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Leanne Macardle

Freelance Contributor
Published: 28/03/2018
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Insuring our health should be at the top of the agenda, yet with so many options to choose from, it can often be difficult to know where to start. Well, we're here to help – we've just announced the private medical insurance policies that have been awarded a Moneyfacts Star Rating of four or five, helping you narrow down the options and choose a policy that's got your health covered.

The Moneyfacts Private Medical Insurance Star Ratings is a brand new category that's been designed to help you make an informed decision when it comes to this important form of health insurance. Thanks to detailed analysis of the range of products out there, you can choose, with confidence, the Star-Rated policy that best suits your needs in terms of ongoing quality.

These ratings are based on the weighting of the most relevant product features, outside of premiums, which means you can be confident that the policy of your choice will offer all the protection you require. After all, it isn't all about price – you need to be sure that the policy really is high quality and will be there for you should you need it, and with these independent seals of approval, you can have that extra degree of confidence.

"Private medical insurance is a highly valuable financial product, providing an individual with the peace of mind that their health and wellbeing needs will be met," said Richard Eagling, editor of Investment Life & Pensions Moneyfacts.

"However, the range of products and the variety of entry levels on offer can prove confusing for many individuals who could benefit from this type of cover. The Moneyfacts Private Medical Insurance Star Ratings help customers direct their focus and make an informed decision, by highlighting the most comprehensive products on the market."

Take a look at the table below to see those providers and products that have been awarded a Star Rating of four or five, and perhaps make a beeline for them when you're in the market for a new private medical insurance policy.

  • Regional Plus Private Medical Insurance Plan
Aviva Health UK Limited
  • Healthier Solutions
AXA PPP healthcare Limited
  • Personal Health
  • Personal Health 6
  • Comprehensive
Freedom Healthnet Limited
  • Freedom Elite
General & Medical Healthcare
  • Elite
  • Lifestyle Plus
Permanent Health Company
  • HealthCover4Life Plan 1
  • HealthCover4Life Plan 2
  • HealthCover4Life Plan 3
  • HealthPlan Super and Super 4
  • HealthPlan Secure and Secure 4
The Exeter
  • Health Cover for Me
  • Personal Healthcare
  • Flexible Health Elite
  • Multi-Family Healthcare Plan Comprehensive
  • Multi-Family Healthcare Plan Enhanced
  • inSpire
CS Healthcare
  • Your Choice
General & Medical Healthcare
  • Lifestyle
National Assurance
  • Choices
  • HealthPlan Saver Plus and Saver Plus 4
  • HealthPlan Saver and Saver 4
  • Multi-Family Healthcare Plan Standard
  • Flexible Health Premier

Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice. will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by will always be from Be ScamSmart. will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by will always be from Be ScamSmart.