Nationwide BS reduces selected fixed mortgage rates

Rate: 4.84% Fixed for 2 years reverting to 6.49%

Initial period: 2 years 

Product fee: £999

Maximum loan-to-value: 60%

APRC: 6.4%

_{Representative example: £178,000 mortgage over 25 years initially at 4.84% fixed for 24 months reverting to 6.49% variable for term. 24 monthly payments of £1024.04 and 276 monthly payments of £1189.48. Total amount payable £354,252.44 includes loan amount, interest of £174,873, valuation fees of £0 and product fees of £999. The overall cost for comparison is 6.4% APRC representative.}

Rate: 4.43% Fixed for 5 years reverting to 6.99%

Initial period: 5 years 

Product fee: £999

Maximum loan-to-value: 60%

APRC: 6.1%

_{Representative example: £178,000 mortgage over 25 years initially at 4.43% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £982.32 and 240 monthly payments of £1210.10. Total amount payable £350,742.20 includes loan amount, interest of £171,363, valuation fees of £0 and product fees of £999. The overall cost for comparison is 6.1% APRC representative.}

Rate: 4.79% Fixed for 2 years reverting to 6.99%

Initial period: 2 years 

Product fee: £999

Maximum loan-to-value: 60%

APRC: 6.8%

_{Representative example: £218,000 mortgage over 25 years initially at 4.79% fixed for 24 months reverting to 6.99% variable for term. 24 monthly payments of £1247.88 and 276 monthly payments of £1520.63. Total amount payable £450,692.00 includes loan amount, interest of £231,643, valuation fees of £0 and product fees of £999. The overall cost for comparison is 6.8% APRC representative.}

Rate: 4.44% Fixed for 5 years reverting to 6.99%

Initial period: 5 years 

Product fee: £999

Maximum loan-to-value: 60%

APRC: 6.1%

_{Representative example: £218,000 mortgage over 25 years initially at 4.44% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1204.30 and 240 monthly payments of £1482.28. Total amount payable £429,054.20 includes loan amount, interest of £210,005, valuation fees of £0 and product fees of £999. The overall cost for comparison is 6.1% APRC representative.}

Rate: 5.39% Fixed for 2 years reverting to 6.99%

Initial period: 2 years 

Product fee: £999

Maximum loan-to-value: 60%

APRC: 7.0%

_{Representative example: £159,210 mortgage over 25 years initially at 5.39% fixed for 24 months reverting to 6.99% variable for term. 24 monthly payments of £967.26 and 276 monthly payments of £1114.62. Total amount payable £331,898.36 includes loan amount, interest of £171,639, valuation fees of £0 and product fees of £999. The overall cost for comparison is 7.0% APRC representative.}

Rate: 4.84% Fixed for 5 years reverting to 6.99%

Initial period: 5 years 

Product fee: £999

Maximum loan-to-value: 60%

APRC: 6.3%

_{Representative example: £159,210 mortgage over 25 years initially at 4.84% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £915.94 and 240 monthly payments of £1089.74. Total amount payable £317,543.00 includes loan amount, interest of £157,284, valuation fees of £0 and product fees of £999. The overall cost for comparison is 6.3% APRC representative.}