keys icon

Buy-to-Let Variable Mortgage Rates

The Chart below shows Buy to Let Variable Mortgage Rates currently available from top UK providers. Compare different Mortgage lengths, LTVs and Rates in one place and start your Buy to Let Variable Rate Mortgage search with Moneyfactscompare.co.uk today.

Ready to compare rates? Select a page below and start comparing providers.

Advertisement

Compare Buy To Let Mortgage Terms

Best Buy-To-let Variable Rates

Best Buy-To-let Variable Rates

Press to increase amount Press to decrease amount
Press to increase value Press to decrease value

<p>We found <strong>152 PRODUCTS </strong>in total, of which <strong>1 have links to providers</strong></p>

Press for help tip

Selecting ‘Provider Links First’ brings all products that you can apply for directly via Moneyfacts to the top of the chart in rate order. Products that do not have an ‘Go To Provider's Site’ button will appear below, again in rate order. Selecting an option from the drop-down will change the chart to list all products in order depending on the option you have selected, with the best rate being at the top. Products that have ‘Go To Provider's Site’ links will still be in the list but in rate position. Selecting ‘Favourites First’ will bring your chosen products to the top of the chart in rate order with those with Provider Links shown first.

We are searching our databases for your products...

  • The Mortgage Works Variable
    Rate
    Press for help tip
    8.49%
    8.49% Variable
    APRC
    Press for help tip
    8.9%
    Period
    Press for help tip
    Term
    Max LTV
    Press for help tip
    65%
    Redemption
    Press for help tip
    to 31/7/25: 0.75% Sum Repaid. Redemption Admin Fee £145.00
    Go To Provider's Site
    Product Fee Arrangement £995,
  • Newbury BS Discounted Variable
    Rate
    Press for help tip
    4.85%
    4.85% Discounted Variable for 5 years (1.75% disc)
    reverting to 6.60%
    APRC
    Press for help tip
    6.2%
    Period
    Press for help tip
    5 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st 5 yrs: 2% Mortgage Advance. Discharge Fee £100.00 Fixed
    Speak To A Broker
    Product Fee Arrangement £950,
  • Newbury BS Discounted Variable
    Rate
    Press for help tip
    4.85%
    4.85% Discounted Variable for 3 years (1.75% disc)
    reverting to 6.60%
    APRC
    Press for help tip
    6.5%
    Period
    Press for help tip
    3 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st 3 yrs: 2% Mortgage Advance. Discharge Fee £100.00 Fixed
    Speak To A Broker
    Product Fee Arrangement £950,
  • Mansfield BS Discounted Variable
    Rate
    Press for help tip
    4.94%
    4.94% Discounted Variable for 2 years (3.70% disc)
    reverting to 8.64%
    APRC
    Press for help tip
    8.6%
    Period
    Press for help tip
    2 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st 2 yrs: 2/1% Mortgage Advance. Redemption Admin Fee £125.00 Fixed
    Speak To A Broker
    Product Fee Booking £199, ;Completion 2.50% Advance,
  • Mansfield BS Discounted Variable
    Rate
    Press for help tip
    4.94%
    4.94% Discounted Variable for 2 years (3.70% disc)
    reverting to 8.64%
    APRC
    Press for help tip
    8.6%
    Period
    Press for help tip
    2 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st 2 yrs: 2/1% Mortgage Advance. Redemption Admin Fee £125.00 Fixed
    Speak To A Broker
    Product Fee Booking £199, ;Completion 2.50% Advance,
  • Cumberland BS Discounted Variable
    Rate
    Press for help tip
    5.03%
    5.03% Discounted Variable for 2 years (4.21% disc)
    reverting to 9.24% (BTL SVR)
    APRC
    Press for help tip
    9.0%
    Period
    Press for help tip
    2 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st yr: 0.5% Sum Repaid. Deeds Fee £40.00 Fixed. Redemption Admin Fee £110.00 Fixed
    Speak To A Broker
    Product Fee Arrangement £1999,
  • Cumberland BS Discounted Variable
    Rate
    Press for help tip
    5.03%
    5.03% Discounted Variable for 2 years (4.21% disc)
    reverting to 9.24% (BTL SVR)
    APRC
    Press for help tip
    9.0%
    Period
    Press for help tip
    2 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st yr: 0.5% Sum Repaid. Deeds Fee £40.00 Fixed. Redemption Admin Fee £110.00 Fixed
    Speak To A Broker
    Product Fee Arrangement £1999,
  • Newbury BS Discounted Variable
    Rate
    Press for help tip
    5.10%
    5.10% Discounted Variable for 3 years (1.50% disc)
    reverting to 6.60%
    APRC
    Press for help tip
    6.6%
    Period
    Press for help tip
    3 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st 3 yrs: 2% Mortgage Advance. Discharge Fee £100.00 Fixed
    Speak To A Broker
    Product Fee Arrangement £1500,
  • Newbury BS Discounted Variable
    Rate
    Press for help tip
    5.10%
    5.10% Discounted Variable for 3 years (1.50% disc)
    reverting to 6.60%
    APRC
    Press for help tip
    6.6%
    Period
    Press for help tip
    3 Years
    Max LTV
    Press for help tip
    60%
    Redemption
    Press for help tip
    1st 3 yrs: 2% Mortgage Advance. Discharge Fee £100.00 Fixed
    Speak To A Broker
    Product Fee Arrangement £1500,
  • Monmouthshire BS Discounted Variable
    Rate
    Press for help tip
    5.10%
    5.10% Discounted Variable (collared at 3.50%) for 2 years (3.29% disc)
    reverting to 8.39%
    APRC
    Press for help tip
    8.3%
    Period
    Press for help tip
    2 Years
    Max LTV
    Press for help tip
    75%
    Redemption
    Press for help tip
    1st 2 yrs: 2% Sum Repaid. Vacating Fee £125.00
    Speak To A Broker
    Product Fee Arrangement 2.00% Advance,
Representative Example
Note

Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority (FCA). Whether a Buy-To-Let mortgage is regulated depends on your personal circumstances. The above information assumes that FCA regulation does not apply to the mortgage products shown.

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Disclaimer

YOUR BUY-TO-LET PROPERTY MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON ANY MORTGAGE SECURED ON IT. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Provider Links

Links like ‘Go To Provider's Site’ or ‘Speak to a Broker’ connect you to providers or brokers we work with, for which we may receive a commission if you click or apply.

Favourites

Clicking the heart icon marks a product as a favourite for 14 days (if cookies are enabled), allowing you to filter and sort favourites at the top of the list.

Should I speak to a mortgage broker?

Mortgage brokers remove a lot of the paperwork and hassle of getting a mortgage, as well as helping you access exclusive products and rates that aren’t available to the public. Mortgage brokers are regulated by the Financial Conduct Authority (FCA) and are required to pass specific qualifications before they can give you advice.

 

Speak to an award-winning mortgage broker today

 

MAB is the preferred mortgage broker of MoneyfactsCompare

 

Mortgage Advice Bureau logo

Get friendly, expert advice free of charge as a visitor of MoneyfactsCompare

Mortgage Advice Bureau have 1,600 UK advisers with 200 awards between them.

Speak to an award-winning mortgage broker today.

Call 0808 149 9177 or request a callback

Mortgage Advice Bureau offers fee free mortgage advice for MoneyfactsCompare visitors that call on 0808 149 9177. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm excluding bank holidays. Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Receive the latest news, straight to your inbox

All of our newsletters are available free by email to all Moneyfactscompare.co.uk users.

Send me Weekend Moneyfactscompare, Savers Friend, Companies Friend and selected third-party offers.

Mortgage guides

More guides
guides icon
Should I use a mortgage broker?

A mortgage broker specialises in finding lenders who meet your specific needs for a mortgage. Find out how mortgage brokers can help and what fees to look out for.

A mortgage broker specialises in finding lenders who meet your specific needs for a mortgage.

Read More
guides icon
5 steps to becoming a buy-to-let landlord

If you already have a mortgage on your property but wish to convert it to buy-to-let, it's important to speak to your mortgage lender. Read on to find out more.

If you already have a mortgage on your property but wish to convert it to buy-to-let, it's important to speak to your mortgage lender. Read on to find out more.

Read More
guides icon
Buy-to-Let Rental Yield Calculator UK

Ideal for landlords considering what BTL mortgage to choose, our buy to let calculator helps you calculate your rental yield.

Read More
guides icon
How can I handle difficult tenants?

Tenants can be responsible people, however, there are always going to be exceptions. Our guide outlines what you can do as a landlord when the worst happens.

Tenants can be responsible people, however, there are always going to be exceptions. Our guide outlines what you can do as a landlord when the worst happens.

Read More

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.