Moneyfacts pick of the week

• Rate: 5.46% gross / 5.46% AER payable on anniversary (includes a 1.51% bonus for three months)
• Notice / term: None
• Minimum opening amount: £500
• Maximum investment amount: ISA allowance
• Access: Permitted. Lower rate of 0.75% gross/AER paid if more than three withdrawals made per 12-month period
• Further additions: Permitted
• Transfers in: Permitted. Accepts Cash, Stocks and Shares, Help to Buy and Innovative Finance ISAs
• Transfers out: Permitted
• Opening account: Online and via mobile app
• Managing account: Online and via mobile app
• Other information: Minimum applicant age 18. Investors can choose to split their Cash ISA savings across multiple ISAs within Moneybox’s range.

• Rate: 5.05% fixed until 31 August 2027 before reverting to 6.74%
• APRC: 6.6%
• Product fee: None
• Maximum loan-to-value: 95%
• Available to: House purchase customers
• Incentives: Free valuation. £500 cashback for first-time buyers or £250 cashback for second-time buyers.
• Flexible features: Allows overpayments
• Lending area: Great Britain and Northern Ireland.

_{Representative example: £200,000 mortgage over 25 years initially at 5.05% fixed for 27 months reverting to 6.74% variable for term. 27 monthly payments of £1175.01 and 273 monthly payments of £1365.98. Total amount payable £404,782.81 includes loan amount, interest of £204,638, valuation fees of £0 and product fees of £0. The overall cost for comparison is 6.6% APRC representative.}

• Rate: 4.78% fixed until 31 August 2027 before reverting to 7.24%
• APRC: 7.0%
• Product fee: None
• Maximum loan-to-value: 75%
• Available to: House purchase customers
• Incentives: Free valuation
• Flexible features: Allows overpayments
• Lending area: Great Britain and Northern Ireland. Online exclusive deal.

_{Representative example: £170,000 mortgage over 25 years initially at 4.78% fixed for 27 months reverting to 7.24% variable for term. 27 monthly payments of £677.17 and 273 monthly payments of £1025.67. Total amount payable £468,416.50 includes loan amount, interest of £298,292, valuation fees of £75 and product fees of £0. The overall cost for comparison is 7.0% APRC representative.}

• Rate: 5.05% variable (collared at 3.00%) for two years before reverting to 6.54% Variable
• APRC: 6.5%
• Product fee: £745
• Maximum loan-to-value: 60%
• Available to: Second-time buyers and remortgage customers
• Incentives: Free valuation and, for those remortgaging, free legal fees
• Flexible features: Allows overpayments
• Lending area: Great Britain.

_{Representative example: £170,000 mortgage over 25 years initially at a tracker rate of 5.05% variable for 24 months reverting to 6.54% variable for term. 24 monthly payments of £715.42 and 276 monthly payments of £926.50. Total amount payable £443,760.08 includes loan amount, interest of £272,884, valuation fees of £26 and product fees of £745. The overall cost for comparison is 6.5% APRC representative.}

• Representative APR: 5.9%
• Loan period: Rate shown is based on a term of 60 months for a £7,500 borrowing
• Application available: Online and by phone

_{Representative example: Based on a loan of £7,500 at 5.90% per annum fixed. Representative 5.9% APR. Total amount repayable £8,182.80 at £227.30 per month for 36 months.}