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UK mortgage news. Trends, new products and rate changes. Brought to you by the Moneyfactscompare.co.uk editorial team. Compare mortgage rates and subscribe to our email newsletter for weekly updates.

Latest mortgage news

Major milestone as the Moneyfacts Average Mortgage Rate drops below 5%

3rd November 2025

As the Moneyfacts Average Mortgage Rate falls below 5%, will lenders continue to reduce rates throughout 2025? Read more on how rates have changed and where they could go next.

As the Moneyfacts Average Mortgage Rate falls below 5%, will lenders continue to reduce rates throughout 2025?

Moneyfacts pick of the week

30th October 2025

The Moneyfacts Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

This week's selection features Moneybox's competitive easy access ISA and a three-year fixed mortgage from TSB.

Popular news from the archive

Fixed mortgage rates plummet but less time for borrowers to secure a deal

10th March 2025

Average mortgage rates fell throughout February as the average shelf-life of a deal dropped to just 16 days.

Gap narrows between two- and five-year fixed mortgage rates

13th January 2025

Mortgage rates dropped in the month to January, with the margin between the average two- and five-year fixed rates falling to its lowest level in two years.

The margin between the average two- and five-year fixed rates is now at its lowest level in two years.

Five-year fixed mortgage rates see largest rise in over a year

9th December 2024

Average fixed mortgage rates rose throughout November, but there were some positive changes for borrowers. Find out more about the state of the mortgage market.

Average fixed mortgage rates rose throughout November, but there were some positive changes for borrowers.

Rising more rapidly: Mortgage rates make biggest monthly jump since March

14th May 2024

However, climbing rates are countered by longer shelf-life and increased product availability.

Drop in 95% LTV mortgage competition hits first-time buyers

9th September 2019

With the total number of 95% loan-to-value (LTV) mortgage deals falling, while those on a 90% LTV are on the rise, first-time buyers may want to wait until they can save for a 10% deposit to take advantage of the better rates

With the total number of 95% loan-to-value (LTV) mortgage deals falling, first-time buyers may want to wait until they can save for a 10% deposit

Two and five year mortgage rates hit historic lows

11th May 2020

Although the number of mortgage deals have almost halved since March, the average mortgage rates on two and five-year fixed deals have hit historic lows

Homeowners keen to explore Holiday let as an alternative investment

30th September 2021

Almost three quarters of homeowners were keen to explore other ways of investing away from a traditional bank savings account, such as Holiday let, research from Original Cottages has revealed.

Almost three quarters of homeowners keen to explore other ways of investing such as Holiday let according to research from Original Cottages.

Cost of mortgages rising but competitive deals still available

17th November 2020

The cost of getting a mortgage has risen since March, with average product fees increasing while the number of deals with no product fees or offering free valuations falling

The cost of getting a mortgage has risen since March, with average product fees increasing while the number of deals with no product fees or offering free...

Mortgage rates rise for third consecutive month

12th October 2020

Consumers looking to lock into a new mortgage deal should act quickly, as mortgage rates continue to rise while the number of deals available is falling

More mortgage deals on the market but rates continue to rise

8th March 2021

Those looking to capitalise on the stamp duty holiday extension will welcome the news that there is now the highest number of mortgage deals on the market since March 2020

Those looking to capitalise on the stamp duty holiday extension will welcome news that there is now the highest number of deals on the market since March 2020

Mortgage rates fall as average house prices reach a new record high

7th June 2021

The housing market remains strong despite the pandemic as house prices continue to rise and the number of mortgage deals have reached their highest level since last spring, while rates have fallen month-on-month

The housing market remains strong despite the pandemic as house prices continue to rise

Two-year fixed mortgage rates see biggest monthly drop since 2022

14th February 2024

The average two-year fixed rates saw their largest monthly fall between January and February. Find out more about how average mortgage rates are changing.

The average fixed mortgage rate fell by 0.37 percentage points between January and February.

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