UK Savings & ISA news

Consumers may need to take action as the future direction of interest rates is cloudy.

Consumers may need to take action as the future direction of interest rates is cloudy.

While the overall inflation rate remained the same at 3.8% in August 2025, food prices soared year-on-year.

While the overall inflation rate remained the same at 3.8% in August 2025, food prices soared year-on-year.

The number of fixed savings accounts paying an inflation-beating rate has dropped over the past month, but savers can still get a real return on their money.

The number of fixed savings accounts paying an inflation-beating rate has dropped between August and September.

Despite the cut to the base rate in August, just over one in four savings accounts pay above its current level of 4%. What does this mean for your money?

Despite the cut to the base rate in August, just over one in four savings accounts pay above its current level of 4%.

Government-backed National Savings and Investments (NS&I) announced new issues of its one-year bonds, but how do they compare to other options on the market? Find out more.

Government-backed National Savings and Investments (NS&I) announced new issues of its one-year bonds, but how do they compare to other options on the market?

A competitive savings account could not only help to cover the cost of Christmas, but leave you feeling slightly better off, too.

A competitive savings account could not only help to cover the cost of Christmas, but leave you feeling slightly better off, too.

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August, giving savers more choice when switching providers.

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August.

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee narrowly voted in favour of a cut. Find out why and what it means for your money.

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee voted in favour of a cut.

With £100 million in Premium Bonds waiting to be claimed, it’s not too late to check if you're a lucky winner of one of these tax-free cash prizes.

With £100 million in Premium Bonds waiting to be claimed, it’s not too late to check if you're a lucky winner of one of these tax-free cash prizes.

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose. Find out more.

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose.

NS&I makes a welcome increase to its one-year fixed savings bonds after recently cutting returns across some of its other products.

NS&I makes a welcome increase to its one-year fixed savings bonds after recently cutting returns across some of its other products.

Many will have lost money in real terms as savings accounts fail to keep up with inflation.

Many will have lost money in real terms as savings accounts fail to keep up with inflation.

The annual rate of UK inflation rose unexpectedly to 3.6% in June; the last time it was higher was in January 2024.

The annual rate of UK inflation rose unexpectedly to 3.6% in June; the last time it was higher was in January 2024.

In unfortunate news for savers, average variable savings rates sunk to a two-year low after falling month-on-month in July. Find out what this means for your money.

In unfortunate news for savers, average variable savings rates sunk to a two-year low after falling month-on-month in July.

Amid backlash surrounding news of a potential cut, the cash ISA allowance seems set to remain the same for the time being.

Amid backlash surrounding news of a potential cut, the cash ISA allowance seems set to remain the same for the time being.

Savers are being urged to make the most of their annual ISA allowance.

Savers are being urged to make the most of their annual ISA allowance.

Nevertheless, those coming to the end of a competitive two-year fixed deal could lose out on almost £350 in interest when they reinvest.

Nevertheless, those coming to the end of a competitive two-year fixed deal could lose out on almost £350 in interest when they reinvest.