Moneyfacts pick of the week

Last updated: 29 May 2026 at 09:15

The Moneyfactscompare.co.uk Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market, ranging from mortgages to savings accounts. This week I've analysed the following deals, along with their perks.

Moneybox has increased a selected rate on its Moneybox Cash ISA this week, the boost sees the account take the market-leading position when compared to its peers. The account now pays 4.75% AER and can be opened with as little as £500. As interest is paid monthly, this may be an enticing option for those wanting to boost their income. However, savers should note this includes a generous 1.30% AER bonus for 12 months, so it is important that they review their deal once this expires.

While withdrawals are permitted, savers can only make three penalty-free withdrawals, four or more will result in the rate dropping significantly to just 0.75% AER, so carefully planning and consideration is required. In more positive news, further additions are permitted at any time into the account and investors can choose to split their Cash ISA savings across multiple ISAs within Moneybox’s range. On assessment, this deal earns an Excellent Moneyfacts product rating.

Alongside extending end dates, Skipton Building Society has reduced most of its fixed rates by up to 0.29% and launched new deals. Among them is a two-year deal for borrowers with a limited 5% upfront deposit priced at 5.31%. With no fee to pay and a generous incentive package which includes a free valuation and £500 cashback, this may be an enticing option for borrowers looking to save on upfront costs.

Skipton Building Society LISA customers can also benefit from an extra £250 cashback on top of the deal’s other incentives. Borrowers can also benefit from making overpayments and payment holidays subject to meeting conditions. When assessed as a whole, this deal takes a competitive position as a Moneyfacts Best Buy and earns an Outstanding product rating.

The latest change from NatWest sees it reduce its fixed rates for landlords by up to 0.18%. One deal to see a slightly smaller 0.10% cut is the five-year deal at 75% loan-to-value, which is now priced at a competitive 5.08%.

While a £995 fee is required, this is offset by its free valuation incentive and may entice landlords looking to minimise upfront costs. However, this deal is only available online which some may want to consider. The cut in rate is enough to see the deal sit among the best in its sector and become a Moneyfacts Best Buy, as well as earn an Excellent product rating.