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90% LTV First Time Buyer Mortgage Rates

The chart below shows the best mortgage rates available for those who are first-time buyers at 90% LTV. You can personalise the chart by adding value of the property you want to buy and the value of the mortgage you want to get. If you're not a first-time buyer you can also search for remortgages and moving home mortgages

 

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Compare Mortgages

Best First Time Buyer Mortgages Rates

Best First Time Buyer Mortgages Rates

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We found 612 products in total, of which 68 have links to providers.

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Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting an option from the drop-down will change the chart to list all products in order depending on the option you have selected, with the best rate being at the top. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position.

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  • Nationwide BS Fixed
    Rate
    4.79%
    4.79% Fixed for 5 years
    reverting to 7.99%
    APRC
    6.9%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £961.67
    Total Over
    Go To Provider's Site
  • Nationwide BS Fixed
    Rate
    4.79%
    4.79% Fixed for 5 years
    reverting to 7.99%
    APRC
    6.9%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £961.67
    Total Over
    Go To Provider's Site
  • Nationwide BS Fixed
    Rate
    4.89%
    4.89% Fixed for 5 years
    reverting to 7.99%
    APRC
    6.8%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £971.37
    Total Over
    Go To Provider's Site
  • Nationwide BS Fixed
    Rate
    4.89%
    4.89% Fixed for 5 years
    reverting to 7.99%
    APRC
    6.8%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £971.37
    Total Over
    Go To Provider's Site
  • Yorkshire Building Society Fixed
    Rate
    4.89%
    4.89% Fixed to 31/03/2029
    reverting to 8.24%
    APRC
    7.0%
    Max LTV
    90%
    Product Fees
    £995.00
    Initial Payment
    £971.37
    Total Over
    Go To Provider's Site
  • Yorkshire Building Society Fixed
    Rate
    4.99%
    4.99% Fixed to 31/03/2029
    reverting to 8.24%
    APRC
    7.0%
    Max LTV
    90%
    Product Fees
    £495.00
    Initial Payment
    £981.13
    Total Over
    Go To Provider's Site
  • Yorkshire Building Society Fixed
    Rate
    5.04%
    5.04% Fixed to 31/03/2029
    reverting to 8.24%
    APRC
    7.0%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £986.03
    Total Over
    Go To Provider's Site
  • Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

  • first direct Fixed
    Rate
    5.09%
    5.09% Fixed for 5 years
    reverting to 6.99%
    APRC
    6.4%
    Max LTV
    90%
    Product Fees
    £490.00
    Initial Payment
    £990.94
    Total Over
    Check Eligibility
  • Nationwide BS Fixed
    Rate
    5.18%
    5.18% Fixed for 10 years
    reverting to 7.99%
    APRC
    6.2%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £999.81
    Total Over
    Go To Provider's Site
  • Nationwide BS Fixed
    Rate
    5.18%
    5.18% Fixed for 10 years
    reverting to 7.99%
    APRC
    6.2%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £999.81
    Total Over
    Go To Provider's Site
Representative Example