UK Savings & ISA news

The Moneyfacts Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

This week's selection features Monument Bank's competitive Fixed Term Bond and a five-year fixed mortgage from Nationwide.

The Bank of England has the opportunity to cut the UK’s central interest rate as soon as this week.

The Bank of England has the opportunity to cut the UK’s central interest rate as soon as this week.

As analysis shows big bank customers could triple their returns by moving to a top provider, the benefits of switching to a better savings rate are highlighted in Moneyfactscompare.co.uk’s new TV adverts.

The benefits of switching to a better savings rate are highlighted in Moneyfactscompare.co.uk’s new TV adverts.

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best ISA rates available in the UK. Compare and apply today.

Savers may be pleased to see increases to the leading three- and five-year fixed ISAs as the next base rate decision looms.

Launching from next week, the new Moneyfactscompare.co.uk TV adverts emphasise the importance of shopping around for the best savings rates.

Launching from next week, the new Moneyfactscompare.co.uk TV adverts emphasise the importance of shopping around for the best savings rates.

For the third consecutive month, the annual rate of inflation in the UK was recorded at 3.8% in September.

For the third consecutive month, the annual rate of inflation in the UK was recorded at 3.8% in September.

They’re being urged to shop around for better interest rates, with product choice at a record high.

They’re being urged to shop around for better interest rates, with product choice at a record high.

Equity Bonds can be rewarding for people who understand them – they give you the potential of stock market investing with the protection of savings. But, like any financial product, there are risks to consider:

Equity Bonds can be rewarding for people who understand them. But, like any financial product, there are risks to consider. Find out more:

Even though many of the top fixed bonds fell in the month to October, it’s still important for savers to switch to maximise the return on their money.

Many of the top fixed bonds fell in the month to October, but savers should still switch to maximise the return on their money.

Many adults have little to no savings as the UK faces a “financial wellbeing crisis”. As UK Savings Week 2025 begins, learn how to build up your savings.

UK Savings Week 2025 begins as the country is facing a "financial wellbeing crisis” according to the Building Societies Association.

Consumers may need to take action as the future direction of interest rates is cloudy.

Consumers may need to take action as the future direction of interest rates is cloudy.

While the overall inflation rate remained the same at 3.8% in August 2025, food prices soared year-on-year.

While the overall inflation rate remained the same at 3.8% in August 2025, food prices soared year-on-year.

The number of fixed savings accounts paying an inflation-beating rate has dropped over the past month, but savers can still get a real return on their money.

The number of fixed savings accounts paying an inflation-beating rate has dropped between August and September.

Despite the cut to the base rate in August, just over one in four savings accounts pay above its current level of 4%. What does this mean for your money?

Despite the cut to the base rate in August, just over one in four savings accounts pay above its current level of 4%.

Government-backed National Savings and Investments (NS&I) announced new issues of its one-year bonds, but how do they compare to other options on the market? Find out more.

Government-backed National Savings and Investments (NS&I) announced new issues of its one-year bonds, but how do they compare to other options on the market?

A competitive savings account could not only help to cover the cost of Christmas, but leave you feeling slightly better off, too.

A competitive savings account could not only help to cover the cost of Christmas, but leave you feeling slightly better off, too.

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August, giving savers more choice when switching providers.

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August.

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

Ethical funds are consistently achieving better levels of growth than their non-ethical equivalents according to a study revealed by Moneyfacts today

Ethical funds are consistently achieving better levels of growth than their non-ethical equivalents according to a study revealed by Moneyfacts today

Rates on easy access and fixed savings accounts have risen this month and have reached their highest level this year, but average rates are still significantly lower than before the pandemic

Rates on easy access and fixed savings accounts have risen this month and have reached their highest level this year.

A survey of 7,000 retirees by consumer organisation Which? estimates those looking for a comfortable retirement need a pension pot of between £192,000 and £305,000 depending on whether they use pension drawdown or an annuity. In terms of income this equates to £19,000 per year to live comfortably when retired.

A survey of 7,000 retirees estimates those looking for a comfortable retirement need a pension pot of between £192,000 and £305,000

Savers continue to face a challenging market as the number of savings products available has fallen to its lowest level on record and average rates across all charts are below 1.00%

The number of savings products available has fallen to its lowest level on record and average rates across all charts are below 1.00%