UK mortgage news

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee narrowly voted in favour of a cut. Find out why and what it means for your money.

The base rate fell to 4.00% in August after the Bank of England’s Monetary Policy Committee voted in favour of a cut.

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose. Find out more.

The latest Money and Credit report revealed an extra £3.6 billion was deposited into ISAs in June, as mortgage borrowing and approvals also rose.

A 40-year mortgage can help first-time buyers get on the property ladder with smaller monthly payments. But overpaying could save thousands of pounds in interest.

A 40-year mortgage can be a flexible lifeline by helping first-time buyers get on the property ladder with smaller monthly payments.

Relaxing stress tests and changing loan-to-income thresholds are further ways the Government is looking to help more people get onto the property ladder.

Relaxing stress tests and changing loan-to-income thresholds are further ways the Government is looking to help more people get onto the property ladder.

Average mortgage rates maintained a downward trajectory month-on-month, though momentum continues to waver. Find out what this could mean for you if you're after a new mortgage deal.

Average mortgage rates maintained a downward trajectory month-on-month, though momentum continues to waver.

After slowing down in April, the housing market showed more positive signs in May as net borrowing and the number of approvals increased.

After slowing down in April, the housing market showed more positive signs in May.

With a record high number of mortgage deals available, along with lower interest rates, the buy-to-let market looks positive for landlords. But challenges remain.

With a record high number of mortgage deals available, along with lower interest rates, the buy-to-let market looks positive for landlords.

As inflation remains well above the Bank’s 2% target. Find out what this means for your savings and mortgage:

As inflation remains well above the Bank’s 2% target. Find out what this means for your savings and mortgage:

While borrowers are likely to be relieved mortgage rates continue to fall, lenders appeared to adopt a more cautious approach when repricing their fixed products last month, as average rates dropped by a smaller margin than seen in previous months. Find out more:

Meanwhile, mass repricing caused product choice and shelf-life to dip.

With affordability still a challenge, building societies offer lower-than-average rates on first-time buyer mortgages and innovative deals to support homeownership.

With affordability still a challenge, building societies offer lower-than-average rates on first-time buyer mortgages and innovative deals to support homeownership.

Savers deposited a record £14 billion into ISAs in April, marking the highest this figure has been in over 26 years. Find out more here.

Savers deposited a record £14 billion into ISAs in April, marking the highest this figure has been in over 26 years.

Having fallen in the month to May, average rates for a two-year fixed mortgage now stands at its lowest point for over two and a half years. Find out what this means for you if you're after a deal.

Having fallen in the month to May, average rates for a two-year fixed mortgage now stands at its lowest point for over two and a half years.

In the wake of new tariffs announced at the start of last month by US President, Donald Trump, the Bank of England has voted in favour of lowering the UK base rate to 4.25%. Find out the impact this could have on your savings and mortgage:

Meanwhile, volatile swap markets provide impetus for mortgage cuts. Find out how your finance might be affected:

The building society hopes the new product will offer first-time buyers “the breathing space they need in those critical first few months”.

The building society hopes the new product will offer first-time buyers “the breathing space they need in those critical first few months”.

With many struggling with rising costs, are you doing enough to maximise your money? Read on to discover tips to help organise your finances.

With many struggling with rising costs, are you doing enough to maximise your money?

Mortgage borrowing in March increased by £13 billion, jumping to its highest level since June 2021. However, mortgage approvals dipped in the same month. Find out more.

Mortgage borrowing in March increased by £13 billion, jumping to its highest level since June 2021. However, mortgage approvals dipped in the same month.

The number of first-time buyer mortgages has risen month-on-month to its highest point in 17 years, while shelf-life in the market overall improves. Find out what this could mean for you.

The number of first-time buyer mortgages has risen month-on-month to its highest point in 17 years, while shelf-life in the market overall improves.

While individuals may worry about the impact on their personal finances during times of economic unrest, it’s important to stay calm and not make any knee-jerk reactions.

While individuals may worry about the impact on their personal finances during times of economic unrest, it’s important to stay calm and not make any knee-jerk reactions.

Despite no major tax changes in today’s Spring Statement, measures announced in last year’s Autumn Budget are set to come into effect.

Despite no major tax changes in today’s Spring Statement, measures announced in last year’s Autumn Budget are set to come into effect.

But both mortgage and savings rates trend downwards following last month’s cut.

But both mortgage and savings rates trend downwards following last month’s cut.