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Select from the filters to refine your results and find what you are looking for Show

Select from the filters to refine your results and find what you are looking for:

Account Types

Features

Account Management

Provider Links First

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

4.35%

Account Fee

N/A

Account Management

Additional Information

Credit interest paid on balances up to £85K.

No cash or cheque deposits available.

No charges on foreign debit card usage.

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Debit Card

Visa

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01 - £499999.99

4.27%

4.35%

£500000.00+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

0.00% / 0.00%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

£0.01 to £200.00 - 0.00% (Per calendar month). £200.01 and over - 0.00% / £0.01 to £200.00 - 0.00% (Per calendar month). £200.01 and over - 0.00%

Transaction Charge

£0.00 / £0.00

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

1.87% - Per Month

24.90%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

15.00

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Go To Provider's Site

Overdraft Rate (EAR)

15.00%

Interest Rate (AER)

3.24%

Account Fee

N/A

Account Management

Additional Information

Credit interest payable on balances up to £5K

No branches

Switch Service Guarantee member

Go To Provider's Site

Representative Example:Based on an overdraft limit of £1200 charged at 15.00% EAR Variable. Representative 15.0% APR variable.

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Tied/Linked Accounts

Switch Service Guarantee

Debit Card

Mastercard

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01 - £5000.00

3.19%

3.24%

£5000.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

£0.00 / £0.00

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

£0.00 / £0.00

Transaction Charge

£0.00 / £0.00

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 96% 1 day 20 days

Get a debit card 0% 2 days 5 days

Get internet banking 100% 0 days 0 days

Get an overdraft 0% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Arranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

1.17% - Per Month

15.00%

Grace period

23:59 same day

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

23:59 same day

Monthly Maximum Charge

N/A

Range of annual interest rates payable for overdraft

Arranged Unarranged Refused payment fee

15.00%-35.00%

0.00%

£0.00

Data as of: 30 September 2023

Overdraft Pricing in the previous calendar quarter

Range of Advertised APRs during the period

15.0%-35.0%

Cost of holding a £500 overdraft

For 7 days

For 30 days

For 60 days

£1.35

£5.81

£11.62

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

3.24%

Account Fee

N/A

Account Management

Additional Information

Credit interest payable on balances up to £5K

No branches

Switch Service Guarantee member

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 16 Years / Max Under 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Tied/Linked Accounts

Switch Service Guarantee

Debit Card

Mastercard

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01 - £5000.00

3.19%

3.24%

£5000.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

£0.00 / £0.00

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

£0.00 / £0.00

Transaction Charge

£0.00 / £0.00

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 96% 1 day 20 days

Get a debit card 0% 2 days 5 days

Get internet banking 100% 0 days 0 days

Get an overdraft 0% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

2.70%

Account Fee

N/A

Account Management

Additional Information

Credit interest payable

No direct debits or standing orders allowed

Account for ages 11-18

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 11 Years / Max 17 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Debit Card

Mastercard

Withdrawal Limit

£250

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

2.67%

2.70%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 0% 1 day 1 day

Get a debit card 0% 2 days 5 days

Get internet banking 0% 8 days 8 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Emergency Cash Service

- Free 24/7 Emergency Cash Service to withdraw up to £300 for online and telephone banking customers or £60 if not.

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

2.70%

Account Fee

N/A

Account Management

Additional Information

No minimum funding requirement

Charges for using debit card overseas

Account for ages 11-18

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 11 Years / Max 17 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Debit Card

Mastercard

Withdrawal Limit

£250

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

2.67%

2.70%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 0% 1 day 1 day

Get a debit card 0% 2 days 5 days

Get internet banking 0% 8 days 8 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Emergency Cash Service

- Free 24/7 Emergency Cash Service to withdraw up to £300 for online and telephone banking

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

1.00%

Account Fee

N/A

Account Management

Additional Information

1% cashback on everyday debit card purchases on the first £1.5K pm, capped at £15. Exceptions apply

No overdraft available

No monthly account fees

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Account Sweeping

Direct Debits

Standing Orders

Tied/Linked Accounts

Switch Service Guarantee

Debit Card

Mastercard

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

1.00%

1.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

0.00% / 0.00%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

0.00% / 0.00%

Transaction Charge

£0.00 / £0.00

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 97% 0 days 1 day

Get a debit card 0% 4 days 16 days

Get internet banking 100% 0 days 0 days

Get an overdraft - - -

Replace a lost debit card 0% 4 days 6 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on debit card purchases

- Receive 1% cashback on everyday purchases capped at £15. Cashback exceptions apply.

Exclusive offers with this account

- Option to round up purchases to the nearest pound. 4.89% gross will be paid on the rounded up balance each month. T&C's apply.

Savings - preferential terms

- Eligible for Saver Account

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

£12.50 pm. £5.00 pm

Account Management

Additional Information

Get up to 3.5% cashback at selected retailers

Money is not protected by the UK Deposit Protection Scheme

£10 redemption fee on current account closure

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

£12.50 Per Month. £5.00 Per Month (Additional cardholder)

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Mastercard

Withdrawal Limit

£450

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01 - £50000.00

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

£3.00 / £3.00

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on operating account

- Earn cashback of up to 3.5% at more than 35 major high street retailers when using CardOneMoney card.

Adviser offering financial services

- One-to-one Account Manager.

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

£5.95 pm

Account Management

Additional Information

No debit card transaction fees payable

£5.95 monthly account fee

£10 cancellation fee on account closure

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

£5.95 Per Month

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Debit Card

Mastercard

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£10.00 - £5000.00

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Go To Provider's Site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

No monthly account fee

£10 cancellation fee on account closures

Free UK ATM withdrawals and no debit card transaction fees payable

Go To Provider's Site

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Debit Card

Mastercard

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£10.00 - £5000.00

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£3.00 / £3.00

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Go To Provider's Site

Overdraft Rate (EAR)

39.90%

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

No account fee

No interest paid on credit balances

Switch Service Guarantee Member

Go To Provider's Site

Representative Example:Based on an overdraft limit of £1200. Up to £250.00 charged at 0.00% EAR Variable. Over £250.00 charged at 39.90% EAR Variable. Representative 30.5% APR variable.

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Account Sweeping

Cheque Book

Direct Debits

Offset Option

Standing Orders

Switch Service Guarantee

Debit Card

Mastercard

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

0.00% / 0.00%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

0.00% / 0.00%

Transaction Charge

0.00% / 0.00%

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 69% 2 days 24 days

Get a debit card 0% 6 days 6 days

Get internet banking 90% 1 day 7 days

Get an overdraft 91% 5 days 89 days

Replace a lost debit card 0% 3 days 6 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Arranged Overdraft Available

Min. Balance

Rate %

EAR %

£250.01

2.84% - Per Month

39.90%

£0.01

0.00% - Per Month

0.00%

Grace period

23:45 same day

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

2.84% - Per Month

39.90%

Refused Payment Fee

£0.00

Grace Period

23:45 same day

Monthly Maximum Charge

20.00

Range of annual interest rates payable for overdraft

Arranged Unarranged Refused payment fee

34.05%

34.05%

£0.00

Data as of: 30 September 2023

Overdraft Pricing in the previous calendar quarter

Range of Advertised APRs during the period

30.5%

Cost of holding a £500 overdraft

For 7 days

For 30 days

For 60 days

£1.63

£7.00

£13.99

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on switching account

- £175 for accounts switched using Current Account Switching Service and at least £1K credited within 3 months.

Savings - preferential terms

- Comes with linked Regular Saver Account fixed for 12 months.

Go To Provider's Site

Note

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Depositor Protection

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.

Disclaimer

All overdrafts are subject to the applicant’s status. You may not be offered credit. All rates and fees are subject to change without notice. Please check all rates and terms before borrowing.

Provider Links

‘Go To Provider's Site’ links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use ‘Speak to A Broker’ links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go To Provider's Site' or 'Speak To A Broker' button, when you call an advertised number or when you complete an application following a link from our website.

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