UK Savings & ISA news

Each week the Moneyfactscompare.co.uk content team round up and discuss the very best savings rates available in the UK. Compare and apply today.

Slower UK inflation could mean consumers have more choice when it comes to savings accounts providing real returns.

The Moneyfacts Pick of the Week showcases the best of the latest products or rate changes to hit the consumer finance market.

This week's selection features one of the top five-year fixed ISAs from Close Brothers Savings and a 95% LTV mortgage from Barclays Mortgage.

There’s an additional £400 up for grabs for those who switch to its Premier Current Account – bringing the total value up to a possible £1,000.

There’s an additional £400 up for grabs for those who switch to its Premier Current Account – bringing the total value up to a possible £1,000.

UK inflation in January 2026 eased to 3%, its lowest level in 10 months. Find out what this could mean for your money.

UK inflation in January 2026 eased to 3%, its lowest level in 10 months.

Savers have a record number of savings and ISAs to choose from in February, which could help boost competition between providers.

Savers have a record number of savings and ISAs to choose from, which could help boost competition between providers.

This limited time offer from Moneyfarm could give stocks and shares ISA investors a cash boost this ISA season. Find out how to qualify for the cashback reward.

This limited time offer from Moneyfarm could give stocks and shares ISA investors a cash boost this ISA season.

Savers urged to consider lesser-known providers to avoid missing out on almost £300 in interest.

Savers urged to consider lesser-known providers to avoid missing out on almost £300 in interest.

Although the base rate remains unchanged in February, could there be cuts later on in 2026?

Although the base rate remains unchanged in February, could there be cuts later on in 2026?

Feedback from hundreds of thousands of consumers helped crown the best-in-class.

Feedback from hundreds of thousands of consumers helped crown the best-in-class.

This article explains why many savers remain in low-interest accounts and what to consider when reviewing savings as interest rates move.

This article explains why many savers remain in low-interest accounts and what to consider when reviewing savings as interest rates move.

UK inflation increased for the first time since July 2025, rising to 3.4% in December 2025. What does this mean for consumers and their money?

UK inflation increased for the first time since July 2025, rising to 3.4% in December 2025.

Discover what this means for retirees and why the increase has been so stark:

Discover what this means for retirees and why the increase has been so stark:

The ‘wait-and-see’ approach “could come at a big cost”, they are warned.

The ‘wait-and-see’ approach “could come at a big cost”, they are warned.

However, there’s still plenty of reason to shop around for a savings account.

However, there’s still plenty of reason to shop around for a savings account.

It comes as more than 30 providers have already lowered rates since last month’s base rate reduction.

It comes as more than 30 providers have already lowered rates since last month’s base rate reduction.

Lower interest rates in 2026 could bring uneven benefits for households.

Lower interest rates in 2026 could bring uneven benefits for households.

Most average rates on easy access and notice savings accounts saw a resurgence between November and December 2025 as fixed rates continued falling. Learn more on the latest trends.

Most average variable savings and ISA rates saw a resurgence between November and December 2025 as fixed rates continued falling.

How might this affect people’s finances heading into 2026?

How might this affect people’s finances heading into 2026?

With inflation at an eight-month low, will the Bank of England cut interest rates tomorrow?

With inflation at an eight-month low, will the Bank of England cut interest rates tomorrow?

Consumers win big in what’s been a brilliant year for Premium Bonds.

Consumers win big in what’s been a brilliant year for Premium Bonds.

Ethical funds are consistently achieving better levels of growth than their non-ethical equivalents according to a study revealed by Moneyfacts today

Ethical funds are consistently achieving better levels of growth than their non-ethical equivalents according to a study revealed by Moneyfacts today

Rates on easy access and fixed savings accounts have risen this month and have reached their highest level this year, but average rates are still significantly lower than before the pandemic

Rates on easy access and fixed savings accounts have risen this month and have reached their highest level this year.

A survey of 7,000 retirees by consumer organisation Which? estimates those looking for a comfortable retirement need a pension pot of between £192,000 and £305,000 depending on whether they use pension drawdown or an annuity. In terms of income this equates to £19,000 per year to live comfortably when retired.

A survey of 7,000 retirees estimates those looking for a comfortable retirement need a pension pot of between £192,000 and £305,000

Savers continue to face a challenging market as the number of savings products available has fallen to its lowest level on record and average rates across all charts are below 1.00%

The number of savings products available has fallen to its lowest level on record and average rates across all charts are below 1.00%