your garden can cost anywhere between £80 and £160 for every square metre.

The cost of reworking your garden can slowly tick upwards.

For many people, this means finding some form of financing is essential to ensure they can rework their garden to their liking.

As renovating your garden could also add value to your property, you can take out a personal loan to finance this project. There are many advantages to this form of financing, which Matt Tristram, of Loans Warehouse, explained to Moneyfacts last month.

Another option, if your credit score is in good standing, is to release funds from your property to pay for your garden renovation. Mortgagees can apply for a further advance through their current mortgage lender, or a secured loan through a different provider. In effect, a secured loan will add a second charge to your property. Those over the age of 55 also have the option of Equity Release, further details of this form of financing can be found in our guide here.

Our partners, HUB Financial Solutions, have a free equity release calculator you can use to determine if this form of financing is right for you.

Finally, if you have an excellent credit score, you could consider a credit card.

This option is also ideal for people who are looking to clear their debt fairly quickly. If you cannot pay your bills on time, then you will start to incur interest charges which typically exceed those you would find on a loan.

If you are looking for a 0% credit card, consider using our tables.