cash stack icon

UK Savings & ISA news

UK savings & ISA news. Trends, new products and rate changes. Brought to you by the Moneyfactscompare.co.uk editorial team. Compare savings accounts and subscribe to our email newsletter for weekly updates.

Advertisement

Latest savings news

news icon
The best UK savings rates this week

4th September 2025

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best savings rates available in the UK. Compare and apply today.

Multiple top fixed rates on the rise this week, while NS&I launches new one-year options.

Read More
news icon
Moneyfacts pick of the week

4th September 2025

The Moneyfacts Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

This week's selection features an increase from AlRayan Bank on its 12 Month Fixed Term Deposit and a competitive personal loan from M&S Bank.

Read More
news icon
The best cash ISAs this week

2nd September 2025

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best ISA rates available in the UK. Compare and apply today.

Market-leading easy access ISA rate plummets.

Read More
news icon
NS&I launches new one-year fixed rate bonds

2nd September 2025

Government-backed National Savings and Investments (NS&I) announced new issues of its one-year bonds, but how do they compare to other options on the market? Find out more.

Government-backed National Savings and Investments (NS&I) announced new issues of its one-year bonds, but how do they compare to other options on the market?

Read More
news icon
It’s not too late to save for Christmas 2025: Discover how much you should put away to finance the festive period

1st September 2025

A competitive savings account could not only help to cover the cost of Christmas, but leave you feeling slightly better off, too.

A competitive savings account could not only help to cover the cost of Christmas, but leave you feeling slightly better off, too.

Read More
news icon
Savers urged to “switch regularly” as product choice rises to record high

27th August 2025

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August, giving savers more choice when switching providers.

Although rates are falling, the number of savings accounts and ISAs rose to a record high in August.

Read More
news icon
Pressures continue as UK inflation rises to 3.8% in July

20th August 2025

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

Inflation rose to 3.8% in July 2025, nearly double the Bank of England’s target of 2%.

Read More
news icon
Has your savings provider passed on the most recent base rate cut?

13th August 2025

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

More than 20 banks and building societies have already made cuts to their variable savings accounts after the Bank of England lowered the base rate last week.

Read More
news icon
Many top fixed rate bonds continue to fall in August

8th August 2025

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

Multiple fixed bond sectors saw top rates drop in the month to August. Amid a falling base rate, find what this could mean for your savings.

Read More
news icon
Bank of England cuts base rate to 4.00% despite higher-than-expected inflation

7th August 2025

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee narrowly voted in favour of a cut. Find out why and what it means for your money.

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee voted in favour of a cut.

Read More
news icon
Over £100 million in Premium Bond prizes left unclaimed: Are you a lucky winner?

5th August 2025

With £100 million in Premium Bonds waiting to be claimed, it’s not too late to check if you're a lucky winner of one of these tax-free cash prizes.

With £100 million in Premium Bonds waiting to be claimed, it’s not too late to check if you're a lucky winner of one of these tax-free cash prizes.

Read More
news icon
ISA deposits surge by £3.6 billion in June following reform concerns

29th July 2025

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose. Find out more.

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose.

Read More
news icon
NS&I raises rates on its one-year bonds, but how competitive are they?

24th July 2025

NS&I makes a welcome increase to its one-year fixed savings bonds after recently cutting returns across some of its other products.

NS&I makes a welcome increase to its one-year fixed savings bonds after recently cutting returns across some of its other products.

Read More
news icon
Neglected generation of savers have paid the price for low rates, as £1 saved in 2020 now worth 89p

23rd July 2025

Many will have lost money in real terms as savings accounts fail to keep up with inflation.

Many will have lost money in real terms as savings accounts fail to keep up with inflation.

Read More
news icon
Inflation unexpectedly rises to near 18-month high in June

16th July 2025

The annual rate of UK inflation rose unexpectedly to 3.6% in June; the last time it was higher was in January 2024.

The annual rate of UK inflation rose unexpectedly to 3.6% in June; the last time it was higher was in January 2024.

Read More
news icon
Average variable savings rates sink to two-year low

14th July 2025

In unfortunate news for savers, average variable savings rates sunk to a two-year low after falling month-on-month in July. Find out what this means for your money.

In unfortunate news for savers, average variable savings rates sunk to a two-year low after falling month-on-month in July.

Read More
news icon
Chancellor pauses plans to reform the cash ISA allowance, for now

11th July 2025

Amid backlash surrounding news of a potential cut, the cash ISA allowance seems set to remain the same for the time being.

Amid backlash surrounding news of a potential cut, the cash ISA allowance seems set to remain the same for the time being.

Read More
news icon
Warning for millions of consumers who will see their tax-free savings allowance halved

8th July 2025

Savers are being urged to make the most of their annual ISA allowance.

Savers are being urged to make the most of their annual ISA allowance.

Read More
news icon
Best short-term fixed savings rate makes biggest jump in almost a year

8th July 2025

Nevertheless, those coming to the end of a competitive two-year fixed deal could lose out on almost £350 in interest when they reinvest.

Nevertheless, those coming to the end of a competitive two-year fixed deal could lose out on almost £350 in interest when they reinvest.

Read More
news icon
Win up to £100,000 with these alternatives to NS&I’s Premium Bonds

7th July 2025

You don’t have to sacrifice interest for the chance to win big!

You don’t have to sacrifice interest for the chance to win big!

Read More
news icon
New issues of NS&I’s British Savings Bonds now on sale: How do they fare?

3rd July 2025

The Government-backed brand is also poised to lower the rate paid by its Junior ISA.

The Government-backed brand is also poised to lower the rate paid by its Junior ISA.

Read More
news icon
Cash ISA allowance expected to be cut: What can you do?

1st July 2025

After months of rumours, a cut to the cash ISA allowance seems to be on the cards. What could this mean for savers?

After months of rumours, a cut to the cash ISA allowance seems to be on the cards.

Read More
news icon
Is your loyalty costing you? Keeping the same savings account may come at a price

30th June 2025

Savers who don’t switch their savings could be missing out, as average rates on closed accounts have paid less than the average open account for three years.

Savers who don’t switch their savings could be missing out, as average rates on closed accounts have paid less than the average open account for three years.

Read More
news icon
More than seven million people projected to pay higher-rate tax in 2025/26: The impact on savings

26th June 2025

Those being dragged up the tax ladder will see their Personal Savings Allowance slashed and might be at risk of paying tax on interest accrued.

Those being dragged up the tax ladder will see their Personal Savings Allowance slashed and might be at risk of paying tax on interest accrued.

Read More

Search for more

Popular news from the archive

news icon
Investing ethically pays dividends for savers

27th July 2020

Ethical funds are consistently achieving better levels of growth than their non-ethical equivalents according to a study revealed by Moneyfacts today

Ethical funds are consistently achieving better levels of growth than their non-ethical equivalents according to a study revealed by Moneyfacts today

Read More
news icon
ISA season returns with biggest rises seen in a decade

19th April 2022

After a lengthy absence, ISA season is back around the end of a tax-year with the market seeing the highest uplift in average rates month-on-month in a decade. Those savers who are comparing deals to utilise their 2022/23 allowance will find much better rates on average compared to a month ago, both for variable and fixed ISAs, according to the latest Moneyfacts Savings Treasury Report.

After a lengthy absence, ISA season is back around the end of a tax-year with the market seeing the highest uplift in average rates month-on-month in a decade.

Read More
news icon
£300 billion of savings lies in accounts paying a rate of 0.1% or less

5th August 2022

Over £300 billion worth of savings is still sitting in accounts offering a rate of 0.1% or less, according to research released by Paragon Bank and CACI, a data company, yesterday.

Over £300 billion worth of savings is still sitting in accounts offering a rate of 0.1% or less, according to research released by Paragon Bank and CACI.

Read More
news icon
Bank of England make biggest base rate increase in 27 years

4th August 2022

The Bank of England (BoE) has voted to increase the base rate by 50 basis points today, the highest increase in 27 years. It now means the base rate stands at 1.75%.

The Bank of England (BoE) has voted to increase the base rate by 50 basis points today, the highest increase in 27 years.

Read More
news icon
Only Half of Savings Accounts Beat the Base Rate

14th March 2022

Just over half the savings accounts on the market deliver interest rates that can beat the Bank of England base rate, Moneyfactscompare.co.uk can reveal. The findings come from the latest Moneyfacts UK Savings Trends Treasury Report which shows that the number of savings accounts paying interest above the base rate of 0.5% is just 912. This is 55% of the total number of savings products on the market, and the lowest count since 2008. It also represents a significant drop of 12% from just a month ago, and is the largest percentage fall since Moneyfacts’ records began in 2007.

Just over half the savings accounts on the market deliver interest rates that can beat the Bank of England base rate, Moneyfactscompare.co.uk can reveal.

Read More

How Moneyfactscompare works

  • drawing of money scales

    BALANCED. Moneyfactscompare.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

  • blue outline of free tag

    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

  • drawing of pound sign and arrow

    TRANSPARENT. We only receive payment from product providers and intermediaries for apply online links and adverts through to their websites.

  • blue outline of binoculars

    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.