Moneyfacts pick of the week

Last updated: 24 April 2026 at 09:15

The Moneyfactscompare.co.uk Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market, ranging from mortgages to savings accounts. This week I've analysed the following deals, along with their perks.

Market Harborough Building Society has launched new Fixed Term Bonds this week. The five-year option takes the top position when compared to its peers and pays a market-leading 4.70% AER.

Savers will need to deposit at least £5,000, however, further additions are permitted for 10 days after opening, which may be a bonus for some. As is the case with many fixed rate bonds, careful planning is essential as earlier access is not permitted. On assessment, this account receives an Excellent Moneyfacts product rating.

Santander joins a handful of lenders by making fixed rate cuts this week, it has reduced several fixed products in its residential range by up to 0.25%. The three-year deal at 95% loan-to-value has received this cut and is now priced at a competitive 5.55% until 2 August 2029.

First-time buyers wishing to limit initial costs may find this an enticing option, there is no fee to pay, and its generous incentive package includes a free valuation and £250 cashback. The reduction secures the deal a position as a Moneyfacts Best Buy and an Outstanding Moneyfacts product rating.

Leeds Building Society has refreshed its buy-to-let mortgage range by adding a selection of new deals. The two-year option at 60% loan-to-value takes a prominent position as a Best Buy and is priced at a competitive 4.79% until 31 July 2028.

Landlords looking to save on upfront costs may be pleased to note that the £1,499 product fee is offset by its attractive incentive package which includes a free valuation for both second-time and remortgage customers, however, remortgage customers could also receive help towards costs. As a result, the deal secures an ‘Outstanding’ product rating.