Last updated: 30 October 2025 at 09:15
The Moneyfactscompare.co.uk Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market, ranging from mortgages to savings accounts. This week I've analysed the following deals, along with their perks.
This week, Moneybox has increased the rate on its Moneybox Cash ISA by 0.14%. The deal takes the market-leading position when compared to its peers and now pays an attractive 4.52% AER monthly. However, this is inclusive of a significant 0.82% bonus for 12 months, so it is important that savers review their rate when it expires.
It is important to note that if savers exceed three withdrawals the rate will drop significantly to just 0.75%. In more positive news, further additions are permitted at any time into the account and investors can choose to split their Cash ISA savings across multiple ISAs within Moneybox’s range. On assessment, this deal earns an Excellent Moneyfacts product rating.
Last updated: 31/10/2025
In its latest update, TSB has reduced selected fixed rates in its residential range by up to 0.10%. Its three-year deal at 90% for house purchase customers sees such a cut. It is now priced at 4.59% until 31 December 2028.
Adding to its appeal, there is no payable arrangement fee, and it includes a generous incentive package of a free valuation and £500 cashback, making this an attractive option for borrowers looking to save on upfront costs. Overall, the deal grabs a position as a ‘Best Buy’ and earns an Outstanding Moneyfacts product rating.
Last updated: 31/10/2025
Representative example: £200,000 mortgage over 25 years initially at 4.59% fixed for 38 months reverting to 7.49% variable for term. 38 monthly payments of £1121.91 and 262 monthly payments of £1439.35. Total amount payable £419,792.28 includes loan amount, interest of £219,742, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.8% APRC representative.
NatWest has reduced rates on all its fixed buy-to-let deals. The two-year option at 60% loan-to-value has seen a 0.14% drop and is now priced at 3.98% until 31 January 2028. Landlords looking for a competitive rate may find this appealing, as it also includes a reasonable £995 product fee and a free valuation incentive.
However, it is worth noting that this deal is only available online. On assessment, the rate reduction improves its position as a Best Buy and earns an Outstanding Moneyfacts product rating.
Last updated: 31/10/2025
Representative Example: £170,000 mortgage over 25 years initially at 3.98% fixed for 27 months reverting to 6.99% variable for term. 27 monthly payments of £563.83 and 273 monthly payments of £990.25. Total amount payable £456,681.66 includes loan amount, interest of £285,562, valuation fees of £75 and product fees of £995. The overall cost for comparison is 6.7% APRC representative.
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Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfactscompare.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
